Allto
ActiveSummary
Allto has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256,407 and a net result of -€140,451. Equity is shrinking by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 16% of 1060 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability29▲+29
Solvency33▼-51
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity short (current ratio 0.46 against 2.76 in 2024; short-term debt: 43.6% and cash: 8.8% of total assets), and 92% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8%
Return on assets
-4.4%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€140,451
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 1060 sector peers (2025).
NBB · sector comparisonPosition among 1060 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
116 d early
2023
2 d early
2022
on the day
2021
28 d late
2020
26 d late
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 company by total assets in Veurne, Other services sector#3 oldest company in Veurne, Other services sector
Equity
€256,407▼ 51.6%
2024 · €529,809
Total assets
€3.2m▲ 258%
2024 · €898,357
Net result
-€140,451▲ 11.3%
2024 · -€158,359
Working capital
-€751,428
2024 · €456,263
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€39,935▼ 26.2%€28,950▼ 27.5%-€65,688-€151,437▼ 131%-€232,402▼ 53.5%
Net result€41,912within the sector's middle half▲ 11.8%€14,297within the sector's middle half▼ 65.9%-€70,936below the sector's middle half-€158,359below the sector's middle half▼ 123%-€140,451below the sector's middle half▲ 11.3%
Equity€392,261within the sector's middle half▲ 12.0%€333,558within the sector's middle half▼ 15.0%€262,622within the sector's middle half▼ 21.3%€529,809within the sector's middle half▲ 102%€256,407within the sector's middle half▼ 51.6%
Total assets€840,686within the sector's middle half▼ 12.7%€808,512within the sector's middle half▼ 3.8%€730,827within the sector's middle half▼ 9.6%€898,357within the sector's middle half▲ 22.9%€3.2mabove the sector's middle half▲ 258%
Debt€442,103▼ 27.0%€469,495▲ 6.2%€463,610▼ 1.3%€368,548▼ 20.5%€3.0m▲ 703%
Working capital-€20,732below the sector's middle half▲ 86.7%€59,772within the sector's middle half€151,912within the sector's middle half▲ 154%€456,263within the sector's middle half▲ 200%-€751,428below the sector's middle half
Solvency46.7%within the sector's middle half▲ 10.3pp41.3%within the sector's middle half▼ 5.4pp35.9%within the sector's middle half▼ 5.3pp59.0%within the sector's middle half▲ 23.0pp8.0%below the sector's middle half▼ 51.0pp
Current ratio0.95below the sector's middle half▲ 0.241.13within the sector's middle half▲ 0.181.38within the sector's middle half▲ 0.242.76within the sector's middle half▲ 1.380.46below the sector's middle half▼ 2.29
Return on assets (ROA)5.0%within the sector's middle half▲ 1.1pp1.8%within the sector's middle half▼ 3.2pp-9.7%below the sector's middle half▼ 11.5pp-17.6%below the sector's middle half▼ 7.9pp-4.4%below the sector's middle half▲ 13.3pp
Staff (FTE)7.3within the sector's middle half▼ 13.1%7within the sector's middle half▼ 4.1%6.8within the sector's middle half▼ 2.9%5.5within the sector's middle half▼ 19.1%7.2within the sector's middle half▲ 30.9%
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €232,402 in 2025 against €151,437 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.2m
Fixed assets
€2.5m ▲ 1,277%
Current assets
€652,533 ▼ 8.8%
Equity and liabilities €3.2m
Equity
€256,407 ▼ 51.6%
Debt
€3.0m ▲ 703%
Debt's share of the balance-sheet total rises from 41.0% to 92.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€130,809▲
2024 · -€76,713
Cash flow
€222,760▲
2024 · -€83,634
Quick ratio
0.44▼
2024 · 2.76
Debt to equity
11.55▲
2024 · 0.70
ROE
-54.8%▼
2024 · -29.9%
Interest coverage
1.84▲
2024 · -4.66
Debt ≤ 1 year
€1.4m▲
2024 · €259,618
Debt > 1 year
€1.5m▲
2024 · €31,564
Staff costs
€412,503▲
2024 · €329,691
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 974 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a small loss
2.3%
went bankrupt
4.5%
stopped otherwise
93%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 974 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €6,834 | €3,968 | €6,840 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | €342,380 | €371,029 | €329,691 | €412,503 | ▲ 25.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €156,889 | €150,191 | €105,217 | €74,725 | €363,211 | ▲ 386% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €11,337 | €0 | ▼ 100% |
| Other operating charges640/8 | - | €20,599 | €21,746 | €69,953 | €26,491 | ▼ 62.1% |
| Non-recurring operating charges66A | - | - | €26,441 | €9,249 | €0 | ▼ 100% |
| Gross operating margin9900 | €568,587 | €542,120 | €458,745 | €343,517 | €569,803 | ▲ 65.9% |
| Operating profit (loss)9901 | €39,935 | €28,950 | -€65,688 | -€151,437 | -€232,402 | ▼ 53.5% |
| Financial income75/76B | - | €10,401 | €6,986 | €4,936 | €162,926 | ▲ 3,201% |
| Recurring financial income75 | €5,721 | €10,401 | €6,986 | €4,936 | €4,118 | ▼ 16.6% |
| Non-recurring financial income76B | - | - | - | - | €158,808 | - |
| Financial charges65/66B | - | €11,018 | €12,885 | €16,452 | €70,974 | ▲ 331% |
| Recurring financial charges65 | €10,804 | €11,018 | €12,885 | €16,452 | €70,974 | ▲ 331% |
| Profit (loss) for the period before taxes9903 | €63,962 | €28,334 | -€71,587 | -€162,954 | -€140,451 | ▲ 13.8% |
| Transfer from deferred taxes780 | - | €863 | €863 | €4,595 | €0 | ▼ 100% |
| Income taxes67/77 | €22,913 | €14,900 | €212 | €0 | - | - |
| Profit (loss) for the period9904 | €41,912 | €14,297 | -€70,936 | -€158,359 | -€140,451 | ▲ 11.3% |
| Transfer from tax-exempt reserves789 | - | €58,885 | €2,055 | €10,940 | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €56,707 | €73,182 | -€68,881 | -€147,419 | -€140,451 | ▲ 4.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €840,686 | €808,512 | €730,827 | €898,357 | €3.2m | ▲ 258% |
| Formation expenses20 | - | - | - | - | €52,703 | - |
| Fixed assets21/28 | €436,138 | €298,819 | €174,212 | €182,475 | €2.5m | ▲ 1,277% |
| Intangible fixed assets21 | - | - | - | - | €34,965 | - |
| Tangible fixed assets22/27 | €436,138 | €298,819 | €174,212 | €182,475 | €2.5m | ▲ 1,258% |
| Land and buildings22 | - | €104,444 | €74,213 | €132,951 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | - | €100,858 | €51,367 | €21,129 | €64,074 | ▲ 203% |
| Furniture and vehicles24 | - | €93,517 | €48,632 | €28,396 | €53,606 | ▲ 88.8% |
| Leasing and similar rights25 | - | - | - | - | €2.4m | - |
| Current assets29/58 | €404,548 | €509,693 | €556,615 | €715,882 | €652,533 | ▼ 8.8% |
| Stocks and contracts in progress3 | - | - | - | - | €40,455 | - |
| Stocks30/36 | - | - | - | - | €40,455 | - |
| Amounts receivable within one year40/41 | €151,838 | €228,348 | €219,468 | €651,773 | €303,784 | ▼ 53.4% |
| Trade receivables40 | - | €205,842 | €190,746 | €113,714 | €303,784 | ▲ 167% |
| Other amounts receivable41 | - | €22,506 | €28,722 | €538,059 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €248,264 | €279,151 | €331,785 | €60,426 | €284,637 | ▲ 371% |
| Deferred charges and accrued income490/1 | - | €2,194 | €5,362 | €3,682 | €23,657 | ▲ 542% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €840,686 | €808,512 | €730,827 | €898,357 | €3.2m | ▲ 258% |
| Equity10/15 | €392,261 | €333,558 | €262,622 | €529,809 | €256,407 | ▼ 51.6% |
| Contributions10/11 | €174,455 | €174,455 | €174,455 | €600,000 | €449,436 | ▼ 25.1% |
| Capital10 | - | €174,455 | €174,455 | €600,000 | €449,436 | ▼ 25.1% |
| Issued capital100 | - | €174,455 | €174,455 | €600,000 | €449,436 | ▼ 25.1% |
| Reserves13 | €162,625 | €103,740 | €101,685 | €90,745 | €67,974 | ▼ 25.1% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | €4,644 | ▼ 25.1% |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €4,644 | ▼ 25.1% |
| Tax-exempt reserves132 | - | €12,995 | €10,940 | €0 | - | - |
| Distributable reserves133 | - | €84,545 | €84,545 | €84,545 | €63,330 | ▼ 25.1% |
| Profit (loss) carried forward14 | €55,181 | €55,363 | -€13,518 | -€160,937 | -€261,002 | ▼ 62.2% |
| Provisions and deferred taxes16 | €6,322 | €5,458 | €4,595 | €0 | - | - |
| Deferred taxes168 | - | €5,458 | €4,595 | €0 | - | - |
| Amounts payable17/49 | €442,103 | €469,495 | €463,610 | €368,548 | €3.0m | ▲ 703% |
| Amounts payable after more than one year17 | - | - | €45,486 | €31,564 | €1.5m | ▲ 4,803% |
| Financial debts170/4 | - | - | €45,486 | €31,564 | €1.5m | ▲ 4,803% |
| Amounts payable within one year42/48 | €425,280 | €449,921 | €404,703 | €259,618 | €1.4m | ▲ 441% |
| Current portion of amounts payable after more than one year42 | - | €41,329 | €53,862 | €13,922 | €448,609 | ▲ 3,122% |
| Financial debts43 | - | €220,000 | €150,000 | €150,000 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €220,000 | €150,000 | €150,000 | €0 | ▼ 100% |
| Trade debts44 | €59,002 | €67,121 | €121,636 | €26,086 | €120,316 | ▲ 361% |
| Suppliers440/4 | - | €67,121 | €121,636 | €26,086 | €120,316 | ▲ 361% |
| Advances received on contracts in progress46 | - | €3,350 | €7,300 | €9,150 | €11,350 | ▲ 24.0% |
| Taxes, remuneration and social security45 | - | €45,121 | €51,042 | €46,292 | €63,259 | ▲ 36.7% |
| Taxes450/3 | - | €16,929 | €19,406 | €5,928 | €13,964 | ▲ 136% |
| Remuneration and social security454/9 | - | €28,192 | €31,636 | €40,365 | €49,295 | ▲ 22.1% |
| Other amounts payable47/48 | - | €73,000 | €20,863 | €14,167 | €760,427 | ▲ 5,268% |
| Accrued charges and deferred income492/3 | - | €19,574 | €13,420 | €77,365 | €9,256 | ▼ 88.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,912 | €14,297 | -€70,936 | -€158,359 | -€140,451 | ▲ 11.3% |
| + Depreciation and write-downs630 | €156,889 | €150,191 | €105,217 | €74,725 | €363,211 | ▲ 386% |
| Operating cash flow (approximation) | €198,800 | €164,488 | €34,281 | -€83,634 | €222,760 | ▲ 366% |
| Investment in fixed assets (approximation) | - | -€12,872 | €19,390 | -€82,988 | -€2.7m | ▼ 3,145% |
| Change in cash | - | €30,887 | €52,634 | -€271,359 | €224,211 | ▲ 183% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Weakest financial yearnet -€158,359
Net result drops to -€158,359, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 2.76
Current ratio from 1.38 to 2.76; short-term debt falls from €404,703 to €259,618.
30-06
Financial
Equity above €500,000Eq €529,809 ▲102%
Equity rises from €262,622 to €529,809.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 28 days late
2021
30-06
Financial
Highest result since 2019net €41,912 ▲11.8%
Net result €41,912, the highest in the series.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2019
27-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
03-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 1988
Ground area
5,532 m²
Building footprint
1,873 m²
Volume, LiDAR
17,869 m³
Parcel 38024A0033/00E000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
SOFANIE NV
since 19882.039.693.927
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38024A0033/00E000 | Flanders | 5,532 m² | 1 · 1,873 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- ALLTO HOLDING
- Allto
Highest known parent: ALLTO HOLDING. The sources do not say who stands above it.
Owners 1
- ALLTO HOLDINGparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Identification & contact
Identification
Legal formPublic limited company
Founded22-07-1988
Fiscal year end30-06
Activities, NACEBEL 2025
49420Removal services
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
52100Warehousing and storage
77110Renting and leasing of cars and light motor vehicles
77221Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0434951463
Also
9925:BE0434951463
Registered
27-06-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.