Financials
- Fiscal year
- 2025
- Total assets
- €68,990
- Loss
- -€14,980
- Solvency
- 3.6%
Total assets▼ 14.3%
Net result
20182025
IMMO R.M.
ActiveSummary
The computed 12-month bankruptcy probability of IMMO R.M. is 2.2% (moderate). The annual accounts of IMMO R.M. for fiscal year 2025 show a net loss of 86% of the equity at the start of that year. The 2025 annual accounts show equity of €2,463 and a net result of -€14,980. Equity is shrinking by ~23.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 11% of 2279 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Manufacture of fabricated metal products, except machinery and equipment
NACE 25210Manufacture of fabricated metal products, except machinery and equipment NACE 25300Manufacture of machinery and equipment not elsewhere classified NACE 28300
Size
€68,990total assets 2025
- Equity
- €2,463
- Loss
- -€14,980
Structure
Accounts filed 28 d late0 of 4 deeds read
Why 50- Loss of €14,980, the second in a row (FY 2025)- Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25)- No establishment unit in the KBO+ Size: total assets €68,990Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 5% of its sector peers (NACE 25, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
29-18
equity 3.6% of total assets
Liquidity
6-11
short-term debt 96.4% · cash 4.7%
Profitability
0=
return on assets -21.7%
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.2%
12-2024: 2.2%● 0.0% vs 11-2024
01-2025: 2.1%▼ -1.6% vs 12-2024
02-2025: 2.1%▼ -1.9% vs 01-2025
03-2025: 2.1%▼ -0.6% vs 02-2025
04-2025: 2.1%▲ +1.6% vs 03-2025
05-2025: 2.1%▼ -2.0% vs 04-2025
06-2025: 2.0%▼ -2.2% vs 05-2025lowest value
07-2025: 2.3%▲ +11.2% vs 06-2025
08-2025: 2.8%▲ +24.1% vs 07-2025
09-2025: 3.1%▲ +12.0% vs 08-2025
10-2025: 3.1%● 0.0% vs 09-2025
11-2025: 3.1%● 0.0% vs 10-2025
12-2025: 3.1%● 0.0% vs 11-2025
01-2026: 3.1%▼ -1.5% vs 12-2025
02-2026: 3.1%● 0.0% vs 01-2026
03-2026: 3.0%▼ -1.4% vs 02-2026
04-2026: 3.1%▲ +0.4% vs 03-2026
05-2026: 3.0%▼ -2.3% vs 04-2026
06-2026: 2.9%▼ -2.1% vs 05-2026
07-2026: 3.0%▲ +2.8% vs 06-2026
08-2026: 4.3%▲ +43.7% vs 07-2026highest value
09-2026: 2.2%▼ -48.5% vs 08-2026
10-2026: 2.2%● 0.0% vs 09-2026
- Size: total assets €68,990 lowers the probability for this profile
- Loss of €14,980, the second in a row (FY 2025) raises the probability
- Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25) raises the probability
- No establishment unit in the KBO raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.56 against 0.58 in 2024; short-term debt: 96.4% and cash: 4.7% of total assets), and 96.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 25, micro). Better than this share of them on solvency 10%, liquidity 4%, profitability 4%, growth against the median 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€14,980
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 2279 sector peers (2025).
NBB · sector comparisonPosition among 2279 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
18 d late
2023
30 d late
2022
113 d late
2021
23 d late
2020
25 d late
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · full…
- Weakest financial yearnet -€37,458
Key points
By topic
Timeline
- Events
- 11
- Since
- 2017
- Next accounts
- by 31-07-2027
- 28-08-2026Annual accounts filed
- 18-08-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Legal form
- Private limited company (pre-2019)
- Activity
- Manufacture of fabricated metal products, except machinery and…NACE 25210
- Founded
- 30-06-2005
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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