VERBINNEN
ActiveVERBINNEN has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €26k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 34% of 2004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+5
Solvency58▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.0 in 2024; short-term debt: 50.1% and cash: 5.1% of total assets), and 67.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.7%
Return on assets
7.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
9 d early
2023
49 d early
2022
61 d late
2021
25 d late
2020
16 d late
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€117k▲ 20.0%
2024 · €97k
2018: €84k
2019: €86k
2020: €90k
2021: €97k
2022: €105k
2023: €102k
2024: €97k
2018 → 2025
Total assets
€357k▲ 12.7%
2024 · €317k
2018: €338k
2019: €309k
2020: €342k
2021: €357k
2022: €499k
2023: €362k
2024: €317k
2018 → 2025
Net result
€26k▲ 166%
2024 · €10k
2018: €3k
2019: €2k
2020: €3k
2021: €7k
2022: €10k
2023: €-2k
2024: €10k
2018 → 2025
Working capital
€22k▲ 24,387%
2024 · €89
2018: €54k
2019: €42k
2020: €42k
2021: €40k
2022: €33k
2023: €-12k
2024: €89
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€105k▲ 8.3%€102k▼ 3.1%€97k▼ 4.5%€117k▲ 20.0%
Operating result€13k-€20k▲ 52.2%€7k▼ 66.8%€16k▲ 149%€41k▲ 151%
Net result€7k-€10k▲ 37.2%€-2k€10k€26k▲ 166%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 151% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €357k
Fixed assets
€156k▲ 11.0%
Current assets
€200k▲ 14.0%
Equity and liabilities €357k
Equity
€117k▲ 20.0%
Debt
€240k▲ 9.4%
The debt ratio falls from 69.3% to 67.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€99k▲
2024 · €71k
Cash flow
€84k▲
2024 · €64k
Solvency
32.7%▲
2024 · 30.7%
Current ratio
1.12▲
2024 · 1.00
Quick ratio
1.03▲
2024 · 0.90
Debt / equity
2.06▼
2024 · 2.26
ROE
22.3%▲
2024 · 10.0%
ROA
7.3%▲
2024 · 3.1%
Interest coverage
22.02▲
2024 · 14.22
Debt
€240k▲
2024 · €220k
Debt ≤ 1 year
€179k▲
2024 · €176k
Debt > 1 year
€41k▲
2024 · €29k
Income taxes
€12k▲
2024 · €8k
Staff costs
€405k▼
2024 · €446k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€317k€357k▲
Fixed assets21/28€141k€156k▲
Intangible fixed assets21€25k€18k▼
Tangible fixed assets22/27€115k€139k▲
Plant, machinery and equipment23€60k€72k▲
Furniture and vehicles24€56k€67k▲
Financial fixed assets28€270€270=
Current assets29/58€176k€200k▲
Stocks and contracts in progress3€18k€16k▼
Stocks30/36€18k€16k▼
Amounts receivable within one year40/41€96k€149k▲
Trade receivables40€89k€69k▼
Other amounts receivable41€7k€79k▲
Cash at bank and in hand54/58€40k€18k▼
Deferred charges and accrued income490/1€22k€18k▼
Equity and liabilities
Total equity and liabilities10/49€317k€357k▲
Equity10/15€97k€117k▲
Contributions10/11€12k€12k=
Reserves13€85k€105k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€85k€105k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€220k€240k▲
Amounts payable after more than one year17€29k€41k▲
Financial debts170/4€29k€41k▲
Amounts payable within one year42/48€176k€179k▲
Current portion of amounts payable after more than one year42€53k€26k▼
Financial debts43€4€7k▲
Credit institutions430/8€4€7k▲
Trade debts44€53k€54k▲
Suppliers440/4€53k€54k▲
Taxes, remuneration and social security45€68k€86k▲
Taxes450/3€29k€22k▼
Remuneration and social security454/9€40k€65k▲
Other amounts payable47/48€1k€6k▲
Accrued charges and deferred income492/3€15k€20k▲
Income statement
Code20242025
Non-recurring operating income76A-€9k
Remuneration, social security and pensions62€446k€405k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€58k▲
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€0€306▲
Gross operating margin9900€521k€508k▼
Operating profit (loss)9901€16k€41k▲
Financial income75/76B€6k€946▼
Recurring financial income75€1k€946▼
Non-recurring financial income76B€5k-
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€18k€38k▲
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€10k€26k▲
Profit (loss) for the period to be appropriated9905€10k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€26k▲
Transfer from equity791/2€14k€7k▼
Transfer to equity691/2€10k€26k▲
To other reserves6921€10k€26k▲
Profit to be distributed694/7€14k€7k▼
Return on contributions (dividend)694€14k€7k▼
Social balance
Average headcount (FTE)90878.27.6▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €26k ▲166%
Operating result €41k, net result €26k, both a record.
31-12
Financial
Equity above €100kEq €117k ▲20%
2 profitable years in a row build equity to €117k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼117%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 61 days late
2022
31-12
Financial
Equity above €100kEq €105k ▲8.3%
5 profitable years in a row build equity to €105k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 16 days late
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-02-2024
CROKAERT, Karine Marie Jeanne Lea: Resigned as Director
15-02-2024
VERBINNEN, Manu Jozef Jacques: Resigned as Director
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijgmaalbroek 183018 LeuvenGround area
3,073 m²
Building footprint
1,273 m²
Volume, LiDAR
1,431 m³
2 parcels, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TUINARCHITECTUUR VERBINNEN
since 19942.065.604.112
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24043A0018/00W002 | Flanders | 2,769 m² | 1 · 977 m² | - |
| 24038B0087/00W000 | Flanders | 303 m² | 1 · 296 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 3,947 EUR awarded · 3,947 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 303 EUR | 303 EUR |
| 2024 | 1 | 135 EUR | 135 EUR |
| 2023 | 2 | 676 EUR | 676 EUR |
| 2022 | 2 | 2,833 EUR | 2,833 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Stagebonus (stopgezet)
Recognitions · licences · registrations
Recognised contractor
4 categoriesVERBINNEN BV43767
Dual-learning approval
6 live approvals · 3 endedGroenaanleg en –beheer duaal (so)
Medewerker groen- en tuinaanleg (vwo)
Medewerker groen- en tuinaanleg duaal (so)
Medewerker groen- en tuinbeheer (vwo)
Medewerker groen- en tuinbeheer duaal (so)
Tuinaanlegger-groenbeheerder duaal (so)
Similar companies · same sector, comparable size
Atelier Menzel
BE 0548.691.287
Liège · Eq €117k
LEVOSTRE
BE 0898.573.554
Overijse · Eq €117k
ARCHIPOL
BE 0898.268.005
Ottignies-Louvain-la-Neuve · Eq €116k
RIPA LAEVA
BE 0894.714.934
Antwerpen · Eq €117k
LIVINGREEN CO
BE 0675.882.538
Halle · Eq €120k
Of 2,264 companies in sector 71113 we hold annual accounts for 658. 546 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-1994
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
71113Urban planning and landscape architecture
74201Photography, excluding press photography
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.