VERDI
ActiveVERDI has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.25M and a net result of €27k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 46% of 4501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+13
Solvency59▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.01 in 2024; short-term debt: 65.9% and cash: 0.4% of total assets), and 65.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.1%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
on the day
2023
12 d early
2022
3 d late
2021
30 d late
2020
29 d early
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€27k
2024 · €-133k
2018: €39k
2019: €25k
2020: €6k
2021: €5k
2022: €-14k
2023: €309k
2024: €-133k
2018 → 2025
Working capital
€-3.69M▼ 28.6%
2024 · €-2.87M
2018: €396k
2019: €421k
2020: €427k
2021: €432k
2022: €426k
2023: €727k
2024: €-2.87M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.07M-€2.05M▼ 0.7%€2.36M▲ 15.0%€2.23M▼ 5.6%€2.25M▲ 1.2%
Operating result€6k-€3k▼ 46.7%€549k▲ 17,042%€-106k€53k
Net result€5k-€-14k€309k€-133k€27k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €53k after a loss of €106k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.61M
Fixed assets
€5.94M▲ 16.6%
Current assets
€664k▲ 1,627%
Equity and liabilities €6.61M
Equity
€2.25M▲ 1.2%
Debt
€4.35M▲ 49.7%
The debt ratio rises from 56.6% to 65.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€201k▲
2024 · €137k
Cash flow
€175k▲
2024 · €110k
Solvency
34.1%▼
2024 · 43.4%
Current ratio
0.15▲
2024 · 0.01
Quick ratio
0.15▲
2024 · 0.01
Debt / equity
1.93▲
2024 · 1.31
ROE
1.2%▲
2024 · -6.0%
ROA
0.4%▲
2024 · -2.6%
Interest coverage
7.10▲
2024 · 4.83
Debt
€4.35M▲
2024 · €2.91M
Debt ≤ 1 year
€4.35M▲
2024 · €2.91M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.14M€6.61M▲
Fixed assets21/28€5.10M€5.94M▲
Tangible fixed assets22/27€5.10M€5.94M▲
Land and buildings22€1.82M€1.80M▼
Furniture and vehicles24€4k€4k=
Other tangible fixed assets26€1.63M€4.14M▲
Assets under construction and advance payments27€1.65M€0▼
Current assets29/58€38k€664k▲
Amounts receivable within one year40/41€7k€632k▲
Trade receivables40€0€622k▲
Other amounts receivable41€7k€10k▲
Cash at bank and in hand54/58€25k€24k▼
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€5.14M€6.61M▲
Equity10/15€2.23M€2.25M▲
Contributions10/11€2.12M€2.12M=
Capital10€2.12M€2.12M=
Issued capital100€2.12M€2.12M=
Reserves13€12k€13k▲
Non-distributable reserves130/1€12k€13k▲
Legal reserve130€12k€13k▲
Profit (loss) carried forward14€92k€117k▲
Amounts payable17/49€2.91M€4.35M▲
Amounts payable within one year42/48€2.91M€4.35M▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€67k€200k▲
Suppliers440/4€67k€200k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€2.84M€4.16M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€243k€148k▼
Other operating charges640/8€18k€22k▲
Gross operating margin9900€155k€223k▲
Operating profit (loss)9901€-106k€53k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€28k€28k▼
Recurring financial charges65€28k€28k▼
Profit (loss) for the period before taxes9903€-133k€27k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-133k€27k▲
Profit (loss) for the period to be appropriated9905€-133k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€119k▲
Profit (loss) brought forward from the previous period14P€224k€92k▼
Transfer to equity691/2€0€1k▲
To the legal reserve6920€0€1k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-133k ▼143%
Net result drops to €-133k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €309k
Net result €309k after one loss-making year.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 52 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 37.57
Current ratio from 15.88 to 37.57; short-term debt falls from €27k to €12k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kattendijkdok-Westkaai 412000 AntwerpenGround area
2.1 ha
Building footprint
1,050 m²
Volume, LiDAR
26,884 m³
2 parcels, Flanders · tallest building 55.8 m, ±18 floors. Linked by address, not a title deed.
2 establishment units
VERDI
since 19982.089.488.975
VERDI
since 20232.344.900.170
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0129/05_000 | Flanders | 1.5 ha | 1 · 450 m² | 55.8 m · 18 fl. |
| 11322E0222/00M000 | Flanders | 6,555 m² | 1 · 600 m² | 13.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TROONEN L & N
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,380. 2,546 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-11-1998
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68121Development of residential building projects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.