I.M.V. Dak
ActiveI.M.V. Dak has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €24k. Its solvency ranks better than 53% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency74
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.27; short-term debt: 27.6% and cash: 15.9% of total assets), but 50.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.4%
Return on assets
43.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Turnover
€148k
EBIT margin
23.9%
Net result
€24k
Working capital
€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €55k
Fixed assets
€20k
Current assets
€34k
Equity and liabilities €55k
Equity
€27k
Debt
€28k
Debt finances 50.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k
Cash flow
€27k
Solvency
49.4%
Current ratio
2.27
Quick ratio
2.27
Debt / equity
1.02
ROE
88.9%
ROA
43.9%
Interest coverage
158.04
Debt
€28k
Debt ≤ 1 year
€15k
Debt > 1 year
€13k
Income taxes
€11k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€55k
Fixed assets21/28€20k
Tangible fixed assets22/27€20k
Plant, machinery and equipment23€698
Furniture and vehicles24€20k
Current assets29/58€34k
Amounts receivable after more than one year29€25k
Other amounts receivable291€25k
Amounts receivable within one year40/41€545
Other amounts receivable41€545
Cash at bank and in hand54/58€9k
Equity and liabilities
Total equity and liabilities10/49€55k
Equity10/15€27k
Contributions10/11€3k
Reserves13€23k
Distributable reserves133€23k
Profit (loss) carried forward14€997
Amounts payable17/49€28k
Amounts payable after more than one year17€13k
Financial debts170/4€13k
Amounts payable within one year42/48€15k
Trade debts44€153
Suppliers440/4€153
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Other amounts payable47/48€4k
Income statement
Code2025
Turnover70€148k
Goods, raw materials, services and sundry goods60/61€108k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€1k
Gross operating margin9900€40k
Operating profit (loss)9901€35k
Financial charges65/66B€245
Recurring financial charges65€245
Profit (loss) for the period before taxes9903€35k
Income taxes67/77€11k
Profit (loss) for the period9904€24k
Profit (loss) for the period to be appropriated9905€24k
Appropriation of the result
Profit (loss) to be appropriated9906€24k
Transfer to equity691/2€23k
To other reserves6921€23k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Provinciestraat 2952018 AntwerpenGround area
97 m²
Building footprint
84 m²
Volume, LiDAR
1,230 m³
Parcel 11806F1225/00Y030, Flanders · tallest building 17.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
I.M.V. Dak
since 20242.365.698.158
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1225/00Y030 | Flanders | 97 m² | 1 · 84 m² | 17.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BUILD TECHNOLOGY
BE 0897.634.535
Seraing · Eq €27k
VERBEECK-CROES
BE 0821.397.780
Hulshout · Eq €27k
DAKWERKEN PIM FLEUREN
BE 0644.914.990
Wommelgem · Eq €27k
Daktimmerwerken Peeters
BE 0791.644.516
Sint-Katelijne-Waver · Eq €27k
Dakwerken Laurent Goossenaerts
BE 1016.625.722
Essen · Eq €27k
Of 8,560 companies in sector 43410 we hold annual accounts for 4,351. 3,294 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2024
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.