Turnover
≈ €110,000 estimated
The micro format states no turnover.
PN Law
Lifetime
2 annual accounts with figures on one time axispeak €52,257 (2025)
€52,257▲ 5.3%
peak €41,372 (2025)
€41,372▲ 14.9%
peak €80,372 (2025)
€80,372▲ 106%
€19,066▲ 253%
Board1 name since 2023
1 directorPaulien An Sybilla Neven
Documentsfilings and deeds
17-08-202617 days late
2025micro format
Equity from €39,001 to €80,372Debts from €5,404 to €19,066Cash from €43,016 to €97,268
Key points
from the 2025 annual accountsLiquidity
5.22 was 8.22 in 2024
Short-term debts rose from €5,404 to €19,066.
Starting capital
€3,000 100 shares
2025 accounts filed 17 days after the deadline
Checked score
98
Excellent
Financially stronger than 87% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 0.3%
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.4%▲ +0.1 percentage points vs 05-2025highest value
07-2025: < 0.1%▼ -0.4 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 5.22, cash €97,268
Equity €80,372 (80.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 88% on liquidity, 82% on profitability and 90% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as PN Law has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PN Law itself is lower: < 0.1% within 12 months. It rests on far more data about PN Law than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for PN Law. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 5.22 (8.22 in 2024), above the usual 1.5. Short-term debt is 19.2% and cash 97.8% of total assets. 19.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
17 days late
2024
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 10 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003534383
Registered office moved within Ghent
New registered office: Krijgslaan 138, 9000 Gent · Previous registered office: Krijgslaan 87, 9000 Gent · Board meeting of 22-12-2025 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founder: NEVEN Paulien An Sybilla · Appointment: NEVEN Paulien An Sybilla (director) · published on 20-12-2023 · Gazette deed
First establishment
Krijgslaan 138, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PN Law Ghent | €99,438 | €52,257 | 80.8% | - |
| TOPITUSA Ghent | €100,178 | €48,359 | 81.1% | - |
| VERBA Ghent | €92,025 | €49,892 | 80.3% | - |
| Silverlake Y Ghent | €101,752 | €60,566 | 70.2% | - |
| MMJ LAW Ghent | €84,453 | €56,117 | 93.1% | - |
| GROOT Ghent | €100,962 | €56,849 | 91.0% | - |
| ADVOCATENKANTOOR EVERT MOONEN Dendermonde | €103,889 | €57,729 | 85.6% | - |
These companies have the same main activity as PN Law: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €84,500 and €104,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 18-12-2023Normal situation
- Activity
- Activities of lawyersNACE 69101
- Establishment unit
- 2.353.827.2399000 Ghent, since 18-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2026
Insights on PN Law
PN Law has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,372 and a net result of €41,372.
Its solvency ranks better than 79% of 15,828 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PN Law
- What is the company number of PN Law?
- The company number of PN Law is 1003.534.383. The VAT number is the same number with BE in front: BE 1003.534.383.
- Where is PN Law based?
- The registered office is at Krijgslaan 138, 9000 Ghent.Company details
- What does PN Law do?
- According to the KBO register, the main activity is activities of lawyers (NACE 69101).
- What is the legal form of PN Law?
- PN Law is a private limited company (BV).
- When was PN Law founded?
- PN Law was founded on 18-12-2023.
- Is PN Law still active?
- Yes, PN Law is an active enterprise in the KBO register.
- What is the turnover of PN Law?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €52,257 and 85 comparable companies (NACE 69). It probably lies between €85,000 and €150,000.Financials
- Is PN Law profitable?
- In financial year 2025, PN Law made a profit of €41,372.
- Where can I find the annual accounts of PN Law?
- PN Law filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PN Law due?
- PN Law must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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