RVT Visions
ActiveRVT Visions has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €2k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 83% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+46
Solvency100▲+21
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 4.59 against 2.6 in 2024; short-term debt: 21.8% and cash: 0.4% of total assets), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-11-2025, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
58 d early
2023
43 d late
2022
on the day
2021
on the day
2020
16 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 7.7%
2024 · €25k
2019: €4k
2020: €17k
2021: €18k
2022: €27k
2023: €30k
2024: €25k
2019 → 2025
Total assets
€34k▼ 25.1%
2024 · €46k
2019: €43k
2020: €44k
2021: €69k
2022: €64k
2023: €46k
2024: €46k
2019 → 2025
Net result
€2k
2024 · €-5k
2019: €-2k
2020: €13k
2021: €1k
2022: €9k
2023: €4k
2024: €-5k
2019 → 2025
Working capital
€27k▼ 4.7%
2024 · €28k
2019: €-17k
2020: €-3k
2021: €-671
2022: €23k
2023: €29k
2024: €28k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€27k▲ 49.2%€30k▲ 13.8%€25k▼ 17.2%€27k▲ 7.7%
Operating result€6k-€15k▲ 164%€7k▼ 57.4%€-3k€4k
Net result€1k-€9k▲ 638%€4k▼ 58.1%€-5k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €34k
Equity
€27k▲ 7.7%
Debt
€8k▼ 64.2%
The debt ratio falls from 45.6% to 21.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
78.2%▲
2024 · 54.4%
Current ratio
4.59▲
2024 · 2.60
Quick ratio
4.59▲
2024 · 2.60
Debt / equity
0.28▼
2024 · 0.84
ROE
7.1%▲
2024 · -20.8%
ROA
5.6%▲
2024 · -11.3%
Debt
€8k▼
2024 · €21k
Debt ≤ 1 year
€8k▼
2024 · €18k
Debt > 1 year
€0▼
2024 · €3k
Income taxes
€10▼
2024 · €28
Staff costs
€0▼
2024 · €22
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€34k▼
Fixed assets21/28€0-
Intangible fixed assets21€0-
Tangible fixed assets22/27€0-
Plant, machinery and equipment23€0-
Furniture and vehicles24€0-
Current assets29/58€46k€34k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€46k€34k▼
Trade receivables40€30k€21k▼
Other amounts receivable41€16k€13k▼
Cash at bank and in hand54/58€6€138▲
Deferred charges and accrued income490/1€0€329▲
Equity and liabilities
Total equity and liabilities10/49€46k€34k▼
Equity10/15€25k€27k▲
Contributions10/11€19k€19k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-5k€-3k▲
Amounts payable17/49€21k€8k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€18k€8k▼
Current portion of amounts payable after more than one year42€4k€3k▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€8k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€22k€0▼
Remuneration, social security and pensions62€22€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-694€5k▲
Operating profit (loss)9901€-3k€4k▲
Financial income75/76B€789€997▲
Recurring financial income75€789€997▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-5k€2k▲
Income taxes67/77€28€10▼
Profit (loss) for the period9904€-5k€2k▲
Profit (loss) for the period to be appropriated9905€-5k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-3k▲
Profit (loss) brought forward from the previous period14P€0€-5k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2024
04-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-5k ▼242%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
30-06
Financial
Liquidity doublescurrent ratio 4.16
Current ratio from 1.88 to 4.16; short-term debt falls from €26k to €9k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
30-06
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 492235 HulshoutGround area
1,060 m²
Building footprint
137 m²
Volume, LiDAR
707 m³
Parcel 13016A0046/00C002, Flanders · tallest building 9.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tom Verbeeck bvba
since 20092.184.489.290
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13016A0046/00C002 | Flanders | 1,060 m² | 1 · 137 m² | 9.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,560 companies in sector 43410 we hold annual accounts for 4,351. 3,292 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2009
Fiscal year end30-06
Legal name NL
VERBEECK-CROES
Activities, NACEBEL
43410Roofing work
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.