VERHAERT Dave
ActiveFor VERHAERT Dave, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €85k and a net result of €22k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 2302 sector peers (fiscal year 2023). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability90▲+18
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
81.6%
Return on assets
21.1%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 9 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline19-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 06-10-2024, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
67 d late
2022
57 d late
2021
66 d late
2020
54 d late
2016
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€85k▲ 34.8%
2022 · €63k
2020: €55k
2021: €54k
2022: €63k
2020 → 2023
Total assets
€104k▲ 51.4%
2022 · €69k
2020: €72k
2021: €61k
2022: €69k
2020 → 2023
Net result
€22k▲ 132%
2022 · €9k
2020: €5k
2021: €-1k
2022: €9k
2020 → 2023
Working capital
€83k▲ 31.9%
2022 · €63k
2020: €55k
2021: €54k
2022: €63k
2020 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2020202120222023Trend
Equity€55k-€54k▼ 2.0%€63k▲ 17.7%€85k▲ 34.8%
Operating result€-359-€-3k▼ 652%€11k€31k▲ 191%
Net result€5k-€-1k€9k€22k▲ 132%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed two years in a row; 2023 is 191% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €104k
Fixed assets
€2k
Current assets
€103k
Equity and liabilities €104k
Equity
€85k▲ 34.8%
Debt
€19k▲ 233%
The debt ratio rises from 8.4% to 18.4%. Equity and debt are higher.
Key figures and ratios
Solvency
81.6%▼
2022 · 91.6%
Current ratio
5.35▼
2022 · 11.96
Quick ratio
5.35▼
2022 · 11.96
Debt / equity
0.23▲
2022 · 0.09
ROE
25.8%▲
2022 · 15.0%
ROA
21.1%▲
2022 · 13.8%
Debt
€19k▲
2022 · €6k
Debt ≤ 1 year
€19k▲
2022 · €6k
Income taxes
€13k▲
2022 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€69k€104k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Current assets29/58€69k€103k▲
Amounts receivable within one year40/41€61k€98k▲
Trade receivables40€2k€7k▲
Other amounts receivable41€59k€91k▲
Cash at bank and in hand54/58€4k€475▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€69k€104k▲
Equity10/15€63k€85k▲
Contributions10/11€16k€16k=
Reserves13€48k€70k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€46k€68k▲
Amounts payable17/49€6k€19k▲
Amounts payable within one year42/48€6k€19k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€3k€16k▲
Taxes450/3€3k€16k▲
Income statement
Code20222023
Other operating charges640/8€2k€1k▼
Gross operating margin9900€13k€32k▲
Operating profit (loss)9901€11k€31k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€2k€351▼
Recurring financial charges65€2k€351▼
Profit (loss) for the period before taxes9903€13k€35k▲
Income taxes67/77€3k€13k▲
Profit (loss) for the period9904€9k€22k▲
Profit (loss) for the period to be appropriated9905€9k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€22k▲
Transfer to equity691/2€9k€22k▲
To other reserves6921€9k€22k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 67 days late
2023
31-12
Financial
Highest result since 2020net €22k ▲132%
Operating result €31k, net result €22k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 66 days late
2021
31-12
Financial
Weakest financial yearnet €-1k ▼120%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 8.55
Current ratio from 4.11 to 8.55; short-term debt falls from €18k to €7k.
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
2014
26-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 26 days late
2013
31-07
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema
2012
23-08
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kievitsheide 902310 RijkevorselGround area
1,453 m²
Building footprint
159 m²
Volume, LiDAR
652 m³
Parcel 13502D0103/00X007, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Verhaert Dave BVBA
since 20112.194.463.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502D0103/00X007 | Flanders | 1,453 m² | 1 · 159 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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A CHASSIS FERRY
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PATNOR
BE 0543.931.755
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NIVIMATS
BE 0772.942.223
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ISOTECH INDUSTRIES
BE 0662.432.893
Mons · Eq €82k
Of 363 companies in sector 25210 we hold annual accounts for 281. 150 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-12-2010
Fiscal year end31-12
Activities, NACEBEL
25210Manufacture of fabricated metal products, except machinery and equipment
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
46150Agents in the wholesale of furniture, household goods and hardware
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.