VERBEECK-DE GRAEVE
ActiveSummary
VERBEECK-DE GRAEVE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €20k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 38% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91=
Solvency53▼-15
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.58 in 2024; short-term debt: 68% and cash: 21.8% of total assets), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
18.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
1 d early
2023
on the day
2022
2 d early
2021
2 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€30k▼ 41.5%
2024 · €51k
2018: €49k
2019: €49k
2020: €49k
2021: €49k
2022: €49k
2023: €52k
2024: €51k
2018 → 2025
Total assets
€108k▼ 9.7%
2024 · €120k
2018: €116k
2019: €224k
2020: €175k
2021: €128k
2022: €148k
2023: €110k
2024: €120k
2018 → 2025
Net result
€20k▼ 8.9%
2024 · €22k
2018: €25k
2019: €130k
2020: €74k
2021: €32k
2022: €23k
2023: €3k
2024: €22k
2018 → 2025
Working capital
€21k▼ 37.2%
2024 · €33k
2018: €41k
2019: €42k
2020: €42k
2021: €31k
2022: €24k
2023: €31k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€49k=€52k▲ 6.5%€51k▼ 1.3%€30k▼ 41.5%
Operating result€47k-€34k▼ 26.8%€9k▼ 73.4%€31k▲ 236%€32k▲ 5.3%
Net result€32k-€23k▼ 27.1%€3k▼ 86.4%€22k▲ 581%€20k▼ 8.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€14k ▼ 52.9%
Current assets
€94k ▲ 4.2%
Equity and liabilities €108k
Equity
€30k ▼ 41.5%
Debt
€78k ▲ 14.1%
Debt's share of the balance-sheet total rises from 57.2% to 72.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €48k
Cash flow
€37k▼
2024 · €39k
Current ratio
1.28▼
2024 · 1.58
Debt to equity
2.60▲
2024 · 1.34
ROE
65.5%▲
2024 · 42.1%
ROA
18.2%▲
2024 · 18.0%
Interest coverage
29.31▼
2024 · 54.72
Debt ≤ 1 year
€74k▲
2024 · €57k
Debt > 1 year
€5k▼
2024 · €11k
Income taxes
€11k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€120k€108k▼
Fixed assets21/28€29k€14k▼
Tangible fixed assets22/27€29k€14k▼
Furniture and vehicles24€29k€14k▼
Current assets29/58€91k€94k▲
Amounts receivable within one year40/41€39k€69k▲
Trade receivables40€20k€46k▲
Other amounts receivable41€19k€23k▲
Cash at bank and in hand54/58€47k€24k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€120k€108k▼
Equity10/15€51k€30k▼
Contributions10/11€19k€19k=
Reserves13€33k€11k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€31k€10k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€68k€78k▲
Amounts payable after more than one year17€11k€5k▼
Financial debts170/4€11k€5k▼
Amounts payable within one year42/48€57k€74k▲
Current portion of amounts payable after more than one year42€14k€7k▼
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€636€2k▲
Suppliers440/4€636€2k▲
Taxes, remuneration and social security45€18k€20k▲
Taxes450/3€18k€20k▲
Other amounts payable47/48€22k€41k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€50k€53k▲
Operating profit (loss)9901€31k€32k▲
Financial income75/76B€2k€340▼
Recurring financial income75€2k€340▼
Financial charges65/66B€876€2k▲
Recurring financial charges65€876€2k▲
Profit (loss) for the period before taxes9903€32k€31k▼
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€22k€20k▼
Profit (loss) for the period to be appropriated9905€22k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€20k▼
Profit (loss) brought forward from the previous period14P€684€0▼
Transfer from equity791/2-€21k
Profit to be distributed694/7€22k€41k▲
Return on contributions (dividend)694€22k€41k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €3k ▼86.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Highest result since 2018net €130k ▲412%
Operating result €174k, net result €130k, both a record.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eupenlaan 399140 TemseGround area
480 m²
Building footprint
71 m²
Volume, LiDAR
520 m³
Parcel 46302D1387/00E002, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VERBEECK-DE GRAEVE
since 20142.227.268.567
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46302D1387/00E002 | Flanders | 480 m² | 1 · 71 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MB & CO SERVICES
BE 0798.093.729
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Dewilde Consulting and Services
BE 0662.679.650
Lennik · Eq €30,000
BELLEFLEUR
BE 0894.869.441
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EDB Consults
BE 1016.695.206
Middelkerke · Eq €29,963
PURA SANGRE
BE 0541.539.716
Wijnegem · Eq €30,024
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,378 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2014
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.