Verdaen
ActiveVerdaen has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €939k and a net result of €-23k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 95% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
-2.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
54 d late
2023
70 d late
2022
31 d late
2021
92 d late
2020
31 d late
2019
133 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€939k▼ 2.3%
2024 · €961k
2018: €863k
2019: €837k
2020: €437k
2021: €316k
2022: €1.04M
2023: €962k
2024: €961k
2018 → 2025
Total assets
€954k▼ 3.2%
2024 · €986k
2018: €894k
2019: €862k
2020: €611k
2021: €393k
2022: €1.16M
2023: €981k
2024: €986k
2018 → 2025
Net result
€-23k▼ 4,462%
2024 · €-495
2018: €-2k
2019: €-27k
2020: €-27k
2021: €-72k
2022: €721k
2023: €-14k
2024: €-495
2018 → 2025
Working capital
€724k▼ 0.3%
2024 · €727k
2018: €628k
2019: €609k
2020: €197k
2021: €104k
2022: €842k
2023: €741k
2024: €727k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€316k-€1.04M▲ 228%€962k▼ 7.2%€961k▼ 0.1%€939k▼ 2.3%
Operating result€-25k-€1.04M€-33k€-26k▲ 20.8%€-28k▼ 5.1%
Net result€-72k-€721k€-14k€-495▲ 96.5%€-23k▼ 4,462%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2025 against €26k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €954k
Fixed assets
€227k▼ 8.6%
Current assets
€728k▼ 1.4%
Equity and liabilities €954k
Equity
€939k▼ 2.3%
Provisions
€12k▼ 7.1%
Debt
€3k▼ 70.7%
The debt ratio falls from 1.2% to 0.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-6k▼
2024 · €-4k
Cash flow
€-1k▼
2024 · €22k
Solvency
98.4%▲
2024 · 97.5%
Debt / equity
0.00▼
2024 · 0.01
ROE
-2.4%▼
2024 · -0.1%
ROA
-2.4%▼
2024 · -0.1%
Interest coverage
-31.69▼
2024 · -21.98
Debt
€3k▼
2024 · €11k
Debt ≤ 1 year
€3k▼
2024 · €11k
Income taxes
€226▼
2024 · €228
A ratio outside any meaningful range has been withheld (balance sheet total €954k, equity €939k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€986k€954k▼
Fixed assets21/28€248k€227k▼
Tangible fixed assets22/27€247k€226k▼
Land and buildings22€230k€216k▼
Furniture and vehicles24€17k€11k▼
Financial fixed assets28€391€391=
Current assets29/58€738k€728k▼
Amounts receivable within one year40/41€13k€10k▼
Other amounts receivable41€13k€10k▼
Current investments50/53€650k€650k=
Cash at bank and in hand54/58€75k€68k▼
Equity and liabilities
Total equity and liabilities10/49€986k€954k▼
Equity10/15€961k€939k▼
Contributions10/11€25k€25k=
Reserves13€940k€938k▼
Tax-exempt reserves132€26k€24k▼
Distributable reserves133€914k€914k=
Profit (loss) carried forward14€-3k€-24k▼
Provisions and deferred taxes16€13k€12k▼
Deferred taxes168€13k€12k▼
Amounts payable17/49€11k€3k▼
Amounts payable within one year42/48€11k€3k▼
Trade debts44€5k€577▼
Suppliers440/4€5k€577▼
Other amounts payable47/48€7k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€21k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€129€-2k▼
Operating profit (loss)9901€-26k€-28k▼
Financial income75/76B€25k€5k▼
Recurring financial income75€25k€5k▼
Financial charges65/66B€180€202▲
Recurring financial charges65€180€202▲
Profit (loss) for the period before taxes9903€-1k€-23k▼
Transfer from deferred taxes780€939€939=
Income taxes67/77€228€226▼
Profit (loss) for the period9904€-495€-23k▼
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€1k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-24k▼
Profit (loss) brought forward from the previous period14P€-5k€-3k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 218.79
Current ratio from 65.09 to 218.79; short-term debt falls from €11k to €3k.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
31-12
Financial
Liquidity times 17current ratio 146.41
Current ratio from 8.76 to 146.41; short-term debt falls from €109k to €5k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €721k
Net result €721k after 4 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 8.76
Current ratio from 2.86 to 8.76.
31-12
Financial
Equity above €1MEq €1.04M ▲228%
Equity rises from €316k to €1.04M.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 133 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidlaan 99240 ZeleGround area
1,605 m²
Building footprint
381 m²
Volume, LiDAR
1,932 m³
Parcel 42402F0696/00K000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zuidlaan 9, 9240 Zele
since 19962.304.355.952
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42402F0696/00K000 | Flanders | 1,605 m² | 1 · 381 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 8,821 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-1979
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.