Bel 21
ActiveBel 21 has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €220k and a net result of €52k. Equity is growing by ~40.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 9039 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+3
Solvency99▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.92 against 2.29 in 2023; short-term debt: 26.2% and cash: 31.6% of total assets), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
30 d late
2022
31 d late
2021
2 d early
2020
30 d late
2019
54 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€220k▲ 30.7%
2023 · €169k
2018: €42k
2019: €39k
2020: €23k
2021: €79k
2022: €132k
2023: €169k
2018 → 2024
Total assets
€299k▲ 21.3%
2023 · €246k
2018: €307k
2019: €224k
2020: €148k
2021: €192k
2022: €247k
2023: €246k
2018 → 2024
Net result
€52k▲ 41.5%
2023 · €37k
2018: €-23k
2019: €-4k
2020: €-16k
2021: €56k
2022: €53k
2023: €37k
2018 → 2024
Working capital
€150k▲ 49.5%
2023 · €100k
2018: €-28k
2019: €-37k
2020: €-20k
2021: €37k
2022: €92k
2023: €100k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€23k-€79k▲ 248%€132k▲ 66.7%€169k▲ 27.7%€220k▲ 30.7%
Operating result€-13k-€59k€58k▼ 1.5%€52k▼ 11.9%€75k▲ 46.1%
Net result€-16k-€56k€53k▼ 6.4%€37k▼ 30.8%€52k▲ 41.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 46% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €299k
Fixed assets
€70k▲ 3.1%
Current assets
€228k▲ 28.2%
Equity and liabilities €299k
Equity
€220k▲ 30.7%
Debt
€78k▲ 0.7%
The debt ratio falls from 31.5% to 26.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€91k▲
2023 · €69k
Cash flow
€67k▲
2023 · €54k
Solvency
73.8%▲
2023 · 68.5%
Current ratio
2.92▲
2023 · 2.29
Quick ratio
2.46▲
2023 · 1.94
Debt / equity
0.35▼
2023 · 0.46
ROE
23.5%▲
2023 · 21.7%
ROA
17.3%▲
2023 · 14.9%
Interest coverage
790.83▲
2023 · 127.30
Debt
€78k▲
2023 · €78k
Debt ≤ 1 year
€78k▲
2023 · €78k
Income taxes
€25k▲
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€246k€299k▲
Fixed assets21/28€68k€70k▲
Tangible fixed assets22/27€38k€40k▲
Furniture and vehicles24€6k€6k▲
Other tangible fixed assets26€32k€34k▲
Financial fixed assets28€30k€30k=
Current assets29/58€178k€228k▲
Stocks and contracts in progress3€28k€36k▲
Stocks30/36€28k€36k▲
Amounts receivable within one year40/41€93k€97k▲
Trade receivables40€63k€69k▲
Other amounts receivable41€30k€28k▼
Cash at bank and in hand54/58€56k€94k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€246k€299k▲
Equity10/15€169k€220k▲
Contributions10/11€62k€62k=
Reserves13€107k€158k▲
Distributable reserves133€107k€158k▲
Amounts payable17/49€78k€78k▲
Amounts payable within one year42/48€78k€78k▲
Trade debts44€24k€13k▼
Suppliers440/4€24k€13k▼
Taxes, remuneration and social security45€19k€32k▲
Taxes450/3€19k€32k▲
Other amounts payable47/48€34k€33k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9k€-5k▼
Other operating charges640/8€654€8k▲
Gross operating margin9900€79k€94k▲
Operating profit (loss)9901€52k€75k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€542€115▼
Recurring financial charges65€542€115▼
Profit (loss) for the period before taxes9903€52k€77k▲
Income taxes67/77€15k€25k▲
Profit (loss) for the period9904€37k€52k▲
Profit (loss) for the period to be appropriated9905€37k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€52k▲
Transfer to equity691/2€37k€52k▲
To other reserves6921€37k€52k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-07
State Gazette act
Capital & shares · Purpose · RestructuringGeneral meeting · Merger · Dissolution6 facts ▸
State Gazette act
Capital & shares · Purpose · Restructuring
General meeting · Merger · Dissolution6 facts ▸
- General meeting, 2026-06-22
- Merger, 2026-06-22
- Dissolution, 2026-06-22
- Accounting effect, 2026-01-01
- Purpose change, Het uitbaten van openbare wasserijen en strijkerijen voor zelfwas, kilowas en stukwas; het inrichten en uitbaten van wassalons; Het reinigen, ontvetten, verven…
- Power of attorney, Fiduciaire Ten Hove II
13-05
State Gazette act
RestructuringMerger · Accounting effect2 facts ▸
State Gazette act
Restructuring
Merger · Accounting effect2 facts ▸
- Merger, geruisloze fusie (met fusie door overneming gelijkgestelde verrichting)
- Accounting effect, 2026-01-01
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €220k ▲30.7%
4 profitable years in a row build equity to €220k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Equity above €150kEq €169k ▲27.7%
3 profitable years in a row build equity to €169k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €132k ▲66.7%
2 profitable years in a row build equity to €132k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €56k
Net result €56k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 54 days late
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
10-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 10 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-06-2024
Roonacker Joseph: Resigned as Director
07-01-2021
VERMEULEN Julienne Augusta Rosalia: Resigned as Director
22-06-2017
Roonacker Joseph: Resigned as Director
22-06-2017
Cédric ROONACKER: Resigned as Director
22-06-2017
Gisèle NOEYENS: Resigned as Director
22-06-2017
Julienne VERMEULEN: Resigned as Director
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kardinaal Cardijnlaan 412630 AartselaarGround area
206 m²
Building footprint
80 m²
Volume, LiDAR
702 m³
Parcel 11001B0399/00B000, Flanders · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LINNEN-TRADE NV
since 19962.077.373.279
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0399/00B000 | Flanders | 206 m² | 1 · 80 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionTook over:BELI-WASH
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WAPITI
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INTEDE
BE 0405.008.256
Brussel · Eq €218k
ASSURANTIES IMMOBILIEN CHRISTOFFELS
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TOJA
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Liège · Eq €214k
Of 687 companies in sector 46412 we hold annual accounts for 517. 407 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-1996
Fiscal year end31-12
Activities, NACEBEL
46412Wholesale of household textiles and bedding
51410
13929Manufacture of textiles
17402
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.