Financials
- Fiscal year
- 2025
- Total assets
- €1.6m
- Profit
- €981
- Solvency
- 19.1%
Total assets▲ 71.6%
Net result
20182025
LOCO
ActiveSummary
The computed 12-month bankruptcy probability of LOCO is 9.1% (elevated). The 2025 annual accounts show equity of €306,767 and a net result of €981. Equity is growing by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 14676 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102Cafés and bars NACE 56301
2 sites
How big
€1.6mtotal assets 2025
- Staff
- 2.2 FTE
- Equity
- €306,767
- Profit
- €981
Turnover not published (abridged schema)
Who decides
Accounts filed 28 d late1 of 6 deeds read
Why 34- 2 changes of registered office in 24 months- Liquidity: current ratio 0.43- Latest accounts 28 days late; 1 of the last 3 late- Sector Food and beverage service activities (NACE 56)Show the evidence
Checked score
Score 2025
34
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 51% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
44-14
equity 19.1% of total assets
Liquidity
73+35
short-term debt 31.4%
Profitability
69-6
return on assets 0.1%
Bankruptcy probability, 12 months
9.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
- 2 changes of registered office in 24 months raises the probability
- Liquidity: current ratio 0.43 raises the probability
- Latest accounts 28 days late; 1 of the last 3 late raises the probability
- Sector Food and beverage service activities (NACE 56) raises the probability
Credit up to €10,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.43 against 0.53 in 2024; short-term debt: 31.4% of total assets), and 80.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 41%, liquidity 77%, profitability 47%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
29 d early
2023
62 d late
2022
4 d late
2021
183 d late
2020
212 d late
2019
27 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 62 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 57 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Registered officeRegistered-office move · Director in…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2019
- Next accounts
- by 31-07-2027
- 28-08-2026Annual accounts filed
- 05-06-2026Registered office
- 02-07-2025Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 05-03-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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