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VERBOMED

Active
Private limited companyfounded 200521 yrs activeWilgenlaan 7, 8210 Zedelgem, BelgiumKBO/BCE: BE 0872.370.092
Summary

VERBOMED has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €308,652 and a net result of €1,213. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 2412 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
VERBOMEDActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
2 sites
Size
€479,780total assets 2025
Staff
1.9 FTE
Equity
€308,652
Profit
€1,213
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 9 d late0 of 1 deed read
Why 90- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 3.28, cash €151,452+ Equity €308,652 (64.3% of total assets)+ Founded in 2005Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 89-11
equity 64.3% of total assets
Liquidity 79-17
short-term debt 26.0% · cash 31.6%
Profitability 69-16
return on assets 0.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,168 companies)
Last 18 months 05-2025: 0.1% 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▼ -2.6% vs 06-2025lowest value 08-2025: 0.1%● 0.0% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%▲ +8.1% vs 09-2025 11-2025: 0.1%▼ -2.5% vs 10-2025 12-2025: 0.1%▲ +1.3% vs 11-2025 01-2026: 0.1%▲ +17.7% vs 12-2025 02-2026: 0.1%▲ +58.1% vs 01-2026 03-2026: 0.2%▲ +20.4% vs 02-2026 04-2026: 0.2%● 0.0% vs 03-2026 05-2026: 0.2%● 0.0% vs 04-2026 06-2026: 0.2%● 0.0% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%▲ +9.6% vs 09-2026highest value
  • Liquidity: current ratio 3.28, cash €151,452 lowers the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Equity €308,652 (64.3% of total assets) lowers the probability
  • Founded in 2005 lowers the probability for this profile
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.28 against 5.48 in 2024; short-term debt: 26% and cash: 31.6% of total assets), and 35.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 74%, liquidity 83%, profitability 40%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.28, cash €151,452
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €308,652 (64.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2005
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
9 d late
2024
2 d early
2023
on the day
2022
on the day
2021
26 d early
2020
44 d early
2019
43 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet €1,213 ▼97.6%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €1,213 7 years View
  • Total assets 20256 fiscal years filed €479,780 View
  • Active since 2005founded 09-03-2005 21 years View

By topic

Financials

Fiscal year
2025
Total assets
€479,780
Profit
€1,213
Solvency
64.3%
Total assets▲ 25.7%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-01-2027
  1. 09-02-2026Annual accounts filed
  2. 30-06-2025Weakest financial year
  3. 29-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
09-03-2005
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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