Verifran
ActiveSummary
Verifran has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,823 and a net result of €559. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 71% of 3507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability50▲+25
Solvency96▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.47 against 4.77 in 2024; short-term debt: 28.8% and cash: 33.8% of total assets), and 28.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
31 d late
2022
5 d late
2021
90 d early
2020
75 d early
2019
80 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€7,823▲ 7.7%
2024 · €7,264
Total assets
€10,995▲ 19.6%
2024 · €9,192
Net result
€559
2024 · -€455
Working capital
€7,823▲ 7.7%
2024 · €7,264
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,333€411▼ 82.4%€233▼ 43.4%-€333€680
Net result€1,716within the sector's middle half€261within the sector's middle half▼ 84.8%€142within the sector's middle half▼ 45.8%-€455within the sector's middle half€559within the sector's middle half
Equity€7,316below the sector's middle half▲ 30.7%€7,577below the sector's middle half▲ 3.6%€7,719below the sector's middle half▲ 1.9%€7,264below the sector's middle half▼ 5.9%€7,823below the sector's middle half▲ 7.7%
Total assets€9,251below the sector's middle half▲ 4.1%€7,922below the sector's middle half▼ 14.4%€11,310below the sector's middle half▲ 42.8%€9,192below the sector's middle half▼ 18.7%€10,995below the sector's middle half▲ 19.6%
Debt€1,935▼ 41.2%€345▼ 82.2%€3,591▲ 942%€1,928▼ 46.3%€3,172▲ 64.5%
Working capital€7,316within the sector's middle half▲ 55.1%€7,577within the sector's middle half▲ 3.6%€7,719within the sector's middle half▲ 1.9%€7,264within the sector's middle half▼ 5.9%€7,823within the sector's middle half▲ 7.7%
Solvency79.1%above the sector's middle half▲ 16.1pp95.6%above the sector's middle half▲ 16.6pp68.2%within the sector's middle half▼ 27.4pp79.0%above the sector's middle half▲ 10.8pp71.2%within the sector's middle half▼ 7.9pp
Current ratio4.78above the sector's middle half▲ 2.3522.98above the sector's middle half▲ 18.203.15within the sector's middle half▼ 19.834.77above the sector's middle half▲ 1.623.47within the sector's middle half▼ 1.30
Return on assets (ROA)18.6%within the sector's middle half▲ 85.2pp3.3%within the sector's middle half▼ 15.3pp1.3%within the sector's middle half▼ 2.0pp-4.9%below the sector's middle half▼ 6.2pp5.1%within the sector's middle half▲ 10.0pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €680 after a loss of €333 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €10,995
Equity
€7,823 ▲ 7.7%
Debt
€3,172 ▲ 64.5%
Debt's share of the balance-sheet total rises from 21.0% to 28.8%. Equity and debt are higher.
Key figures and ratios
Quick ratio
1.51▼
2024 · 1.99
Debt to equity
0.41▲
2024 · 0.27
ROE
7.1%▲
2024 · -6.3%
Debt ≤ 1 year
€3,172▲
2024 · €1,928
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €881 | - | - | - | - | - |
| Other operating charges640/8 | €10 | - | €2,693 | €3,478 | €913 | ▼ 73.8% |
| Gross operating margin9900 | €3,225 | €411 | €2,926 | €3,145 | €1,593 | ▼ 49.3% |
| Operating profit (loss)9901 | €2,333 | €411 | €233 | -€333 | €680 | ▲ 304% |
| Financial income75/76B | €0 | €0 | €32 | €1 | €0 | ▼ 90.0% |
| Recurring financial income75 | €0 | €0 | €32 | €1 | €0 | ▼ 90.0% |
| Financial charges65/66B | €406 | €150 | €123 | €122 | €121 | ▼ 0.6% |
| Recurring financial charges65 | €406 | €150 | €123 | €122 | €121 | ▼ 0.6% |
| Profit (loss) for the period before taxes9903 | €1,927 | €261 | €142 | -€455 | €559 | ▲ 223% |
| Income taxes67/77 | €211 | - | - | - | - | - |
| Profit (loss) for the period9904 | €1,716 | €261 | €142 | -€455 | €559 | ▲ 223% |
| Profit (loss) for the period to be appropriated9905 | €1,716 | €261 | €142 | -€455 | €559 | ▲ 223% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9,251 | €7,922 | €11,310 | €9,192 | €10,995 | ▲ 19.6% |
| Current assets29/58 | €9,251 | €7,922 | €11,310 | €9,192 | €10,995 | ▲ 19.6% |
| Stocks and contracts in progress3 | €3,927 | €3,822 | €4,739 | €5,355 | €6,201 | ▲ 15.8% |
| Stocks30/36 | €3,927 | €3,822 | €4,739 | €5,355 | €6,201 | ▲ 15.8% |
| Amounts receivable within one year40/41 | €1,924 | €283 | €2,557 | €467 | €1,073 | ▲ 130% |
| Trade receivables40 | €1,544 | €283 | €2,557 | €467 | €1,073 | ▲ 130% |
| Other amounts receivable41 | €380 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €3,400 | €3,817 | €4,014 | €3,371 | €3,720 | ▲ 10.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9,251 | €7,922 | €11,310 | €9,192 | €10,995 | ▲ 19.6% |
| Equity10/15 | €7,316 | €7,577 | €7,719 | €7,264 | €7,823 | ▲ 7.7% |
| Contributions10/11 | €9,300 | €9,300 | €9,300 | €9,300 | €9,300 | = |
| Outside capital11 | €9,300 | €9,300 | - | - | - | - |
| Other1109/19 | €9,300 | €9,300 | - | - | - | - |
| Reserves13 | €1,600 | €1,600 | €1,600 | €1,600 | €1,600 | = |
| Non-distributable reserves130/1 | €1,600 | €1,600 | - | - | - | - |
| Reserves not available under the articles1311 | €1,600 | €1,600 | - | - | - | - |
| Distributable reserves133 | - | - | €1,600 | €1,600 | €1,600 | = |
| Profit (loss) carried forward14 | -€3,584 | -€3,323 | -€3,181 | -€3,636 | -€3,077 | ▲ 15.4% |
| Amounts payable17/49 | €1,935 | €345 | €3,591 | €1,928 | €3,172 | ▲ 64.5% |
| Amounts payable within one year42/48 | €1,935 | €345 | €3,591 | €1,928 | €3,172 | ▲ 64.5% |
| Trade debts44 | €1,935 | €19 | €3,365 | €1,117 | €1,676 | ▲ 50.0% |
| Suppliers440/4 | €1,935 | €19 | €3,365 | €1,117 | €1,676 | ▲ 50.0% |
| Taxes, remuneration and social security45 | - | €326 | €227 | €774 | €865 | ▲ 11.8% |
| Taxes450/3 | - | €326 | €227 | €774 | €865 | ▲ 11.8% |
| Other amounts payable47/48 | - | - | - | €37 | €632 | ▲ 1,586% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,716 | €261 | €142 | -€455 | €559 | ▲ 223% |
| + Depreciation and write-downs630 | €881 | - | - | - | - | - |
| Operating cash flow (approximation) | €2,598 | €261 | €142 | -€455 | €559 | ▲ 223% |
| Change in cash | - | €417 | €197 | -€643 | €349 | ▲ 154% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €559
Net result €559 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
05-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
2022
31-12
Financial
Liquidity times 5current ratio 22.98
Current ratio from 4.78 to 22.98; short-term debt falls from €1,935 to €345.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1,716
Net result €1,716 after one loss-making year.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€5,923
Net result drops to -€5,923, the lowest in the series; recovery starts the following year.
12-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €1,265
Net result €1,265 after one loss-making year.
Show earlier events
17-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 2 establishment units since 2007
Ground area
4,761 m²
Building footprint
599 m²
Volume, LiDAR
3,769 m³
3 parcels, Brussels, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
Verifran
since 20072.160.185.248
Schoeperstraat 11, 8340 Damme
since 20122.216.335.479
3 parcels
Flanders
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31019B0326/00A000 | Flanders | 2,565 m² | 1 · 245 m² | 7.6 m · 2 fl. |
| 23403G0270/00T003 | Flanders | 2,034 m² | 1 · 258 m² | 10.2 m · 2 fl. |
| 21017D0164/00W004 | Brussels | 163 m² | 1 · 96 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 14,138 companies in sector 74201 we hold annual accounts for 2,616. 1,019 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-02-2007
Fiscal year end31-12
Activities, NACEBEL 2025
74201Photography, excluding press photography
47789Other retail sale of new goods
62100Computer programming
73300Public relations and communication consultancy
Contact
E-mail
veroniquegillet@yahoo.com
Phone
0032478914600
E-invoicing
Reachable via Peppol
Peppol ID
0208:0887542773
Also
9925:BE0887542773
Registered
04-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.