Checked.be
Active
BE 0843.021.951Private limited company
VERCLI
Groene-Boomgaard(Heu) 5 ·8501 Kortrijk, Belgium· 14 yrs active
Sector: Activities of head offices
(70100)
Conclusion
VERCLI has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €279k and a net result of €60k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 28% of 4760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €279k |
| Net result | €60k |
| Better than sector | 28% |
| Active | 14 yrs |
Financial profile
70
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
51
Profitability
100
Solvency
23
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2012, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
51
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€14k
estimate, not credit advice
Score history
78
2022
86
2023
51
2024
51
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.21 (< 1.0)
-10
Quick ratio
Quick ratio 0.21 (< 0.6)
-5
Leverage
Debt/equity 3.24 (> 3.0)
-10
Profitability
ROE 21% (≥ 10%)
+10
Interest coverage
Interest coverage 5.6× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 24-04-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~14%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 23.1% | 55.4% | |
| Net result | €60k | €38k | |
| Equity | €279k | €64k | |
| Gross operating margin | €154k | €61k | |
| Total assets | €1.21M | €146k |
€149k
+14.2%
22-25
€60k
+29.1%
22-25
€99k
+10.4%
22-25
€1.21M
-3.6%
22-25
€279k
+25.1%
22-25
€-115k
-26.1%
22-25
€26k
+65.6%
22-25
€4k
-86.4%
22-25
€905k
-9.9%
22-25
€146k
+13.3%
22-25
€758k
-13.2%
22-25
0.21
-27.1%
22-25
0.21
-27.1%
22-25
23.1%
+29.7%
22-25
3.24
-28.0%
22-25
21.4%
+3.2%
22-25
4.9%
+33.9%
22-25
5.57
+12.0%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €149k | €131k | €84k | €65k |
| Net profit | €60k | €46k | €34k | €22k |
| Cash flow | €99k | €89k | €60k | €46k |
| Staff costs | - | - | - | - |
| Income taxes | €26k | €16k | €17k | €12k |
| Dividends | €4k | €27k | €12k | €4k |
| Total assets | €1.21M | €1.25M | €641k | €646k |
| Equity | €279k | €223k | €204k | €181k |
| Debt | €905k | €1.00M | €412k | €439k |
| of which ≤ 1y | €146k | €129k | €80k | €68k |
| of which > 1y | €758k | €874k | €332k | €371k |
| Working capital | €-115k | €-91k | €22k | €21k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 0.21 | 0.29 | 1.27 | 1.31 |
| Quick ratio | 0.21 | 0.29 | 1.27 | 1.31 |
| Working capital ratio | -9.5% | -7.3% | 3.4% | 3.2% |
| Solvency | 23.1% | 17.8% | 31.8% | 28.1% |
| Debt / equity | 3.24 | 4.50 | 2.02 | 2.42 |
| Long-term debt ratio | 2.72 | 3.92 | 1.63 | 2.05 |
| Interest coverage | 5.57 | 4.97 | 10.61 | 9.05 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 4.9% | 3.7% | 5.3% | 3.3% |
| ROE | 21.4% | 20.7% | 16.7% | 11.9% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €1.21M | €1.25M | €641k | €646k |
| Fixed assets | 21/28 | €1.18M | €1.21M | €539k | €557k |
| Tangible fixed assets | 22/27 | €1.18M | €1.21M | €539k | €557k |
| Current assets | 29/58 | €31k | €38k | €101k | €88k |
| Amounts receivable within one year | 40/41 | €21k | €22k | €2k | €2k |
| Cash & bank | 54/58 | €6k | €13k | €97k | €82k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.21M | €1.25M | €641k | €646k |
| Equity | 10/15 | €279k | €223k | €204k | €181k |
| Contributions / capital | 10/11 | €20k | €20k | €20k | €20k |
| Reserves | 13 | €259k | €203k | €184k | €161k |
| Accumulated profits (losses) | 14 | €20 | €15 | €10 | €5 |
| Provisions & deferred taxes | 16 | €23k | €24k | €25k | €25k |
| Amounts payable | 17/49 | €905k | €1.00M | €412k | €439k |
| Amounts payable after one year | 17 | €758k | €874k | €332k | €371k |
| Amounts payable within one year | 42/48 | €146k | €129k | €80k | €68k |
| Trade debts payable within one year | 44 | €6k | €2k | €13k | €7k |
| Income statement | |||||
| Gross operating margin | 9900 | €154k | €141k | €89k | €69k |
| Operating result | 9901 | €110k | €87k | €58k | €40k |
| Financial income | 75 | €1 | €0 | €0 | €0 |
| Financial charges | 65 | €27k | €26k | €8k | €7k |
| Result before taxes | 9903 | €85k | €61k | €51k | €33k |
| Income taxes | 67/77 | €26k | €16k | €17k | €12k |
| Net result for the period | 9904 | €60k | €46k | €34k | €22k |
| Result to be appropriated | 9905 | €63k | €49k | €37k | €25k |
Legal Structure
| NACE primary | Activities of head offices(70100) |
| Legal form | Private limited company(610) |
| Incorporation | 16-01-2012 |
| Status | Active |
| Postal code | 8501 |
Establishment units
VERCLI
since 20122.207.073.266
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016A0151/00E000 | Flanders | 4,355 m² | 1 · 418 m² | 26.6 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €60k ▲29.1%
Operating result €110k, net result €60k, both a record.
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €204k ▲12.5%
2 profitable years in a row build equity to €204k.
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Activities of head offices70100
Names & trade names
| Legal nameNL | VERCLI |
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