Skip to content
Checked.be
Complete company report
Generated 12-08-2026
Active BE 0753.652.089Private limited company

@VERHO

Diksmuidse Boterweg 4 ·8851 Ardooie, Belgium· 5 yrs active
Sector: Schilderen van gebouwen (43341)
Conclusion Checked

The computed 12-month bankruptcy probability of @VERHO is 4.2% (elevated). The 2023 annual accounts show equity of €28k and a net result of €302k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €28k
Net result €302k
Staff (FTE) 15
Active 5 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health43Profitability100Solvency12Growth52Stability94
60 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 43
Profitability 100
Solvency 12
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
4.2% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
43 / 100 Weak
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 31-03-2026 with the NBB · fiscal year 2025 · verkort
€0€100k€200k€300kOperating result 2022: €316k€316kNet result 2022: €307k€307kOperating result 2023: €314k€314kNet result 2023: €302k€302k20222023
Operating resultNet result
EBITDA
€325k
+1.9% 22-23
Net profit
€302k
-1.6% 22-23
Cash flow
€313k
+1.0% 22-23
Total assets
€1.50M
-4.8% 22-23
Equity
€28k
+8.7% 22-23
Working capital
€-11k
- 22-23
Employees (FTE)
15
+163.2% 22-23
Staff costs
€951k
+207.3% 22-23
Income taxes
€5k
+58.7% 22-23
Debt
€1.47M
-5.1% 22-23
Debt ≤ 1y
€1.45M
-6.1% 22-23
Debt > 1y
€15k
- 22-23
Current ratio
0.99
-1.3% 22-23
Quick ratio
0.58
-3.7% 22-23
Solvency
1.8%
+14.2% 22-23
Debt / equity
53.38
-12.6% 22-23
ROE
1096.8%
-9.4% 22-23
ROA
20.2%
+3.4% 22-23
Interest coverage
6.82
-83.1% 22-23
Figures by fiscal year
Fiscal year2023
Depositverkort
Revenue-
EBITDA€325k
Net profit€302k
Cash flow€313k
Staff costs€951k
Income taxes€5k
Dividends-
Total assets€1.50M
Equity€28k
Debt€1.47M
of which ≤ 1y€1.45M
of which > 1y€15k
Working capital€-11k
Employees (FTE)15.0
Ratios (computed)
2023
Current ratio0.99
Quick ratio0.58
Working capital ratio-0.7%
Solvency1.8%
Debt / equity53.38
Long-term debt ratio0.53
Interest coverage6.82
Gross margin-
Net margin-
ROA20.2%
ROE1096.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€1.50M
Fixed assets 21/28€54k
Tangible fixed assets 22/27€54k
Current assets 29/58€1.44M
Stocks & contracts in progress 3€600k
Amounts receivable within one year 40/41€712k
Cash & bank 54/58€93k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.50M
Equity 10/15€28k
Contributions / capital 10/11€15k
Reserves 13€13k
Accumulated profits (losses) 14€0
Amounts payable 17/49€1.47M
Amounts payable after one year 17€15k
Amounts payable within one year 42/48€1.45M
Trade debts payable within one year 44€176k
Income statement
Gross operating margin 9900€1.28M
Operating result 9901€314k
Financial income 75€41k
Financial charges 65€48k
Result before taxes 9903€307k
Income taxes 67/77€5k
Net result for the period 9904€302k
Result to be appropriated 9905€302k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Cocon CommV
    Director
    State Gazette act 24025144 (08-02-2024)
    Current
    01-10-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Schilderen van gebouwen(43341)
Legal form Private limited company(610)
Incorporation03-09-2020
StatusActive
Postal code8851
Establishment units 2 locations
VERHO
Diksmuidse Boterweg 4, 8851 ArdooieOverige bouwinstallatie, n.e.g.
since 20202.308.900.304
@VERHO
Kachtemsestraat 249, 8800 RoeselareOverige bouwinstallatie, n.e.g.
since 20232.349.209.049
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36502B1685/00N002 Flanders 2,240 m² 1 · 156 m² 8.9 m · 2 fl.
37005B0065/00X000 Flanders 107 m² 1 · 99 m² 9.1 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
15-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
30-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
08-02-2024
State Gazette act Director changes
2023
25-04-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
12-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
08-02-2024 3 directors appointed Director changes
  • Cocon CommV, Bestuurder
  • Wouter Verlinde, Vaste vertegenwoordiger
  • Corneel Maertens, Afgevaardigde
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Cocon CommV",
        "address": "Kachtemsestraat 249, 8800 Roeselare",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-10-01",
      "evidence_quote": "De vergadering beslist als nieuwe bestuurder te benoemen: Cocon CommV, met zetel te Kachtemsestraat 249, 8800 Roeselare. Haar mandaat gaat in op 01/10/2023 en heeft een onbepaale duur.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Wouter Verlinde",
        "address": "Hukkelgemwegel 14, 9820 Merelbeke",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Voor deze vennootschap zal Wouter Verlinde, wonende te Hukkelgemwegel 14, 9820 Merelbeke, optreden als vaste vertegenwoordiger in de zin van artikel 2:55 van het WVV.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Cocon CommV",
        "address": "Kachtemsestraat 249, 8800 Roeselare",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "afgevaardigde",
      "person": {
        "rrn": null,
        "name": "Corneel Maertens",
        "address": "Heirweg 198, 8800 Roeselare",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0882.371.584",
        "name": "NV Titeca Accountancy",
        "address": "8800 Roeselare, Heirweg 198",
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De heer Corneel Maertens, handelend als afgevaardigde van de NV Titeca Accountancy, met zetel te 8800 Roeselare, Heirweg 198, ingeschreven in het RPR te Gent, afdeling Kortrijk, onder het ondernemingsnummer 0882.371.584.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-02-08",
    "filing_date": "2024-01-08",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-27",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0753.652.089",
    "name_full": "@Verho",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": "0882.371.584",
    "org_name": "NV Titeca Accountancy",
    "person_name": "Corneel Maertens",
    "org_rep_person_name": "Corneel Maertens",
    "person_role_at_subject": "afgevaardigde"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Schilderen van gebouwen43341Schilderen van gebouwen43341Plaatsen van vloerbedekking en wandbekleding van hout43332Plaatsen van vloerbedekking en wandbekleding van hout43332Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990
Primary activity highlighted.
Names & trade names
Legal nameNL @VERHO
Registered office
Diksmuidse Boterweg 4 bus B
8851 Ardooie, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 728 of 7,837 companies in this sector with filed accounts
DECO WALLY BE 0765.954.857 · Kuurne
PRIME TIME BE 0778.315.033 · Boortmeerbeek
DecorPro BE 0767.876.942 · Sint-Pieters-Leeuw
Nicholas Schilderwerken BE 0758.984.121 · Lommel
SCHILDERWERKEN LANGHENDRIES GEERT BE 0759.990.347 · Ninove
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative