Checked.be
Active
BE 0803.047.954Private limited company
Verbaert
Steenstraat 47 ·8000 Brugge, Belgium· 3 yrs active
Sector: Retail trade
(47279)
Conclusion
The computed 12-month bankruptcy probability of Verbaert is 4.0% (elevated). The 2025 annual accounts show negative equity (€-27k) and a net result of €-45k. Its solvency ranks better than 19% of 1377 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €-27k |
| Net result | €-45k |
| Staff (FTE) | 1.6 |
| Better than sector | 19% |
Snowflake analysis
56
/ 100
Mixed profile: strong on profitability, weaker on health.
Health
12
Profitability
100
Solvency
43
Growth
32
Stability
94
Bankruptcy probability (12 mo)
4.0%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
12
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 26-02-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -8.4% | 23.3% | |
| Net result | €-45k | €8k | |
| Equity | €-27k | €26k | |
| Gross operating margin | €18k | €36k | |
| Staff costs | €36k | €42k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-33k
-
far below sector median
€-45k
-
far below sector median
€-36k
-
far below sector median
€315k
+45.2%
+114% vs sector
€-27k
-
far below sector median
€-23k
-
far below sector median
2
+700.0%
-16% vs sector
€36k
+424.5%
-9% vs sector
€37
-99.0%
-99% vs sector
€342k
+72.1%
+290% vs sector
€270k
+92.0%
far above sector median
€72k
+23.9%
+225% vs sector
0.91
-22.9%
-62% vs sector
0.86
-22.7%
-59% vs sector
-8.4%
-
far below sector median
-12.84
-
far below sector median
169.2%
+132.3%
far above sector median
-14.3%
-
far below sector median
-5.00
-
far below sector median
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €-33k |
| Net profit | €-45k |
| Cash flow | €-36k |
| Staff costs | €36k |
| Income taxes | €37 |
| Dividends | - |
| Total assets | €315k |
| Equity | €-27k |
| Debt | €342k |
| of which ≤ 1y | €270k |
| of which > 1y | €72k |
| Working capital | €-23k |
| Employees (FTE) | 1.6 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.91 |
| Quick ratio | 0.86 |
| Working capital ratio | -7.4% |
| Solvency | -8.4% |
| Debt / equity | -12.84 |
| Long-term debt ratio | -2.70 |
| Interest coverage | -5.00 |
| Gross margin | - |
| Net margin | - |
| ROA | -14.3% |
| ROE | 169.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €315k |
| Fixed assets | 21/28 | €68k |
| Formation expenses | 20 | €600 |
| Tangible fixed assets | 22/27 | €67k |
| Financial fixed assets | 28 | €864 |
| Current assets | 29/58 | €246k |
| Stocks & contracts in progress | 3 | €14k |
| Amounts receivable within one year | 40/41 | €166k |
| Cash & bank | 54/58 | €56k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €315k |
| Equity | 10/15 | €-27k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €-32k |
| Amounts payable | 17/49 | €342k |
| Amounts payable after one year | 17 | €72k |
| Amounts payable within one year | 42/48 | €270k |
| Trade debts payable within one year | 44 | €26k |
| Income statement | ||
| Gross operating margin | 9900 | €18k |
| Operating result | 9901 | €-42k |
| Financial income | 75 | €4k |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €-45k |
| Income taxes | 67/77 | €37 |
| Net result for the period | 9904 | €-45k |
| Result to be appropriated | 9905 | €-45k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Legal Structure
| NACE primary | Retail trade(47279) |
| Legal form | Private limited company(610) |
| Incorporation | 22-06-2023 |
| Status | Active |
| Postal code | 8000 |
Establishment units
Verbaert
since 20232.347.221.935
Verbaert
since 20232.367.467.815
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C0055/00B000 | Flanders | 78 m² | 1 · 78 m² | 12.8 m · 4 fl. |
| 31803C1211/00A000 | Flanders | 68 m² | 1 · 75 m² | 12.9 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
26-02-2026
NBB filing
Annual accounts filed
2025
19-02-2025
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Detailhandel in chocolade en suikerwerk in gespecialiseerde winkels47242Detailhandel in chocolade en suikerwerk47242Overige detailhandel in voedingsmiddelen, neg47279Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299Detailhandel in chocolade en suikerwerk in gespecialiseerde winkels47242Detailhandel in chocolade en suikerwerk47242Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789
Primary activity highlighted.
Names & trade names
| Legal nameNL | Verbaert |
Registered office
Steenstraat 47
8000 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies
DELICATESSEN 'T HOEKSKE
BE 0476.559.911 · Brugge
Javana
BE 0405.119.807 · Brugge
PASQUA
BE 0446.330.454 · Brugge
BIONUTRICS
BE 0475.379.578 · Oostende
HERBOVAN
BE 0471.958.646 · Kortrijk