KOI CENTER PETER
ActiveKOI CENTER PETER has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18k and a net result of €-10k. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 17% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability21▼-48
Solvency39▼-4
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.47 in 2023; short-term debt: 40.8% of total assets), and 85.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14.4%
Return on assets
-7.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 36376 sector peers (2024).
NBB · sector comparisonPosition among 36376 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
on the day
2022
52 d late
2021
53 d late
2020
81 d late
2019
70 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€18k▼ 34.7%
2023 · €27k
2018: €27k
2019: €29k
2020: €26k
2021: €18k
2022: €21k
2023: €27k
2018 → 2024
Total assets
€124k▼ 18.4%
2023 · €152k
2018: €174k
2019: €168k
2020: €162k
2021: €148k
2022: €143k
2023: €152k
2018 → 2024
Net result
€-10k
2023 · €6k
2018: €-2k
2019: €2k
2020: €-3k
2021: €-8k
2022: €3k
2023: €6k
2018 → 2024
Working capital
€17k▼ 37.0%
2023 · €28k
2018: €15k
2019: €18k
2020: €19k
2021: €15k
2022: €20k
2023: €28k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€26k-€18k▼ 31.6%€21k▲ 19.7%€27k▲ 29.8%€18k▼ 34.7%
Operating result€2k-€-3k€8k€10k▲ 30.1%€-6k
Net result€-3k-€-8k▼ 181%€3k€6k▲ 81.1%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €10k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €124k
Fixed assets
€56k▼ 15.1%
Current assets
€68k▼ 20.9%
Equity and liabilities €124k
Equity
€18k▼ 34.7%
Debt
€106k▼ 14.8%
The debt ratio rises from 82.0% to 85.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2023 · €22k
Cash flow
€2k▼
2023 · €18k
Solvency
14.4%▼
2023 · 18.0%
Current ratio
1.34▼
2023 · 1.47
Quick ratio
0.32▼
2023 · 0.64
Debt / equity
5.93▲
2023 · 4.55
ROE
-53.0%▼
2023 · 22.9%
ROA
-7.6%▼
2023 · 4.1%
Interest coverage
1.44▼
2023 · 5.45
Debt
€106k▼
2023 · €125k
Debt ≤ 1 year
€51k▼
2023 · €58k
Debt > 1 year
€56k▼
2023 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€152k€124k▼
Fixed assets21/28€66k€56k▼
Tangible fixed assets22/27€66k€56k▼
Land and buildings22€65k€55k▼
Plant, machinery and equipment23€1k€685▼
Furniture and vehicles24-€372
Current assets29/58€86k€68k▼
Stocks and contracts in progress3€48k€52k▲
Stocks30/36€48k€52k▲
Amounts receivable within one year40/41€25k€16k▼
Trade receivables40€25k€16k▼
Cash at bank and in hand54/58€12k-
Equity and liabilities
Total equity and liabilities10/49€152k€124k▼
Equity10/15€27k€18k▼
Contributions10/11€19k€19k=
Reserves13€13k€13k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€1k€1k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-5k€-14k▼
Amounts payable17/49€125k€106k▼
Amounts payable after more than one year17€66k€56k▼
Financial debts170/4€66k€56k▼
Amounts payable within one year42/48€58k€51k▼
Current portion of amounts payable after more than one year42€10k€11k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€15k€4k▼
Suppliers440/4€15k€4k▼
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€30k€34k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€23k€7k▼
Operating profit (loss)9901€10k€-6k▼
Financial income75/76B€1€11▲
Recurring financial income75€1€11▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€6k€-10k▼
Profit (loss) for the period9904€6k€-10k▼
Profit (loss) for the period to be appropriated9905€6k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-14k▼
Profit (loss) brought forward from the previous period14P€-11k€-5k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-10k ▼251%
Net result drops to €-10k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €6k ▲81.1%
Operating result €10k, net result €6k, both a record.
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2021
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 81 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blijkbaan 223540 Herk-de-StadGround area
980 m²
Building footprint
204 m²
Volume, LiDAR
841 m³
Parcel 71024A0377/00C003, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Blijkbaan 22, 3540 Herk-de-Stad
since 20022.101.811.737
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71024A0377/00C003 | Flanders | 980 m² | 1 · 204 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHerk-de-Stad
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Of 4,013 companies in sector 43310 we hold annual accounts for 1,746. 1,302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-03-2002
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.