VERBRAECKEN PETER
ActiveVERBRAECKEN PETER has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €10k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 95% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+60
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 13.65 against 9.88 in 2024; short-term debt: 6.8% and cash: 16.3% of total assets), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.9%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
28 d early
2023
10 d early
2022
91 d late
2021
30 d late
2020
73 d late
2019
151 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 11.6%
2024 · €82k
2019: €81k
2020: €80k
2021: €86k
2022: €73k
2023: €86k
2024: €82k
2019 → 2025
Total assets
€100k▼ 11.6%
2024 · €113k
2019: €159k
2020: €104k
2021: €100k
2022: €94k
2023: €101k
2024: €113k
2019 → 2025
Net result
€10k
2024 · €-4k
2019: €-7k
2020: €-117
2021: €6k
2022: €-13k
2023: €13k
2024: €-4k
2019 → 2025
Working capital
€87k▼ 12.9%
2024 · €99k
2019: €60k
2020: €65k
2021: €78k
2022: €74k
2023: €83k
2024: €99k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€73k▼ 15.5%€86k▲ 17.9%€82k▼ 4.5%€92k▲ 11.6%
Operating result€9k-€-11k€18k€-7k€13k
Net result€6k-€-13k€13k€-4k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€7k▲ 159%
Current assets
€93k▼ 15.5%
Equity and liabilities €100k
Equity
€92k▲ 11.6%
Debt
€8k▼ 73.6%
The debt ratio falls from 27.2% to 8.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €-6k
Cash flow
€11k▲
2024 · €-3k
Solvency
91.9%▲
2024 · 72.8%
Current ratio
13.65▲
2024 · 9.88
Quick ratio
13.58▲
2024 · 9.84
Debt / equity
0.09▼
2024 · 0.37
ROE
10.4%▲
2024 · -4.7%
ROA
9.6%▲
2024 · -3.4%
Interest coverage
5.19▲
2024 · -7.79
Debt
€8k▼
2024 · €31k
Debt ≤ 1 year
€7k▼
2024 · €11k
Income taxes
€4k▲
2024 · €284
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€100k▼
Fixed assets21/28€3k€7k▲
Tangible fixed assets22/27€3k€7k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24-€5k
Current assets29/58€111k€93k▼
Amounts receivable after more than one year29€0-
Trade receivables290€0-
Stocks and contracts in progress3€500€500=
Stocks30/36€500€500=
Amounts receivable within one year40/41€109k€75k▼
Trade receivables40€41k€6k▼
Other amounts receivable41€69k€69k▲
Cash at bank and in hand54/58€0€16k▲
Deferred charges and accrued income490/1€804€2k▲
Equity and liabilities
Total equity and liabilities10/49€113k€100k▼
Equity10/15€82k€92k▲
Contributions10/11€12k€12k=
Reserves13€70k€79k▲
Distributable reserves133€70k€79k▲
Amounts payable17/49€31k€8k▼
Amounts payable within one year42/48€11k€7k▼
Financial debts43€382€0▼
Credit institutions430/8€382€0▼
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€9k€1k▼
Taxes450/3€9k€1k▼
Accrued charges and deferred income492/3€20k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€651€1k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-5k€16k▲
Operating profit (loss)9901€-7k€13k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€824€3k▲
Recurring financial charges65€824€3k▲
Profit (loss) for the period before taxes9903€-4k€14k▲
Income taxes67/77€284€4k▲
Profit (loss) for the period9904€-4k€10k▲
Profit (loss) for the period to be appropriated9905€-4k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€10k▲
Transfer from equity791/2€4k€0▼
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
2022
31-12
Financial
Weakest financial yearnet €-13k ▼322%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 73 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 3.99
Current ratio from 1.86 to 3.99; short-term debt falls from €69k to €22k.
29-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 151 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
10-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 71 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kemzekestraat(KEM) 52A9190 StekeneGround area
1,375 m²
Building footprint
252 m²
Volume, LiDAR
1,698 m³
2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERBRAECKEN PETER
since 20002.099.351.006
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46011A1213/00F000 | Flanders | 702 m² | 1 · 124 m² | 10.5 m · 2 fl. |
| 46011A1213/00E000 | Flanders | 673 m² | 1 · 129 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,013 companies in sector 43310 we hold annual accounts for 1,745. 1,519 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2000
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.