VERAVERBEKE
ActiveVERAVERBEKE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.42M and a net result of €153k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 4827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+54
Solvency98▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 2.1 in 2024), and 42.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.9%
Return on assets
6.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
51 d late
2022
92 d late
2021
31 d late
2020
59 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€153k
2024 · €-86k
2018: €409k
2019: €68k
2020: €120k
2021: €135k
2022: €159k
2023: €244k
2024: €-86k
2018 → 2025
Working capital
€1.33M▲ 6.7%
2024 · €1.25M
2018: €1.08M
2019: €1.03M
2020: €1.09M
2021: €1.21M
2022: €1.20M
2023: €1.47M
2024: €1.25M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.23M-€1.30M▲ 5.8%€1.54M▲ 18.8%€1.39M▼ 10.0%€1.42M▲ 2.4%
Operating result€214k-€253k▲ 18.2%€382k▲ 50.8%€-58k€220k
Net result€135k-€159k▲ 17.9%€244k▲ 52.9%€-86k€153k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €220k after a loss of €58k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.46M
Fixed assets
€137k▼ 32.1%
Current assets
€2.32M▼ 2.3%
Equity and liabilities €2.46M
Equity
€1.42M▲ 2.4%
Debt
€1.04M▼ 12.9%
The debt ratio falls from 46.1% to 42.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€284k▲
2024 · €9k
Cash flow
€217k▲
2024 · €-19k
Solvency
57.9%▲
2024 · 53.9%
Current ratio
2.35▲
2024 · 2.10
Quick ratio
2.02▲
2024 · 1.67
Debt / equity
0.73▼
2024 · 0.86
ROE
10.7%▲
2024 · -6.2%
ROA
6.2%▲
2024 · -3.4%
Interest coverage
7.78▲
2024 · 0.22
Debt
€1.04M▼
2024 · €1.19M
Debt ≤ 1 year
€989k▼
2024 · €1.13M
Debt > 1 year
€0▼
2024 · €14k
Income taxes
€42k▲
2024 · €221
Staff costs
€65k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.58M€2.46M▼
Fixed assets21/28€202k€137k▼
Tangible fixed assets22/27€201k€136k▼
Plant, machinery and equipment23€1k€0▼
Furniture and vehicles24€199k€136k▼
Financial fixed assets28€1k€810▼
Current assets29/58€2.38M€2.32M▼
Stocks and contracts in progress3€492k€320k▼
Stocks30/36€492k€320k▼
Amounts receivable within one year40/41€1.70M€1.52M▼
Trade receivables40€1.62M€1.46M▼
Other amounts receivable41€83k€60k▼
Current investments50/53-€500
Cash at bank and in hand54/58€134k€471k▲
Deferred charges and accrued income490/1€45k€12k▼
Equity and liabilities
Total equity and liabilities10/49€2.58M€2.46M▼
Equity10/15€1.39M€1.42M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€715k€746k▲
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Tax-exempt reserves132€43k€43k=
Distributable reserves133€656k€687k▲
Profit (loss) carried forward14€612k€615k▲
Amounts payable17/49€1.19M€1.04M▼
Amounts payable after more than one year17€14k€0▼
Financial debts170/4€14k€0▼
Amounts payable within one year42/48€1.13M€989k▼
Current portion of amounts payable after more than one year42€14k€14k=
Financial debts43€170k€100k▼
Credit institutions430/8€170k€100k▼
Trade debts44€218k€111k▼
Suppliers440/4€218k€111k▼
Advances received on contracts in progress46€236k€209k▼
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€309€300▼
Remuneration and social security454/9€11k€11k▲
Other amounts payable47/48€479k€543k▲
Accrued charges and deferred income492/3€46k€46k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€61k€65k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€64k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€46k€-35k▼
Other operating charges640/8€9k€6k▼
Gross operating margin9900€125k€320k▲
Operating profit (loss)9901€-58k€220k▲
Financial income75/76B€15k€11k▼
Recurring financial income75€15k€11k▼
Financial charges65/66B€43k€37k▼
Recurring financial charges65€43k€37k▼
Profit (loss) for the period before taxes9903€-86k€195k▲
Income taxes67/77€221€42k▲
Profit (loss) for the period9904€-86k€153k▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€-86k€153k▲
Appropriation of the result
Profit (loss) to be appropriated9906€612k€765k▲
Profit (loss) brought forward from the previous period14P€698k€612k▼
Transfer from equity791/2€68k€119k▲
Transfer to equity691/2€0€150k▲
To other reserves6921€0€150k▲
Profit to be distributed694/7€68k€119k▲
Return on contributions (dividend)694€68k€119k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Back to profitnet €153k
Net result €153k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-86k ▼135%
Net result drops to €-86k, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 51 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 92 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 59 days late
2020
31-12
Financial
Equity above €1MEq €1.09M ▲12.3%
3 profitable years in a row build equity to €1.09M.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heuvelland · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Seulestraat(Nieuwk) 988950 HeuvellandGround area
2,665 m²
Building footprint
2,334 m²
Volume, LiDAR
15,246 m³
Parcel 33017D0082/00S004, Flanders · tallest building 16.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERAVERBEKE
since 20032.135.242.291
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33017D0082/00S004 | Flanders | 2,665 m² | 1 · 2,334 m² | 16.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 96 EUR awarded · 96 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 96 EUR | 96 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeuvelland2.135.242.291
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Of 688 companies in sector 46216 we hold annual accounts for 475. 386 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-12-2003
Fiscal year end31-12
Activities, NACEBEL
46216Wholesale of agricultural produce and animal feed, general range
51210
10910Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.