Verk Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €14k and a net result of €45k. Equity is shrinking by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 26% of 7994 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-05-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
31 d late
2023
31 d late
2022
4 d early
2021
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 56.3%
2024 · €9k
2021: €19k
2022: €41k
2023: €16k
2024: €9k
2021 → 2025
Net result
€45k▲ 11.5%
2024 · €40k
2021: €18k
2022: €22k
2023: €38k
2024: €40k
2021 → 2025
Total assets
€62k▼ 16.8%
2024 · €74k
2021: €84k
2022: €58k
2023: €51k
2024: €74k
2021 → 2025
Solvency
22.2%▲ 10.4pp
2024 · 11.8%
2021: 22.9%
2022: 70.3%
2023: 32.2%
2024: 11.8%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€41k▲ 113%€16k▼ 59.8%€9k▼ 46.7%€14k▲ 56.3%
Operating result€23k-€28k▲ 22.1%€50k▲ 76.7%€57k▲ 13.0%€61k▲ 7.1%
Net result€18k-€22k▲ 18.9%€38k▲ 74.8%€40k▲ 6.0%€45k▲ 11.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€4k▲ 270%
Current assets
€58k▼ 21.3%
Equity and liabilities €62k
Equity
€14k▲ 56.3%
Debt
€48k▼ 26.6%
The debt ratio falls from 88.2% to 77.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
22.2%▲
2024 · 11.8%
ROE
327.5%▼
2024 · 459.1%
ROA
72.5%▲
2024 · 54.1%
Debt
€48k▼
2024 · €66k
Debt ≤ 1 year
€46k▼
2024 · €56k
Income taxes
€12k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€62k▼
Fixed assets21/28€1k€4k▲
Tangible fixed assets22/27€1k€668▼
Plant, machinery and equipment23€1k€668▼
Financial fixed assets28-€4k
Current assets29/58€73k€58k▼
Amounts receivable within one year40/41€30k€40k▲
Trade receivables40€17k€27k▲
Other amounts receivable41€13k€13k▲
Cash at bank and in hand54/58€43k€17k▼
Deferred charges and accrued income490/1-€48
Equity and liabilities
Total equity and liabilities10/49€74k€62k▼
Equity10/15€9k€14k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€6k€11k▲
Amounts payable17/49€66k€48k▼
Amounts payable within one year42/48€56k€46k▼
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€8k€4k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€48k€40k▼
Accrued charges and deferred income492/3€10k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€684€472▼
Other operating charges640/8€893€1k▲
Gross operating margin9900€58k€63k▲
Operating profit (loss)9901€57k€61k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€53k€57k▲
Income taxes67/77€12k€12k▼
Profit (loss) for the period9904€40k€45k▲
Profit (loss) for the period to be appropriated9905€40k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€51k▼
Profit (loss) brought forward from the previous period14P€14k€6k▼
Profit to be distributed694/7€48k€40k▼
Return on contributions (dividend)694€48k€40k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-09
Financial
Highest result since 2021net €45k ▲11.5%
Operating result €61k, net result €45k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity triplescurrent ratio 3.38
Current ratio from 1.34 to 3.38; short-term debt falls from €62k to €17k.
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 25 A9860 OosterzeleGround area
574 m²
Building footprint
123 m²
Volume, LiDAR
53 m³
Parcel 44046A0306/00P000, Flanders · tallest building 4.1 m. Linked by address, not a title deed.
1 establishment unit
Verk Consulting
since 20212.315.806.011
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44046A0306/00P000 | Flanders | 574 m² | 1 · 123 m² | 4.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,754. 6,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2021
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.