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VERBA

Active
Private limited companyfounded 20242 yrs activeLange Boomgaardstraat 12, 9000 Gent, BelgiumKBO/BCE: BE 1005.356.696
Summary

VERBA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,926 and a net result of €38,187. Its solvency ranks better than 77% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+11
Growth78
Track record82
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days only on tighter terms
Liquidity ample (current ratio 5.08 against 2.78 in 2024; short-term debt: 19.7% and cash: 70.7% of total assets), and 19.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80.3%
Return on assets
41.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VERBA was incorporated on 30 January 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€73,926▲ 102%
2024 · €36,572
Total assets
€92,025▲ 61.1%
2024 · €57,107
Net result
€38,187▲ 6.4%
2024 · €35,905
Working capital
€73,926▲ 102%
2024 · €36,572
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€45,437-€48,994▲ 7.8%
Net result€35,905-€38,187▲ 6.4%
Equity€36,572-€73,926▲ 102%
Total assets€57,107-€92,025▲ 61.1%
Debt€20,535-€18,099▼ 11.9%
Working capital€36,572-€73,926▲ 102%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2024: €45,437€45,437Net result 2024: €35,905€35,905Operating result 2025: €48,994€48,994Net result 2025: €38,187€38,18720242025€0€20,000€40,000Operating result 2024: €45,437€45,400Net result 2024: €35,905€35,900Operating result 2025: €48,994€49,000Net result 2025: €38,187€38,20020242025
The operating result rises in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €92,025
Equity €73,926 ▲ 102%
Debt €18,099 ▼ 11.9%
Debt's share of the balance-sheet total falls from 36.0% to 19.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
5.08▲
2024 · 2.78
Debt to equity
0.24▼
2024 · 0.56
ROE
51.7%▼
2024 · 98.2%
ROA
41.5%▼
2024 · 62.9%
Debt ≤ 1 year
€18,099▼
2024 · €20,535
Income taxes
€10,774▲
2024 · €9,432
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€57,107€92,025▲
Current assets29/58€57,107€92,025▲
Amounts receivable within one year40/41€24,580€27,000▲
Trade receivables40€24,580€27,000▲
Cash at bank and in hand54/58€32,527€65,025▲
Equity and liabilities
Total equity and liabilities10/49€57,107€92,025▲
Equity10/15€36,572€73,926▲
Contributions10/11€1,500€1,500=
Reserves13€35,000€72,000▲
Distributable reserves133€35,000€72,000▲
Profit (loss) carried forward14€72€426▲
Amounts payable17/49€20,535€18,099▼
Amounts payable within one year42/48€20,535€18,099▼
Trade debts44€199€196▼
Suppliers440/4€199€196▼
Taxes, remuneration and social security45€14,204€17,070▲
Taxes450/3€14,204€17,070▲
Other amounts payable47/48€6,132€833▼
Income statement Code20242025
Other operating charges640/8€110€897▲
Gross operating margin9900€45,547€49,892▲
Operating profit (loss)9901€45,437€48,994▲
Financial charges65/66B€100€33▼
Recurring financial charges65€100€33▼
Profit (loss) for the period before taxes9903€45,337€48,961▲
Income taxes67/77€9,432€10,774▲
Profit (loss) for the period9904€35,905€38,187▲
Profit (loss) for the period to be appropriated9905€35,905€38,187▲
Appropriation of the result
Profit (loss) to be appropriated9906€35,905€38,259▲
Profit (loss) brought forward from the previous period14P-€72
Transfer to equity691/2€35,000€37,000▲
To other reserves6921€35,000€37,000▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€110€897▲ 716%
Gross operating margin9900€45,547€49,892▲ 9.5%
Operating profit (loss)9901€45,437€48,994▲ 7.8%
Financial charges65/66B€100€33▼ 66.7%
Recurring financial charges65€100€33▼ 66.7%
Profit (loss) for the period before taxes9903€45,337€48,961▲ 8.0%
Income taxes67/77€9,432€10,774▲ 14.2%
Profit (loss) for the period9904€35,905€38,187▲ 6.4%
Profit (loss) for the period to be appropriated9905€35,905€38,187▲ 6.4%
Line20242025Change
Assets
Total assets20/58€57,107€92,025▲ 61.1%
Current assets29/58€57,107€92,025▲ 61.1%
Amounts receivable within one year40/41€24,580€27,000▲ 9.8%
Trade receivables40€24,580€27,000▲ 9.8%
Cash at bank and in hand54/58€32,527€65,025▲ 99.9%
Equity and liabilities
Total equity and liabilities10/49€57,107€92,025▲ 61.1%
Equity10/15€36,572€73,926▲ 102%
Contributions10/11€1,500€1,500=
Reserves13€35,000€72,000▲ 106%
Distributable reserves133€35,000€72,000▲ 106%
Profit (loss) carried forward14€72€426▲ 489%
Amounts payable17/49€20,535€18,099▼ 11.9%
Amounts payable within one year42/48€20,535€18,099▼ 11.9%
Trade debts44€199€196▼ 1.5%
Suppliers440/4€199€196▼ 1.5%
Taxes, remuneration and social security45€14,204€17,070▲ 20.2%
Taxes450/3€14,204€17,070▲ 20.2%
Other amounts payable47/48€6,132€833▼ 86.4%
Line20242025Change
Profit (loss) for the period9904€35,905€38,187▲ 6.4%
Operating cash flow (approximation)€35,905€38,187▲ 6.4%
Change in cash-€32,498-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
81 m²
Building footprint
81 m²
Volume, LiDAR
1,084 m³
Parcel 44804D1544/00E000, Flanders · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
VERBA
Lange Boomgaardstraat 12, 9000 GentActivities of lawyers
since 20242.355.409.824
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44804D1544/00E000 Flanders 80 m² 1 · 80 m² 17.7 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 235 EUR awarded · 235 EUR paid
Year Entries awardedpaid
2024 1 235 EUR235 EUR
Schemes
1 entry · 235 EUR · 235 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 22,076 companies in sector 69101 we hold annual accounts for 9,058. 7,507 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005356696
Also 9925:BE1005356696
Registered 31-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.