Skip to content

MB & CO SERVICES

Active
Private limited companyfounded 20233 yrs activeStalingradlaan 52, 1000 Brussel, BelgiumKBO/BCE: BE 0798.093.729
Summary

The computed 12-month bankruptcy probability of MB & CO SERVICES is 1.8% (moderate). The 2024 annual accounts show equity of €30,000 and a net result of €27,191. Its solvency ranks better than 62% of 9525 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+33
Solvency88▲+42
Growth78
Track record94
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.57 against 1.26 in 2023; short-term debt: 36.7% and cash: 1% of total assets), and 36.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
22 d late
2023
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 February 2023, MB & CO SERVICES was incorporated as a Private limited company.1 Marcelo Pinheiro Pereira has served as director of the company since 2026.2 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 29-06-2026
  3. 3National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€30,000▲ 968%
2023 · €2,808
Total assets
€47,425▲ 249%
2023 · €13,581
Net result
€27,191
2023 · -€192
Working capital
€27,428▲ 877%
2023 · €2,808
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€386-€35,054
Net result-€192within the sector's middle half-€27,191within the sector's middle half
Equity€2,808below the sector's middle half-€30,000within the sector's middle half▲ 968%
Total assets€13,581below the sector's middle half-€47,425below the sector's middle half▲ 249%
Debt€10,773-€17,425▲ 61.8%
Working capital€2,808within the sector's middle half-€27,428within the sector's middle half▲ 877%
Solvency20.7%within the sector's middle half-63.3%within the sector's middle half▲ 42.6pp
Current ratio1.26within the sector's middle half-2.57within the sector's middle half▲ 1.31
Return on assets (ROA)-1.4%below the sector's middle half-57.3%above the sector's middle half▲ 58.7pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000€40,000Operating result 2023: -€386-€386Net result 2023: -€192-€192Operating result 2024: €35,054€35,054Net result 2024: €27,191€27,19120232024-€10,000€0€10,000€20,000€30,000€40,000Operating result 2023: -€386-€386Net result 2023: -€192-€192Operating result 2024: €35,054€35,100Net result 2024: €27,191€27,20020232024
The operating result returns to profit in 2024: €35,054 after a loss of €386 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €47,425
Fixed assets €2,572
Current assets €44,853
Equity and liabilities €47,425
Equity €30,000 ▲ 968%
Debt €17,425 ▲ 61.8%
Debt's share of the balance-sheet total falls from 79.3% to 36.7%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€35,697▲
2023 · €597
Cash flow
€27,834▲
2023 · €792
Debt to equity
0.58▼
2023 · 3.84
ROE
90.6%▲
2023 · -6.8%
Interest coverage
460.66▲
2023 · 42.86
Debt ≤ 1 year
€17,425▲
2023 · €10,773
Income taxes
€9,064
Staff costs
€81,544▲
2023 · €78,770
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€13,581€47,425▲
Fixed assets21/28-€2,572
Tangible fixed assets22/27-€2,572
Furniture and vehicles24-€2,572
Current assets29/58€13,581€44,853▲
Amounts receivable within one year40/41€8,521€44,358▲
Trade receivables40-€7,219
Other amounts receivable41€8,521€37,139▲
Cash at bank and in hand54/58€5,060€495▼
Equity and liabilities
Total equity and liabilities10/49€13,581€47,425▲
Equity10/15€2,808€30,000▲
Contributions10/11€3,000€3,000=
Capital10€3,000€3,000=
Issued capital100€3,000€3,000=
Reserves13-€300
Non-distributable reserves130/1-€300
Legal reserve130-€300
Profit (loss) carried forward14-€192€26,700▲
Amounts payable17/49€10,773€17,425▲
Amounts payable within one year42/48€10,773€17,425▲
Trade debts44€1,190€8,048▲
Suppliers440/4€1,190€8,048▲
Taxes, remuneration and social security45€9,583€9,377▼
Taxes450/3€592€9,377▲
Remuneration and social security454/9€8,991-
Income statement Code20232024
Goods, raw materials, services and sundry goods60/61€8,214€31,191▲
Remuneration, social security and pensions62€78,770€81,544▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€983€643▼
Other operating charges640/8-€1,424
Gross operating margin9900€79,368€118,665▲
Operating profit (loss)9901-€386€35,054▲
Financial income75/76B€208€1,279▲
Recurring financial income75€208€1,279▲
Financial charges65/66B€14€77▲
Recurring financial charges65€14€77▲
Profit (loss) for the period before taxes9903-€192€36,255▲
Income taxes67/77-€9,064
Profit (loss) for the period9904-€192€27,191▲
Profit (loss) for the period to be appropriated9905-€192€27,191▲
Appropriation of the result
Profit (loss) to be appropriated9906-€192€27,000▲
Profit (loss) brought forward from the previous period14P--€192
Transfer to equity691/2-€300
To the legal reserve6920-€300

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Goods, raw materials, services and sundry goods60/61€8,214€31,191▲ 280%
Remuneration, social security and pensions62€78,770€81,544▲ 3.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€983€643▼ 34.6%
Other operating charges640/8-€1,424-
Gross operating margin9900€79,368€118,665▲ 49.5%
Operating profit (loss)9901-€386€35,054▲ 9,181%
Financial income75/76B€208€1,279▲ 514%
Recurring financial income75€208€1,279▲ 514%
Financial charges65/66B€14€77▲ 456%
Recurring financial charges65€14€77▲ 456%
Profit (loss) for the period before taxes9903-€192€36,255▲ 19,011%
Income taxes67/77-€9,064-
Profit (loss) for the period9904-€192€27,191▲ 14,283%
Profit (loss) for the period to be appropriated9905-€192€27,191▲ 14,283%
Line20232024Change
Assets
Total assets20/58€13,581€47,425▲ 249%
Fixed assets21/28-€2,572-
Tangible fixed assets22/27-€2,572-
Furniture and vehicles24-€2,572-
Current assets29/58€13,581€44,853▲ 230%
Amounts receivable within one year40/41€8,521€44,358▲ 421%
Trade receivables40-€7,219-
Other amounts receivable41€8,521€37,139▲ 336%
Cash at bank and in hand54/58€5,060€495▼ 90.2%
Equity and liabilities
Total equity and liabilities10/49€13,581€47,425▲ 249%
Equity10/15€2,808€30,000▲ 968%
Contributions10/11€3,000€3,000=
Capital10€3,000€3,000=
Issued capital100€3,000€3,000=
Reserves13-€300-
Non-distributable reserves130/1-€300-
Legal reserve130-€300-
Profit (loss) carried forward14-€192€26,700▲ 14,026%
Amounts payable17/49€10,773€17,425▲ 61.8%
Amounts payable within one year42/48€10,773€17,425▲ 61.8%
Trade debts44€1,190€8,048▲ 576%
Suppliers440/4€1,190€8,048▲ 576%
Taxes, remuneration and social security45€9,583€9,377▼ 2.2%
Taxes450/3€592€9,377▲ 1,485%
Remuneration and social security454/9€8,991--
Line20232024Change
Profit (loss) for the period9904-€192€27,191▲ 14,283%
+ Depreciation and write-downs630€983€643▼ 34.6%
Operating cash flow (approximation)€792€27,834▲ 3,416%
Change in cash--€4,565-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
29-06
State Gazette act Resignation: El Messaoudi Houchan Ahmed (director)
Appointment: Marcelo Pinheiro Pereira (director) · Share transfer · Director discharge9 facts ▸
  • General meeting, 01-04-2026
  • Other statement, 01-04-2026
  • Other statement, 01-04-2026
  • Director resignation, El Messaoudi Houchan Ahmed (director)
  • Share transfer, El Messaoudi Houchan Ahmed → Marcelo Pinheiro Pereira
  • Director discharge, El Messaoudi Houchan Ahmed
  • Director appointment, Marcelo Pinheiro Pereira (director)
  • Director discharge, El Messaoudi Houchan Ahmed
  • Shareholding, Marcelo Pinheiro Pereira
2025
22-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial Back to profitnet €27,191
Net result €27,191 after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 2.57
Current ratio from 1.26 to 2.57.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 director, last change in 2026
Marcelo Pinheiro Pereira
Director · since 29-06-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
516 m²
Building footprint
494 m²
Volume, LiDAR
6,719 m³
2 parcels, Brussels · tallest building 21.1 m, ±6 floors. Linked by address, not a title deed.
279 companies at this address See who is registered here
1 establishment unit
MB & CO SERVICES
Albert Giraudlaan 10, 1030 SchaarbeekEmployment placement agencies
since 20232.342.064.109
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21809K0170/02B005 Brussels 336 m² 1 · 340 m² 21.1 m · 5 fl.
21015A0485/00W004 Brussels 180 m² 1 · 154 m² 20.2 m · 6 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Marcelo Pinheiro Pereira
  • Director, from 29-06-2026 to date
EL MESSAOUDI HOUCHAN Ahmed
  • Director, until 29-06-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Shareholders according to the acts

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Similar companies · same sector, comparable size

Of 24,516 companies in sector 82990 we hold annual accounts for 9,420. 6,380 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.