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POUPON

Active
Private limited companyfounded 201115 yrs activeRue Darchis 26, 4000 Liège, BelgiumKBO/BCE: BE 0835.053.895

The annual accounts of POUPON for fiscal year 2024 show a net loss of 95% of total assets and of 64% of the equity at the start of that year. The 2024 annual accounts show equity of €7k and a net result of €-12k. Equity is shrinking by ~33.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 54% of 4355 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-58
Solvency79▼-19
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.9 against 3.08 in 2023; short-term debt: 45.7% and cash: 30.2% of total assets), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
54.3%
Return on assets
-94.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-05-2025, 77 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
77 d early
2023
33 d early
2022
14 d early
2021
on the day
2020
on the day
2019
on the day
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€7k▼ 63.6%
2023 · €19k
2018: €77k 2019: €42k 2020: €23k 2021: €18k 2022: €21k 2023: €19k
2018 → 2024
Total assets
€13k▼ 51.3%
2023 · €26k
2018: €83k 2019: €81k 2020: €30k 2021: €22k 2022: €29k 2023: €26k
2018 → 2024
Net result
€-12k▼ 457%
2023 · €-2k
2018: €-4k 2019: €765 2020: €-19k 2021: €-5k 2022: €2k 2023: €-2k
2018 → 2024
Working capital
€5k▼ 65.0%
2023 · €15k
2018: €65k 2019: €31k 2020: €16k 2021: €10k 2022: €16k 2023: €15k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€23k-€18k▼ 19.8%€21k▲ 12.9%€19k▼ 10.2%€7k▼ 63.6%
Operating result€-18k-€-4k▲ 76.7%€3k€-2k€-12k▼ 540%
Net result€-19k-€-5k▲ 75.5%€2k€-2k€-12k▼ 457%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0Operating result 2020: €-18k€-18kNet result 2020: €-19k€-19kOperating result 2021: €-4k€-4kNet result 2021: €-5k€-5kOperating result 2022: €3k€3kNet result 2022: €2k€2kOperating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €-12k€-12kNet result 2024: €-12k€-12k20202021202220232024
The operating result stays negative: a loss of €12k in 2024 against €2k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €13k
Fixed assets €2k▼ 58.1%
Current assets €11k▼ 50.0%
Equity and liabilities €13k
Equity €7k▼ 63.6%
Debt €6k▼ 18.8%
The debt ratio rises from 27.4% to 45.7%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€-9k
2023 · €2k
Cash flow
€-10k
2023 · €2k
Solvency
54.3%
2023 · 72.6%
Current ratio
1.90
2023 · 3.08
Quick ratio
1.90
2023 · 3.08
Debt / equity
0.84
2023 · 0.38
ROE
-174.4%
2023 · -11.4%
ROA
-94.7%
2023 · -8.3%
Interest coverage
-65.08
2023 · 15.58
Debt
€6k
2023 · €7k
Debt ≤ 1 year
€6k
2023 · €7k
Income taxes
€176
2023 · €196
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€26k€13k
Fixed assets21/28€4k€2k
Tangible fixed assets22/27€4k€2k
Furniture and vehicles24€4k€2k
Financial fixed assets28€25€25=
Current assets29/58€22k€11k
Amounts receivable within one year40/41€13k€6k
Trade receivables40€11k€5k
Other amounts receivable41€2k€1k
Cash at bank and in hand54/58€8k€4k
Deferred charges and accrued income490/1€685€781
Equity and liabilities
Total equity and liabilities10/49€26k€13k
Equity10/15€19k€7k
Contributions10/11€12k€12k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€-4k€-16k
Amounts payable17/49€7k€6k
Amounts payable within one year42/48€7k€6k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€185€185=
Taxes450/3€185€185=
Other amounts payable47/48€5k€4k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k
Other operating charges640/8€928€947
Gross operating margin9900€3k€-8k
Operating profit (loss)9901€-2k€-12k
Financial income75/76B€5€32
Recurring financial income75€5€32
Financial charges65/66B€132€143
Recurring financial charges65€132€143
Profit (loss) for the period before taxes9903€-2k€-12k
Income taxes67/77€196€176
Profit (loss) for the period9904€-2k€-12k
Profit (loss) for the period to be appropriated9905€-2k€-12k
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-16k
Profit (loss) brought forward from the previous period14P€-2k€-4k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
15-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-19k ▼2525%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €765
Net result €765 after one loss-making year.
29-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
03-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Darchis 264000 Liège
Ground area
617 m²
Building footprint
194 m²
Volume, LiDAR
1,477 m³
2 parcels, Wallonia · tallest building 19.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Rogier 22, 4000 Liège
Photography, excluding press photography
since 20112.197.660.902
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62803B0159/00P003 Wallonia 325 m² 1 · 84 m² 19.1 m · 6 fl.
62805B0476/00B004 Wallonia 292 m² 1 · 110 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 14,143 companies in sector 74201 we hold annual accounts for 2,612. 941 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded31-03-2011
Fiscal year end31-12
Activities, NACEBEL
74201Photography, excluding press photography
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.