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SA PIERRE ET NATURE

Active
Public limited companyfounded 1996active for 30 yearsRue de la Warchenne 10, 4960 Malmedy, BelgiumKBO/BCE: BE 0458.680.435
Summary

SA PIERRE ET NATURE has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.1m and a net result of €81,745. Equity has been growing by about 3.4% per year since 2018. Its solvency ranks better than 55% of 5,795 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-08-1996 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 7 others
Establishment unit
2.079.547.762 4960 Malmedy, since 19-12-1996
Financial year end
31 December
Peppol
Reachable since 11-12-2025

Board and ownership

Board
and 1 other
Shareholders
  • PIERRE ET NATURE LUXEMBOURGannual accounts 2020

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€254,362
▲ 20.4%
Turnover
≈ €450,000
estimated
Profit
€81,745
▲ 173%
Equity
€3.1m
▲ 2.8%
Total assets
€6.8m
▲ 5.3%
Score breakdownraises riskLiquidity: current ratio 1.94, cash €59,494lowers riskSize: total assets €6.8mFigures for financial year 2025 (filed on 09-06-2026)Founded in 1996Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 70-1
equity 44.6% of total assets
Liquidity 32-2
short-term debt 41.3% · cash 0.9%
Profitability 49+6
return on assets 1.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,995 companies, NACE 68, small)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €280,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.94 (2.09 in 2024), above the usual 1.5. Short-term debt is 41.3% and cash 0.9% of total assets. However, 55.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 63% of them on solvency, 25% on liquidity, 48% on profitability and 56% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €6.8m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.94, cash €59,494
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 09-06-2026)
NBB · annual accounts
lowers risk · Founded in 1996
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 days early
2024
44 days early
2023
43 days early
2022
35 days early
2021
44 days early
2020
38 days early
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 42 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €29,969 to €81,745 ▲ 173% View
  • Positive: 2nd largest company by equity in Malmedy, Real estate sectorin the Checked rankings No. 2 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €81,745 8 years View
  • New directorlatest change 02-06-2026 · 3 in office 1 joined View

Recent changes

  1. · Gazette deed Reappointment: Jean-Pierre TRINON (managing director)
  2. · Gazette deed Capital increase of BEF 1,700,000 to BEF 4,700,000Resignations: Nathalie PAQUAY, Charles DELLOYE and Brice RODHEUDT · Reappointments: Nathalie PAQUAY, Charles DELLOYE and Brice RODHEUDT
  3. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as SA PIERRE ET NATURE: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €6m and €6.7m, founded between 1990 and 1999.

CompanyTotal assetsGross margin
SA PIERRE ET NATURE Malmedy€6.8m€0.3m
BURODIME Ans€6.7m€0.3m
VERDI Antwerpen€6.6m€0.2m
WAGE Bilzen-Hoeselt€6.0m€0.3m
DE PIRAMIDE Diest€6.3m€0.3m
ONLINE Beveren-Kruibeke-Zwijndrecht€6.2m€0.3m
LA BOUXHERIE Theux€6.2m€0.2m
Full comparison

Key facts about SA PIERRE ET NATURE

What is the company number of SA PIERRE ET NATURE?
The company number of SA PIERRE ET NATURE is 0458.680.435. The VAT number is the same number with BE in front: BE 0458.680.435.
Where is SA PIERRE ET NATURE based?
The registered office is at Rue de la Warchenne 10, 4960 Malmedy.Company details
What does SA PIERRE ET NATURE do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of SA PIERRE ET NATURE?
The legal form of SA PIERRE ET NATURE is Public limited company (NV).
When was SA PIERRE ET NATURE founded?
SA PIERRE ET NATURE was founded on 23-08-1996.
Is SA PIERRE ET NATURE still active?
Yes, SA PIERRE ET NATURE is an active enterprise in the KBO register.
What is the turnover of SA PIERRE ET NATURE?
The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €254,362 and 42 comparable companies (NACE 681). It probably lies between €350,000 and €740,000.Financials
Is SA PIERRE ET NATURE profitable?
In financial year 2025, SA PIERRE ET NATURE made a profit of €81,745.
Where can I find the annual accounts of SA PIERRE ET NATURE?
SA PIERRE ET NATURE filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SA PIERRE ET NATURE due?
SA PIERRE ET NATURE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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