VERHUIZINGEN VANDYCKE
ActiveSummary
VERHUIZINGEN VANDYCKE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.93M and a net result of €307k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 1851 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-2
Solvency88=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 2.5 in 2024; short-term debt: 33.4% and cash: 11.6% of total assets), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.4%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
29 d late
2023
12 d early
2022
45 d early
2021
11 d early
2020
9 d late
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.93M▲ 18.9%
2024 · €1.62M
2018: €742k
2019: €895k
2020: €1.09M
2021: €1.39M
2022: €1.17M
2023: €1.34M
2024: €1.62M
2018 → 2025
Total assets
€3.04M▲ 18.0%
2024 · €2.57M
2018: €1.12M
2019: €1.25M
2020: €1.52M
2021: €1.69M
2022: €1.95M
2023: €2.18M
2024: €2.57M
2018 → 2025
Net result
€307k▲ 8.1%
2024 · €284k
2018: €140k
2019: €154k
2020: €196k
2021: €307k
2022: €352k
2023: €304k
2024: €284k
2018 → 2025
Working capital
€1.60M▲ 17.6%
2024 · €1.36M
2018: €573k
2019: €740k
2020: €937k
2021: €1.19M
2022: €787k
2023: €1.04M
2024: €1.36M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.39M-€1.17M▼ 16.1%€1.34M▲ 14.1%€1.62M▲ 21.2%€1.93M▲ 18.9%
Operating result€434k-€487k▲ 12.2%€445k▼ 8.6%€439k▼ 1.5%€371k▼ 15.6%
Net result€307k-€352k▲ 14.5%€304k▼ 13.6%€284k▼ 6.8%€307k▲ 8.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 16% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.04M
Fixed assets
€427k ▲ 37.6%
Current assets
€2.61M ▲ 15.3%
Equity and liabilities €3.04M
Equity
€1.93M ▲ 18.9%
Debt
€1.11M ▲ 16.4%
Debt's share of the balance-sheet total falls from 37.1% to 36.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€486k▼
2024 · €539k
Cash flow
€422k▲
2024 · €384k
Current ratio
2.57▲
2024 · 2.50
Debt to equity
0.58▼
2024 · 0.59
ROE
15.9%▼
2024 · 17.5%
ROA
10.1%▼
2024 · 11.0%
Interest coverage
8.47▼
2024 · 9.82
Debt ≤ 1 year
€1.02M▲
2024 · €907k
Income taxes
€133k▲
2024 · €122k
Staff costs
€381k▼
2024 · €393k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.57M€3.04M▲
Fixed assets21/28€310k€427k▲
Tangible fixed assets22/27€310k€427k▲
Land and buildings22€27k€22k▼
Plant, machinery and equipment23€367-
Furniture and vehicles24€277k€400k▲
Leasing and similar rights25€6k€5k▼
Current assets29/58€2.26M€2.61M▲
Amounts receivable within one year40/41€777k€996k▲
Trade receivables40€189k€202k▲
Other amounts receivable41€588k€795k▲
Current investments50/53€973k€1.23M▲
Cash at bank and in hand54/58€486k€353k▼
Deferred charges and accrued income490/1€28k€30k▲
Equity and liabilities
Total equity and liabilities10/49€2.57M€3.04M▲
Equity10/15€1.62M€1.93M▲
Contributions10/11€19k€19k=
Reserves13€1.60M€1.91M▲
Tax-exempt reserves132€316k€211k▼
Distributable reserves133€1.28M€1.70M▲
Profit (loss) carried forward14€796€796=
Amounts payable17/49€954k€1.11M▲
Amounts payable within one year42/48€907k€1.02M▲
Trade debts44€133k€202k▲
Suppliers440/4€133k€202k▲
Taxes, remuneration and social security45€76k€112k▲
Taxes450/3€61k€93k▲
Remuneration and social security454/9€15k€19k▲
Other amounts payable47/48€698k€702k▲
Accrued charges and deferred income492/3€47k€96k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€9k▲
Remuneration, social security and pensions62€393k€381k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€100k€116k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€935k€868k▼
Operating profit (loss)9901€439k€371k▼
Financial income75/76B€21k€126k▲
Recurring financial income75€21k€126k▲
Financial charges65/66B€55k€57k▲
Recurring financial charges65€55k€57k▲
Profit (loss) for the period before taxes9903€405k€439k▲
Income taxes67/77€122k€133k▲
Profit (loss) for the period9904€284k€307k▲
Transfer from tax-exempt reserves789€63k€189k▲
Transfer to tax-exempt reserves689€84k€84k=
Profit (loss) for the period to be appropriated9905€262k€412k▲
Appropriation of the result
Profit (loss) to be appropriated9906€263k€413k▲
Profit (loss) brought forward from the previous period14P€796€796=
Transfer to equity691/2€262k€412k▲
To other reserves6921€262k€412k▲
Social balance
Average headcount (FTE)90877.57.7▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €352k ▲14.5%
Operating result €487k, net result €352k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Equity above €1MEq €1.09M ▲21.7%
3 profitable years in a row build equity to €1.09M.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gistel · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kanaalstraat 368470 GistelGround area
2,194 m²
Building footprint
179 m²
Volume, LiDAR
890 m³
Parcel 35019B0170/00L000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERHUIZINGEN VANDYCKE
since 20032.115.661.357
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35019B0170/00L000 | Flanders | 2,194 m² | 1 · 179 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,117 EUR awarded · 1,117 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 495 EUR | 495 EUR |
| 2024 | 1 | 53 EUR | 53 EUR |
| 2023 | 1 | 339 EUR | 339 EUR |
| 2022 | 1 | 230 EUR | 230 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
9845006S7C0E650E0330
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Transpico
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Niel · Eq €2.03M
Of 996 companies in sector 49420 we hold annual accounts for 450. 138 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2002
Fiscal year end31-12
Activities, NACEBEL 2025
49420Removal services
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.