Skip to content

Everything or Nothing

Active Risk: not assessed
Private limited companyfounded 20215 yrs activeHauwsestraat 25, 9860 Oosterzele, BelgiumKBO/BCE: BE 0765.981.779
Summary

Everything or Nothing is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €9,322 and a net result of €41,427. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 8094 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Everything or NothingActive

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 8094 sector peers (2025).
NBB · sector comparison
Position among 8094 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
1 d early
2024
3 d early
2023
5 d early
2022
2 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 29 October (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close29-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Everything or Nothing was incorporated on 1 April 2021 as a Private limited company.1 Total assets rose from EUR 26,441 in 2022 to EUR 123,859 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€9,322▼ 86.3%
2024 · €67,895
Net result
€41,427▲ 52.8%
2024 · €27,118
Total assets
€123,859▲ 41.3%
2024 · €87,673
Solvency
7.5%▼ 69.9pp
2024 · 77.4%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€1,117-€55,078€36,139▼ 34.4%€52,767▲ 46.0%
Net result-€2,707below the sector's middle half-€42,484within the sector's middle half€27,118within the sector's middle half▼ 36.2%€41,427within the sector's middle half▲ 52.8%
Equity-€1,707below the sector's middle half-€40,777below the sector's middle half€67,895below the sector's middle half▲ 66.5%€9,322below the sector's middle half▼ 86.3%
Total assets€26,441below the sector's middle half-€53,595below the sector's middle half▲ 103%€87,673below the sector's middle half▲ 63.6%€123,859below the sector's middle half▲ 41.3%
Debt€28,147-€12,818▼ 54.5%€19,777▲ 54.3%€114,537▲ 479%
Working capital-€3,167within the sector's middle half-€30,481within the sector's middle half€55,625within the sector's middle half▲ 82.5%-€3,596within the sector's middle half
Solvency-6.5%below the sector's middle half-76.1%within the sector's middle half▲ 82.5pp77.4%within the sector's middle half▲ 1.4pp7.5%below the sector's middle half▼ 69.9pp
Current ratio0.88within the sector's middle half-3.61above the sector's middle half▲ 2.743.90above the sector's middle half▲ 0.280.97within the sector's middle half▼ 2.93
Return on assets (ROA)-10.2%below the sector's middle half-79.3%above the sector's middle half▲ 89.5pp30.9%above the sector's middle half▼ 48.3pp33.4%above the sector's middle half▲ 2.5pp
Staff (FTE)0within the sector's middle half0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000Operating result 2022: -€1,117-€1,117Net result 2022: -€2,707-€2,707Operating result 2023: €55,078€55,078Net result 2023: €42,484€42,484Operating result 2024: €36,139€36,139Net result 2024: €27,118€27,118Operating result 2025: €52,767€52,767Net result 2025: €41,427€41,4272022202320242025€0€20,000€40,000€60,000Operating result 2023: €55,078€55,100Net result 2023: €42,484€42,500Operating result 2024: €36,139€36,100Net result 2024: €27,118€27,100Operating result 2025: €52,767€52,800Net result 2025: €41,427€41,400202320242025
The operating result recovers in 2025; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123,859
Fixed assets €13,288 ▲ 3.3%
Current assets €110,571 ▲ 47.8%
Equity and liabilities €123,859
Equity €9,322 ▼ 86.3%
Debt €114,537 ▲ 479%
Debt's share of the balance-sheet total rises from 22.6% to 92.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
444.4%▲
2024 · 39.9%
Debt ≤ 1 year
€114,168▲
2024 · €19,188
Income taxes
€12,368▲
2024 · €8,980
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€87,673€123,859▲
Fixed assets21/28€12,860€13,288▲
Tangible fixed assets22/27€10,985€11,413▲
Plant, machinery and equipment23€7,427€9,188▲
Furniture and vehicles24€3,558€2,225▼
Financial fixed assets28€1,875€1,875=
Current assets29/58€74,813€110,571▲
Amounts receivable within one year40/41€16,789€92,641▲
Trade receivables40€14,400€15,393▲
Other amounts receivable41€2,389€77,248▲
Cash at bank and in hand54/58€56,461€16,326▼
Deferred charges and accrued income490/1€1,563€1,604▲
Equity and liabilities
Total equity and liabilities10/49€87,673€123,859▲
Equity10/15€67,895€9,322▼
Contributions10/11€1,000€1,000=
Reserves13€66,895€8,322▼
Distributable reserves133€66,895€8,322▼
Profit (loss) carried forward14-€0
Amounts payable17/49€19,777€114,537▲
Amounts payable within one year42/48€19,188€114,168▲
Trade debts44€1,526€1,242▼
Suppliers440/4€1,526€1,242▼
Taxes, remuneration and social security45€17,663€12,926▼
Taxes450/3€14,733€9,996▼
Remuneration and social security454/9€2,929€2,929=
Other amounts payable47/48€0€100,000▲
Accrued charges and deferred income492/3€589€369▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,688€4,943▲
Other operating charges640/8€1,223€1,192▼
Non-recurring operating charges66A-€1,981
Gross operating margin9900€40,050€60,883▲
Operating profit (loss)9901€36,139€52,767▲
Financial income75/76B€35€1,148▲
Recurring financial income75€35€1,148▲
Financial charges65/66B€76€121▲
Recurring financial charges65€76€121▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€36,098€53,794▲
Income taxes67/77€8,980€12,368▲
Profit (loss) for the period9904€27,118€41,427▲
Profit (loss) for the period to be appropriated9905€27,118€41,427▲
Appropriation of the result
Profit (loss) to be appropriated9906€27,118€41,427▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€58,573
Transfer to equity691/2€27,118€0▼
To other reserves6921€27,118€0▼
Profit to be distributed694/7-€100,000
Return on contributions (dividend)694-€100,000
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€386€1,044€2,688€4,943▲ 83.9%
Other operating charges640/8€116€415€1,223€1,192▼ 2.5%
Non-recurring operating charges66A---€1,981-
Gross operating margin9900-€615€56,537€40,050€60,883▲ 52.0%
Operating profit (loss)9901-€1,117€55,078€36,139€52,767▲ 46.0%
Financial income75/76B€1€0€35€1,148▲ 3,227%
Recurring financial income75€1€0€35€1,148▲ 3,227%
Financial charges65/66B€60€157€76€121▲ 59.8%
Recurring financial charges65€60€58€76€121▲ 59.8%
Non-recurring financial charges66B-€99€0--
Profit (loss) for the period before taxes9903-€1,176€54,921€36,098€53,794▲ 49.0%
Income taxes67/77€1,531€12,437€8,980€12,368▲ 37.7%
Profit (loss) for the period9904-€2,707€42,484€27,118€41,427▲ 52.8%
Profit (loss) for the period to be appropriated9905-€2,707€42,484€27,118€41,427▲ 52.8%
Line2022202320242025Change
Assets
Total assets20/58€26,441€53,595€87,673€123,859▲ 41.3%
Fixed assets21/28€3,395€11,456€12,860€13,288▲ 3.3%
Tangible fixed assets22/27€3,295€9,581€10,985€11,413▲ 3.9%
Plant, machinery and equipment23-€7,023€7,427€9,188▲ 23.7%
Furniture and vehicles24€3,295€2,558€3,558€2,225▼ 37.5%
Financial fixed assets28€100€1,875€1,875€1,875=
Current assets29/58€23,046€42,139€74,813€110,571▲ 47.8%
Amounts receivable within one year40/41€1,117€18,976€16,789€92,641▲ 452%
Trade receivables40€197€17,681€14,400€15,393▲ 6.9%
Other amounts receivable41€919€1,295€2,389€77,248▲ 3,133%
Cash at bank and in hand54/58€19,306€20,363€56,461€16,326▼ 71.1%
Deferred charges and accrued income490/1€2,623€2,800€1,563€1,604▲ 2.6%
Equity and liabilities
Total equity and liabilities10/49€26,441€53,595€87,673€123,859▲ 41.3%
Equity10/15-€1,707€40,777€67,895€9,322▼ 86.3%
Contributions10/11€1,000€1,000€1,000€1,000=
Reserves13-€39,777€66,895€8,322▼ 87.6%
Distributable reserves133-€39,777€66,895€8,322▼ 87.6%
Profit (loss) carried forward14-€2,707€0-€0-
Amounts payable17/49€28,147€12,818€19,777€114,537▲ 479%
Amounts payable within one year42/48€26,213€11,658€19,188€114,168▲ 495%
Trade debts44€16,885€1,224€1,526€1,242▼ 18.6%
Suppliers440/4€16,885€1,224€1,526€1,242▼ 18.6%
Taxes, remuneration and social security45€4,460€10,086€17,663€12,926▼ 26.8%
Taxes450/3€1,531€5,021€14,733€9,996▼ 32.2%
Remuneration and social security454/9€2,929€5,065€2,929€2,929=
Other amounts payable47/48€4,868€348€0€100,000-
Accrued charges and deferred income492/3€1,935€1,160€589€369▼ 37.3%
Line2022202320242025Change
Profit (loss) for the period9904-€2,707€42,484€27,118€41,427▲ 52.8%
+ Depreciation and write-downs630€386€1,044€2,688€4,943▲ 83.9%
Operating cash flow (approximation)-€2,320€43,528€29,806€46,370▲ 55.6%
Investment in fixed assets (approximation)--€9,106-€4,091-€5,371▼ 31.3%
Change in cash-€1,057€36,098-€40,135▼ 211%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
30-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
28-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
26-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial Back to profitnet €42,484
Net result €42,484 after one loss-making year.
31-03
Financial Liquidity quadruplescurrent ratio 3.61
Current ratio from 0.88 to 3.61; short-term debt falls from €26,213 to €11,658.
2022
02-11
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1,748 m²
Building footprint
182 m²
Volume, LiDAR
812 m³
Parcel 44059B0866/00C000, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Everything or Nothing
Hauwsestraat 25, 9860 OosterzeleFinancial service activities, except insurance and pension funding
since 20212.315.914.293
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44059B0866/00C000 Flanders 1,748 m² 1 · 182 m² 8.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 4,866 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-04-2021
Fiscal year end31-03
Abbreviation NL EON
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0765981779
Registered 19-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.