Equity
€632,914 ▲ 33.9%
VERFAILLE paid out €50,000 in dividends. That is 24% of the 2025 profit.
VERFAILLE
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991peak €1.6m (2025)
€1.6m▲ 13.0%
lowest -€83,214 (2013)
€210,402▼ 6.1%
peak €632,914 (2025)
€632,914▲ 33.9%
€634,021▼ 17.3%
peak 22.5 FTE (2025)
22.5 FTE▲ 7.7%
Board4 names since 2020
1 directorVERFAILLE SERVICES
Owners
98.4%VERFAILLE SERVICES
Documentsfilings and deeds
30-07-20261 day before the deadline
2025financial year
Gross margin from €1.4m to €1.6mDividend €50,000Equity from €472,512 to €632,914Debts from €767,109 to €634,021Investments €147,177Cash from €98,549 to €140,401
Key points
from the 2025 annual accountsTurnover
≈ €2.8m estimated
The accounts state no turnover.
Investments
€167,397 2.5 × depreciation
Green is investment, beige is depreciation.
Staff
22 employees on 31-12-2025
In 2025, 32 people joined and 31 left.
Filings
35 annual accounts since 1991
The 2021 accounts came 10 days late. The other nine of the last ten were filed on time.
Position in the sector
€1.6m
Higher gross margin than 90% of companies in repair of computers and personal goods. Sector median €432,349 · 374 companies.
Checked score
94
Excellent
Financially stronger than 76% of small companies in repair of computers and personal goods (NACE 95)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 327 companies (NACE 95, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.4 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
lowers risk
Founded in 1990
Profit of €210,402 (financial year 2025)
Liquidity: current ratio 1.60, cash €140,401
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, small). It does better than 70% of them on solvency, 55% on liquidity, 90% on profitability and 88% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as VERFAILLE has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of VERFAILLE itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for VERFAILLE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.6 (1.45 in 2024), above the usual 1.5. Short-term debt is 44.8% and cash 11.1% of total assets. However, 50% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €632,914
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
1 day early
2023
5 days early
2022
on the day
2021
10 days late
2020
57 days early
2019
56 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VERFAILLE SERVICES 98.4%score 68equity €421,449 (2025) · 30-06-2025 annual accounts of VERFAILLE SERVICES
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0442315446
1 director resigning
Change of role: SOINS +, from director to sole director · Resignation: VERFAILLE Pierre Paul · Permanent representative: VERFAILLE Jean-Didier · General meeting of 11-05-2022 · Gazette deed
1 director appointed, 1 resignation, 2 reappointments
Resignation: Jean-Didier VERFAILLE · Reappointments: Pierre-Paul VERFAILLE and SOINS + · Permanent representative: Jean-Didier VERFAILLE · General meeting of 05-02-2020 · Gazette deed
New establishment in Schaerbeek
VERFAILLE SA, Daillylaan 206
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VERFAILLE Schaerbeek | €1.3m | €1.6m | 50.0% | 22.5 |
| NICE CARS Anderlecht | €1.8m | €1.6m | 29.3% | 22.7 |
| Automobiles-François Neufchâteau | €1.6m | €1.4m | 22.0% | 21.5 |
| CARROSSERIE ZUID Aartselaar | €1.1m | €1.9m | 13.7% | 18.6 |
| Garage Felix - Herentals Brecht | €1.5m | €1.4m | 29.6% | 19.6 |
| DR LOGISTICS Liège | €1.2m | €1.7m | 1.2% | 18.6 |
| AUTOSERVICE ST-BERNARD Antwerp | €1.8m | €1.4m | 31.3% | 18.7 |
These companies have the same main activity as VERFAILLE: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €1.1m and €1.8m, founded between 1980 and 1997.
Official details
Source: KBO- Status
- Active since 24-10-1990Normal situation
- Activity
- General maintenance and repair of cars and light vans (up to 3.5 tonnes)NACE 95311and 1 other
- Joint committees
- 200Auxiliary committee for white-collar workers
- 149.02Coachwork · annual accounts 2025
- Establishment units
- 2.053.035.4841030 Schaerbeek, since 12-06-1991
- 2.290.270.4631030 Schaerbeek, since 28-08-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €1.3m▲ 2.2%
- Employeeson 31-12-2025
- 22▲ 4.8%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on VERFAILLE
VERFAILLE has existed since 1990. In 2014 the gross margin rose from €220,052 to €488,266 and staff from 8.6 to 12.6 full-time equivalents.
The gross margin has grown every year since 2020. Solvency rose in 2025 from 38.1% to 50.0% because of the retained profit and lower debts.
VERFAILLE SERVICES holds 98.4% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VERFAILLE
- What is the company number of VERFAILLE?
- The company number of VERFAILLE is 0442.315.446. The VAT number is the same number with BE in front: BE 0442.315.446.
- Where is VERFAILLE based?
- The registered office is at Daillylaan 214, 1030 Schaerbeek.Company details
- What does VERFAILLE do?
- According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
- What is the legal form of VERFAILLE?
- VERFAILLE is a public limited company (NV).
- When was VERFAILLE founded?
- VERFAILLE was founded on 24-10-1990.
- Is VERFAILLE still active?
- Yes, VERFAILLE is an active enterprise in the KBO register.
- How many employees does VERFAILLE have?
- VERFAILLE had an average of 22.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does VERFAILLE fall under?
- In its 2025 annual accounts, VERFAILLE states joint committees 200 (Auxiliary committee for white-collar workers) and 149.02 (Coachwork).
- What is the turnover of VERFAILLE?
- The turnover in financial year 2025 is ≈ €2.8m. This figure is estimated from the gross margin of €1.6m and 1,585 comparable companies of the same size. It probably lies between €1.9m and €4.6m. It is a rough estimate.
- Is VERFAILLE profitable?
- In financial year 2025, VERFAILLE made a profit of €210,402.
- Where can I find the annual accounts of VERFAILLE?
- VERFAILLE filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VERFAILLE due?
- VERFAILLE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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