VERBERT
ActiveVERBERT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.65M and a net result of €68k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 95% of 50 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-10
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity ample (current ratio 53.87 against 46.12 in 2024), and 1.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.2%
Return on assets
2.5%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 21
Relative position
BE, all sectors
reference
Sector 21
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
38 d late
2024
24 d early
2023
2 d early
2022
28 d early
2021
3 d early
2020
3 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.65M▲ 2.6%
2024 · €2.58M
2018: €2.46M
2019: €2.49M
2020: €2.41M
2021: €2.34M
2022: €2.43M
2023: €2.47M
2024: €2.58M
2018 → 2025
Total assets
€2.70M▲ 2.3%
2024 · €2.64M
2018: €2.53M
2019: €2.55M
2020: €2.47M
2021: €2.41M
2022: €2.50M
2023: €2.52M
2024: €2.64M
2018 → 2025
Net result
€68k▼ 42.6%
2024 · €118k
2018: €86k
2019: €27k
2020: €-77k
2021: €-65k
2022: €90k
2023: €33k
2024: €118k
2018 → 2025
Working capital
€2.60M▲ 0.8%
2024 · €2.58M
2018: €2.42M
2019: €2.47M
2020: €2.41M
2021: €2.34M
2022: €2.43M
2023: €2.47M
2024: €2.58M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.34M-€2.43M▲ 3.8%€2.47M▲ 1.4%€2.58M▲ 4.8%€2.65M▲ 2.6%
Operating result€-58k-€-45k▲ 22.7%€-35k▲ 22.7%€-39k▼ 12.5%€-30k▲ 22.0%
Net result€-65k-€90k€33k▼ 63.4%€118k▲ 257%€68k▼ 42.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30k in 2025 against €39k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.70M
Fixed assets
€48k▲ 2,180%
Current assets
€2.65M▲ 0.5%
Equity and liabilities €2.70M
Equity
€2.65M▲ 2.6%
Debt
€50k▼ 13.8%
The debt ratio falls from 2.2% to 1.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€-20k▲
2024 · €-39k
Cash flow
€78k▼
2024 · €118k
Solvency
98.2%▲
2024 · 97.8%
Current ratio
53.87▲
2024 · 46.12
Quick ratio
53.87▲
2024 · 46.12
Debt / equity
0.02▼
2024 · 0.02
ROE
2.6%▼
2024 · 4.6%
ROA
2.5%▼
2024 · 4.5%
Interest coverage
-22.71▼
2024 · -13.05
Debt
€50k▼
2024 · €58k
Debt ≤ 1 year
€49k▼
2024 · €57k
Income taxes
€33k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.64M€2.70M▲
Fixed assets21/28€2k€48k▲
Tangible fixed assets22/27€2k€48k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24-€47k
Current assets29/58€2.64M€2.65M▲
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€4k-
Other amounts receivable41-€5k
Current investments50/53€2.53M€2.63M▲
Cash at bank and in hand54/58€106k€22k▼
Deferred charges and accrued income490/1€264-
Equity and liabilities
Total equity and liabilities10/49€2.64M€2.70M▲
Equity10/15€2.58M€2.65M▲
Contributions10/11€734k€734k=
Outside capital11€734k€734k=
Other1109/19€734k€734k=
Reserves13€1.85M€1.92M▲
Tax-exempt reserves132€38k€38k=
Distributable reserves133€1.81M€1.88M▲
Profit (loss) carried forward14-€0
Amounts payable17/49€58k€50k▼
Amounts payable within one year42/48€57k€49k▼
Trade debts44€5k-
Suppliers440/4€5k-
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€49k€49k▲
Accrued charges and deferred income492/3€545€545=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€416€10k▲
Other operating charges640/8€8k€7k▼
Gross operating margin9900€-30k€-13k▲
Operating profit (loss)9901€-39k€-30k▲
Financial income75/76B€216k€132k▼
Recurring financial income75€216k€132k▼
Financial charges65/66B€3k€880▼
Recurring financial charges65€3k€880▼
Profit (loss) for the period before taxes9903€174k€100k▼
Income taxes67/77€56k€33k▼
Profit (loss) for the period9904€118k€68k▼
Profit (loss) for the period to be appropriated9905€118k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€68k▼
Profit (loss) brought forward from the previous period14P€-19k-
Transfer to equity691/2€99k€68k▼
To other reserves6921€99k€68k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 38 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €118k ▲257%
Net result €118k, the highest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €90k
Net result €90k after 2 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-77k ▼383%
Net result drops to €-77k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hulgenrodestraat 862150 AntwerpenGround area
1,471 m²
Building footprint
167 m²
Volume, LiDAR
952 m³
Parcel 11007B0070/00N002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERBERT
since 19982.315.704.061
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007B0070/00N002 | Flanders | 1,471 m² | 1 · 166 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676001QRV8Y8CV2TK83
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Of 149 companies in sector 21201 we hold annual accounts for 116. 65 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-1998
Fiscal year end31-12
Activities, NACEBEL
21201Manufacture of basic pharmaceutical products and pharmaceutical preparations
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.