FLORARBO
ActiveFLORARBO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.39M and a net result of €155k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 93 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
100
/ 100
Excellent▲ +6 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability56▲+23
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 2.94 in 2025), and 27% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
73%
Return on assets
8.1%
Age of the figures
7 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 14-08-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
17 d early
2025
13 d early
2024
30 d late
2023
29 d late
2022
30 d late
2021
30 d late
2020
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€1.39M▲ 12.5%
2025 · €1.24M
2019: €1.03M
2020: €1.18M
2021: €894k
2022: €1.06M
2023: €1.10M
2024: €1.16M
2025: €1.24M
2019 → 2026
Total assets
€1.91M▲ 11.7%
2025 · €1.71M
2019: €1.45M
2020: €1.59M
2021: €1.26M
2022: €1.47M
2023: €1.52M
2024: €1.60M
2025: €1.71M
2019 → 2026
Net result
€155k▲ 87.8%
2025 · €82k
2019: €148k
2020: €146k
2021: €136k
2022: €171k
2023: €31k
2024: €61k
2025: €82k
2019 → 2026
Working capital
€1.08M▲ 23.5%
2025 · €875k
2019: €1.03M
2020: €1.16M
2021: €875k
2022: €1.01M
2023: €702k
2024: €732k
2025: €875k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€1.06M-€1.10M▲ 2.9%€1.16M▲ 5.6%€1.24M▲ 7.1%€1.39M▲ 12.5%
Operating result€186k-€33k▼ 82.1%€92k▲ 176%€112k▲ 21.5%€207k▲ 85.2%
Net result€171k-€31k▼ 81.7%€61k▲ 96.2%€82k▲ 34.6%€155k▲ 87.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed three years in a row; 2026 is 85% above 2025 and is the highest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €1.91M
Fixed assets
€352k▼ 8.3%
Current assets
€1.56M▲ 17.5%
Equity and liabilities €1.91M
Equity
€1.39M▲ 12.5%
Debt
€516k▲ 9.7%
The debt ratio falls from 27.5% to 27.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€268k▲
2025 · €175k
Cash flow
€216k▲
2025 · €146k
Solvency
73.0%▲
2025 · 72.5%
Current ratio
3.26▲
2025 · 2.94
Quick ratio
2.94▲
2025 · 2.56
Debt / equity
0.37▼
2025 · 0.38
ROE
11.1%▲
2025 · 6.7%
ROA
8.1%▲
2025 · 4.8%
Interest coverage
14.32▲
2025 · 11.99
Debt
€516k▲
2025 · €470k
Debt ≤ 1 year
€478k▲
2025 · €451k
Income taxes
€67k▲
2025 · €33k
Staff costs
€230k▼
2025 · €251k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€1.71M€1.91M▲
Fixed assets21/28€384k€352k▼
Tangible fixed assets22/27€378k€346k▼
Land and buildings22€329k€286k▼
Plant, machinery and equipment23€36k€30k▼
Furniture and vehicles24€13k€29k▲
Financial fixed assets28€6k€6k=
Current assets29/58€1.33M€1.56M▲
Stocks and contracts in progress3€170k€152k▼
Stocks30/36€170k€152k▼
Amounts receivable within one year40/41€128k€62k▼
Trade receivables40€85k€45k▼
Other amounts receivable41€43k€17k▼
Cash at bank and in hand54/58€1.02M€1.33M▲
Deferred charges and accrued income490/1€11k€19k▲
Equity and liabilities
Total equity and liabilities10/49€1.71M€1.91M▲
Equity10/15€1.24M€1.39M▲
Contributions10/11€19k€19k=
Reserves13€1.22M€1.38M▲
Distributable reserves133€1.22M€1.38M▲
Amounts payable17/49€470k€516k▲
Amounts payable within one year42/48€451k€478k▲
Financial debts43-€73
Credit institutions430/8-€73
Trade debts44€176k€175k▼
Suppliers440/4€176k€175k▼
Taxes, remuneration and social security45€33k€53k▲
Taxes450/3€247€26k▲
Remuneration and social security454/9€32k€28k▼
Other amounts payable47/48€243k€250k▲
Accrued charges and deferred income492/3€19k€38k▲
Income statement
Code20252026
Remuneration, social security and pensions62€251k€230k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€62k▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€431k€503k▲
Operating profit (loss)9901€112k€207k▲
Financial income75/76B€19k€34k▲
Recurring financial income75€19k€34k▲
Financial charges65/66B€15k€19k▲
Recurring financial charges65€15k€19k▲
Profit (loss) for the period before taxes9903€116k€222k▲
Income taxes67/77€33k€67k▲
Profit (loss) for the period9904€82k€155k▲
Profit (loss) for the period to be appropriated9905€82k€155k▲
Appropriation of the result
Profit (loss) to be appropriated9906€82k€155k▲
Transfer to equity691/2€82k€155k▲
To other reserves6921€82k€155k▲
Social balance
Average headcount (FTE)90874.14.4▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
31-01
Financial
Weakest financial yearnet €31k ▼81.7%
Net result drops to €31k, the lowest in the series; recovery starts the following year.
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
31-01
Financial
Highest result since 2019net €171k ▲26.1%
Net result €171k, the highest in the series.
31-01
Financial
Equity above €1MEq €1.06M ▲19.1%
4 profitable years in a row build equity to €1.06M.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 87 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 40 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haanhoutstraat 529080 LochristiGround area
972 m²
Building footprint
159 m²
Volume, LiDAR
925 m³
Parcel 44008B0076/00R000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FLORARBO BVBA
since 19992.065.700.617
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44008B0076/00R000 | Flanders | 972 m² | 1 · 159 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VITA NOVA
BE 0451.184.909
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SYLVA
BE 0412.620.875
Lievegem · Eq €1.38M
Boomkwekerij Bogaert
BE 0768.765.877
Zottegem · Eq €1.41M
HORTICULTURE RINCHARD
BE 0865.684.121
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GEEFA
BE 0468.896.218
Alken · Eq €1.33M
Of 638 companies in sector 01301 we hold annual accounts for 295. 203 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-1994
Fiscal year end31-01
Activities, NACEBEL
01123
01301Crop and animal production, hunting and related service activities
46216Wholesale of agricultural produce and animal feed, general range
51210
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.