Vergoo

Active

Private limited companyfounded 20205 yrs activeZeelaan 57, 8660 De Panne, BelgiumKBO/BCE: BE 0757.465.971

The computed 12-month bankruptcy probability of Vergoo is 3.1% (moderate). The 2025 annual accounts show equity of €172k and a net result of €82k. Equity is growing by ~133.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 13061 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

51 / 100

Fair= vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency7▲+2

Growth78=

Stability94

Bankruptcy probability, 12 months

3.1% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €9k at 30 days acceptable

Liquidity short (current ratio 0.17 against 0.17 in 2024), and 89% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

11%

Return on assets

5.3%

Age of the figures

11 mo

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

7 d early

2024

48 d late

2023

21 d early

2022

5 d early

2021

32 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€172k▲ 92.0%

2024 · €89k

2021: €-24k 2022: €-47k 2023: €11k 2024: €89k

2021 → 2025

Total assets

€1.56M▲ 32.4%

2024 · €1.18M

2021: €429k 2022: €637k 2023: €781k 2024: €1.18M

2021 → 2025

Net result

€82k▲ 4.6%

2024 · €79k

2021: €-29k 2022: €-23k 2023: €58k 2024: €79k

2021 → 2025

Working capital

€-491k▼ 11.3%

2024 · €-441k

2021: €-115k 2022: €-188k 2023: €-275k 2024: €-441k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-24k-€-47k▼ 97.5%€11k€89k▲ 731%€172k▲ 92.0%

Operating result€-25k-€-17k▲ 33.1%€68k€100k▲ 47.1%€120k▲ 20.0%

Net result€-29k-€-23k▲ 19.4%€58k€79k▲ 35.9%€82k▲ 4.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen four years in a row; 2025 is 20% above 2024 and is the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.56M

93.7%

Fixed assets €1.46M▲ 34.5%

Current assets €98k▲ 8.8%

Equity and liabilities €1.56M

11%

89.0%

Equity €172k▲ 92.0%

Debt €1.39M▲ 27.5%

The debt ratio falls from 92.4% to 89.0%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€205k▲

2024 · €162k

Cash flow

€167k▲

2024 · €141k

Solvency

11.0%▲

2024 · 7.6%

Current ratio

0.17▼

2024 · 0.17

Quick ratio

0.14▼

2024 · 0.15

Debt / equity

8.07▼

2024 · 12.15

ROE

47.9%▼

2024 · 88.0%

ROA

5.3%▼

2024 · 6.7%

Interest coverage

10.21▼

2024 · 11.71

Debt

€1.39M▲

2024 · €1.09M

Debt ≤ 1 year

€589k▲

2024 · €531k

Debt > 1 year

€796k▲

2024 · €555k

Income taxes

€19k▲

2024 · €8k

Staff costs

€87k▲

2024 · €53k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€1.18M€1.56M▲

Formation expenses20€772€116▼

Fixed assets21/28€1.09M€1.46M▲

Intangible fixed assets21€2k€1k▼

Tangible fixed assets22/27€1.08M€1.46M▲

Land and buildings22€1.05M€1.42M▲

Plant, machinery and equipment23€25k€20k▼

Furniture and vehicles24€12k€19k▲

Current assets29/58€90k€98k▲

Stocks and contracts in progress3€8k€15k▲

Stocks30/36€8k€15k▲

Amounts receivable within one year40/41€22k€52k▲

Trade receivables40€9k€44k▲

Other amounts receivable41€12k€8k▼

Cash at bank and in hand54/58€56k€25k▼

Deferred charges and accrued income490/1€4k€6k▲

Equity and liabilities

Total equity and liabilities10/49€1.18M€1.56M▲

Equity10/15€89k€172k▲

Contributions10/11€5k€5k=

Reserves13€79k€161k▲

Distributable reserves133€79k€161k▲

Profit (loss) carried forward14€6k€6k▲

Amounts payable17/49€1.09M€1.39M▲

Amounts payable after more than one year17€555k€796k▲

Financial debts170/4€555k€796k▲

Amounts payable within one year42/48€531k€589k▲

Current portion of amounts payable after more than one year42€53k€78k▲

Trade debts44€24k€58k▲

Suppliers440/4€24k€58k▲

Taxes, remuneration and social security45€45k€24k▼

Taxes450/3€36k€17k▼

Remuneration and social security454/9€9k€6k▼

Other amounts payable47/48€408k€429k▲

Accrued charges and deferred income492/3€316€674▲

Income statement Code20242025

Remuneration, social security and pensions62€53k€87k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€85k▲

Other operating charges640/8€17k€41k▲

Gross operating margin9900€233k€333k▲

Operating profit (loss)9901€100k€120k▲

Financial income75/76B€77€639▲

Recurring financial income75€77€639▲

Financial charges65/66B€14k€20k▲

Recurring financial charges65€14k€20k▲

Profit (loss) for the period before taxes9903€87k€101k▲

Income taxes67/77€8k€19k▲

Profit (loss) for the period9904€79k€82k▲

Profit (loss) for the period to be appropriated9905€79k€82k▲

Appropriation of the result

Profit (loss) to be appropriated9906€84k€88k▲

Profit (loss) brought forward from the previous period14P€6k€6k▲

Transfer to equity691/2€79k€82k▲

To other reserves6921€79k€82k▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

Next filing, fiscal year 2026, expected by 30-04-2027

2026

23-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-09

Financial Highest result since 2021net €82k ▲4.6%

Operating result €120k, net result €82k, both a record.

30-09

Financial Equity above €150kEq €172k ▲92%

3 profitable years in a row build equity to €172k.

17-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 48 days late

2024

09-04

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-09

Financial Back to profitnet €58k

Net result €58k after 2 loss-making years.

25-04

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

29-03

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, De Panne · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zeelaan 578660 De Panne

Ground area

110 m²

Building footprint

110 m²

Volume, LiDAR

870 m³

Parcel 38352E0242/00_000, Flanders · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Vergoo

Zeelaan 57, 8660 De PanneLimited-service restaurants

since 20202.309.822.002

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
38352E0242/00_000 ProtectedTownscape or village viewDumontwijkSource ↗	Flanders	110 m²	1 · 110 m²	15.3 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Public money · subsidies and aid

Flemish government

2023 to 2025 · 3 entries · 6,234 EUR awarded · 5,160 EUR paid

Year	Entries	awarded	paid
2025	1	2,000 EUR	2,000 EUR
2024	1	0 EUR	3,160 EUR
2023	1	4,234 EUR	0 EUR

Schemes

Erfgoedpremie voor beschermde monumenten en landschappen - standaardprocedure

2 entries · 4,234 EUR · 3,160 EUR paid · Onroerend Erfgoed

Hinderpremie bij openbare werken

1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

De Panne2.309.822.002

1 permission

Toelating · Frituur · since 15-07-2022

Similar companies · same sector, comparable size

SOLE

BE 0451.240.535

Sint-Truiden · Eq €172k

Of 21,633 companies in sector 56112 we hold annual accounts for 9,660. 6,944 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded26-10-2020

Fiscal year end30-09

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

68201Renting and operating of own or leased residential real estate, excluding social housing

68203Renting and operating of own or leased non-residential real estate, excluding land

68204Real estate activities

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.