Debts
€1.0m 71% of the balance sheet
Financial debts 26%Suppliers 9%Taxes and wages 11%Other 54%
Of this, €391,904 falls due within a year.
VERFAILLE SERVICES
Lifetime
19 annual accounts with figures on one time axis, 32 filings since 1993peak €474,814 (2025)
€474,814▲ 5.6%
lowest -€35,980 (2020)
€9,679▼ 36.3%
peak €421,449 (2025)
€421,449▲ 1.6%
€1.0m▼ 5.4%
peak 6.1 FTE (2024)
6.1 FTEunchanged
Board1 name since 2003
1 directorJean-Didier VERFAILLE
Documentsfilings and deeds
30-01-20261 day before the deadline
2025financial year
Result from €15,207 to €9,679
Key points
from the 2025 annual accountsChecked score
68
Healthy
Financially stronger than 34% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,138 companies (NACE 95, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%lowest value
01-2025: 0.7%▲ +0.3 percentage points vs 12-2024
02-2025: 0.8%▲ +0.1 percentage points vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.7%▼ -0.1 percentage points vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 1.0%▲ +0.3 percentage points vs 12-2025highest value
02-2026: 0.7%▼ -0.3 percentage points vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 0.7%● unchanged vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Size: 6.1 FTE, total assets €1.4m
Liquidity: current ratio 0.70, cash €29,201
Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
lowers risk
Founded in 1992
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 39% of them on solvency, 34% on liquidity, 25% on profitability and 37% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as VERFAILLE SERVICES has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VERFAILLE SERVICES itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for VERFAILLE SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.7 (0.86 in 2024), below 1. Short-term debt is 27.1% and cash 2% of total assets. 70.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
on the day
2023
1 day early
2022
on the day
2021
on the day
2020
51 days early
2019
50 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0447663512
Company renamed from SOINS + to VERFAILLE SERVICES
Change of role: Jean-Didier VERFAILLE, from manager to director · Director discharge: Jean-Didier VERFAILLE (manager) · General meeting of 24-05-2023 · Gazette deed
New establishment in Schaerbeek
SOINS +, Daillylaan 206
New establishment in Schaerbeek
AUTO Meiser, Daillylaan 200
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VERFAILLE SERVICES Schaerbeek | €1.4m | €474,814 | 29.1% | 6.1 |
| GARAGE LAMPECCO Dinant | €1.7m | €503,144 | 87.1% | 6 |
| GROSEMANS Hasselt | €1.2m | €421,356 | 52.3% | 6.3 |
| Lekenne Bierbeek | €1.5m | €529,394 | 49.8% | 5.4 |
| VERDONCK Laarne | €1.7m | €470,108 | 46.4% | 6.6 |
| GARAGE SAUVAGE FRERES Walcourt | €1.3m | €628,784 | 86.2% | 6 |
| GARAGE PANNENHUIS Brussels | €1.3m | €436,617 | -11.4% | 4.5 |
These companies have the same main activity as VERFAILLE SERVICES: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €1.2m and €1.7m, founded between 1989 and 2000.
Official details
Source: KBO- Status
- Active since 16-06-1992Normal situation
- Activity
- General maintenance and repair of cars and light vans (up to 3.5 tonnes)NACE 95311and 1 other
- Joint committee
- 112Garages · annual accounts 30-06-2025
- Establishment units
- 2.132.091.3751030 Schaerbeek, since 01-06-2003
- 2.267.525.7451030 Schaerbeek, since 10-08-2017and 1 other
- Financial year end
- 30 June
- Peppol
- Reachable since 21-10-2026
Annual accounts to 30-06-2025
- ≈ €1.8mestimated
- €1.4m▼ 3.5%
- Employeeson 30-06-2025
- 10▲ 42.9%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on VERFAILLE SERVICES
VERFAILLE SERVICES has existed since 1992. The gross margin grew from €5,645 in 2006 to €474,814 in 2025.
The gross margin has grown every year since 2020.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VERFAILLE SERVICES
- What is the company number of VERFAILLE SERVICES?
- The company number of VERFAILLE SERVICES is 0447.663.512. The VAT number is the same number with BE in front: BE 0447.663.512.
- Where is VERFAILLE SERVICES based?
- The registered office is at Daillylaan 206, 1030 Schaerbeek.Company details
- What does VERFAILLE SERVICES do?
- According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
- What is the legal form of VERFAILLE SERVICES?
- VERFAILLE SERVICES is a private limited company (BV).
- When was VERFAILLE SERVICES founded?
- VERFAILLE SERVICES was founded on 16-06-1992.
- Is VERFAILLE SERVICES still active?
- Yes, VERFAILLE SERVICES is an active enterprise in the KBO register.
- How many employees does VERFAILLE SERVICES have?
- VERFAILLE SERVICES had an average of 6.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does VERFAILLE SERVICES fall under?
- In its 30-06-2025 annual accounts, VERFAILLE SERVICES states joint committee 112 (Garages).
- What is the turnover of VERFAILLE SERVICES?
- The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €474,814 and 35 comparable companies (NACE 953). It probably lies between €1.3m and €2.4m.
- Is VERFAILLE SERVICES profitable?
- In financial year 2025, VERFAILLE SERVICES made a profit of €9,679.
- Where can I find the annual accounts of VERFAILLE SERVICES?
- VERFAILLE SERVICES filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VERFAILLE SERVICES due?
- VERFAILLE SERVICES must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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