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TECHNO - JARDIN

Active
Public limited companyfounded 199036 yrs activeRue Lavalle(NAL) 84, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0441.127.492
Summary

TECHNO - JARDIN has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145,056 and a net result of €4,621. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 42% of 784 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Urban planning and landscape architecture
NACE 71113Raising of dairy cattle NACE 01410Landscape service activities NACE 81300
1 site
Size
€407,443total assets 2025
Staff
4.1 FTE
Equity
€145,056
Profit
€4,621
Financial health
87 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 31 d late0 of 3 deeds read
Why 87- Latest accounts 31 days late; 2 of the last 3 late+ Founded in 1990+ Liquidity: current ratio 1.36, cash €73,173+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 35% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 61-3
equity 35.6% of total assets
Liquidity 47+3
short-term debt 50.2% · cash 18.0%
Profitability 70=
return on assets 1.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,633 companies)
Last 5 months 06-2026: 0.3% 07-2026: 0.3%▲ +6.3% vs 06-2026 08-2026: 0.6%▲ +65.6% vs 07-2026highest value 09-2026: 0.2%▼ -66.3% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
  • Founded in 1990 lowers the probability for this profile
  • Liquidity: current ratio 1.36, cash €73,173 lowers the probability
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
Credit up to €12,000 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.42 in 2024; short-term debt: 50.2% and cash: 18% of total assets), and 64.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 34%, liquidity 27%, profitability 32%, growth against the median 46%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.36, cash €73,173
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
91 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €4,621 7 years View
  • Active since 1990founded 31-07-1990 36 years View
  • Total assets 20256 fiscal years filed €407,443 View

By topic

Financials

Fiscal year
2025
Total assets
€407,443
Profit
€4,621
Solvency
35.6%
Turnover
Net result
20232024
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 30-10-2025Annual accounts filed
  3. 30-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Urban planning and landscape architectureNACE 71113
Founded
31-07-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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