VAN LAECKE JACKY
ActiveVAN LAECKE JACKY has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 7447 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability27▼-16
Solvency28=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 2.19 against 2.0 in 2023; short-term debt: 39.5% and cash: 5.7% of total assets), but 96.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.3%
Return on assets
0.1%
Age of the figures
24 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 7447 sector peers (2024).
NBB · sector comparisonPosition among 7447 sector peers
Solvency
better than 7%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €45k
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 140 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline17-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 06-05-2025, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
6 d late
2023
on the day
2022
124 d late
2021
31 d late
2020
33 d late
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€45k▲ 2.8%
2023 · €43k
2018: €397k
2019: €398k
2020: €400k
2021: €40k
2022: €40k
2023: €43k
2018 → 2024
Total assets
€1.34M▼ 6.7%
2023 · €1.44M
2018: €964k
2019: €1.05M
2020: €1.20M
2021: €1.07M
2022: €1.20M
2023: €1.44M
2018 → 2024
Net result
€1k▼ 61.5%
2023 · €3k
2018: €17k
2019: €21k
2020: €2k
2021: €172
2022: €460
2023: €3k
2018 → 2024
Working capital
€630k▼ 0.8%
2023 · €635k
2018: €620k
2019: €599k
2020: €623k
2021: €637k
2022: €624k
2023: €635k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€400k-€40k▼ 90.1%€40k▲ 1.2%€43k▲ 7.8%€45k▲ 2.8%
Operating result€-4k-€2k€6k▲ 208%€41k▲ 552%€47k▲ 13.8%
Net result€2k-€172▼ 90.1%€460▲ 168%€3k▲ 579%€1k▼ 61.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 14% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.34M
Fixed assets
€183k▲ 9.2%
Current assets
€1.16M▼ 8.8%
Equity and liabilities €1.34M
Equity
€45k▲ 2.8%
Provisions
€0▼ 100%
Debt
€1.30M▼ 6.4%
The debt ratio rises from 96.3% to 96.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▼
2023 · €78k
Cash flow
€4k▼
2023 · €40k
Solvency
3.3%▲
2023 · 3.0%
Current ratio
2.19▲
2023 · 2.00
Quick ratio
0.69▼
2023 · 0.76
Debt / equity
29.16▼
2023 · 32.01
ROE
2.7%▼
2023 · 7.2%
ROA
0.1%▼
2023 · 0.2%
Interest coverage
1.01▼
2023 · 2.87
Debt
€1.30M▼
2023 · €1.39M
Debt ≤ 1 year
€531k▼
2023 · €638k
Debt > 1 year
€713k▼
2023 · €734k
Income taxes
€899▼
2023 · €11k
Staff costs
€626k▼
2023 · €655k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.44M€1.34M▼
Fixed assets21/28€168k€183k▲
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€163k€180k▲
Plant, machinery and equipment23-€14k
Furniture and vehicles24€150k€153k▲
Other tangible fixed assets26€13k€12k▼
Financial fixed assets28€385€385=
Current assets29/58€1.27M€1.16M▼
Stocks and contracts in progress3€787k€794k▲
Stocks30/36€616k€637k▲
Contracts in progress37€171k€157k▼
Amounts receivable within one year40/41€418k€283k▼
Trade receivables40€379k€270k▼
Other amounts receivable41€39k€14k▼
Cash at bank and in hand54/58€64k€77k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.44M€1.34M▼
Equity10/15€43k€45k▲
Contributions10/11€13k€13k=
Reserves13€30k€32k▲
Tax-exempt reserves132€339€339=
Distributable reserves133€30k€31k▲
Provisions and deferred taxes16€10k€0▼
Provisions for liabilities and charges160/5€10k€0▼
Other liabilities and charges164/5€10k€0▼
Amounts payable17/49€1.39M€1.30M▼
Amounts payable after more than one year17€734k€713k▼
Financial debts170/4€734k€713k▼
Amounts payable within one year42/48€638k€531k▼
Current portion of amounts payable after more than one year42€28k€21k▼
Trade debts44€503k€332k▼
Suppliers440/4€503k€332k▼
Taxes, remuneration and social security45€106k€80k▼
Taxes450/3€23k€6k▼
Remuneration and social security454/9€83k€75k▼
Other amounts payable47/48-€97k
Accrued charges and deferred income492/3€16k€55k▲
Income statement
Code20232024
Non-recurring operating income76A€3k€0▼
Remuneration, social security and pensions62€655k€626k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€3k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k€0▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€10k€-10k▼
Other operating charges640/8€15k€5k▼
Non-recurring operating charges66A-€6k
Gross operating margin9900€754k€678k▼
Operating profit (loss)9901€41k€47k▲
Financial income75/76B€151€5k▲
Recurring financial income75€151€5k▲
Financial charges65/66B€27k€50k▲
Recurring financial charges65€27k€50k▲
Profit (loss) for the period before taxes9903€14k€2k▼
Income taxes67/77€11k€899▼
Profit (loss) for the period9904€3k€1k▼
Profit (loss) for the period to be appropriated9905€3k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€1k▼
Transfer to equity691/2€3k€1k▼
To other reserves6921€3k€1k▼
Social balance
Average headcount (FTE)908712.111.6▼
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 6 days late
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 124 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-09
Financial
Weakest financial yearnet €172 ▼90.1%
Net result drops to €172, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 33 days late
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Highest result since 2018net €21k ▲24%
Net result €21k, the highest in the series.
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisstraat 149930 LievegemGround area
5,065 m²
Building footprint
1,840 m²
Volume, LiDAR
12,951 m³
Parcel 44080C0267/00G000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KUNSTSTOFRAMEN VAN LAECKE
since 19792.015.878.051
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44080C0267/00G000 | Flanders | 5,065 m² | 1 · 1,840 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 241 EUR awarded · 241 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 241 EUR | 241 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 20,030 companies in sector 43320 we hold annual accounts for 9,135. 7,284 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-1978
Fiscal year end30-09
Activities, NACEBEL
22260Manufacture of rubber and plastic products
25240
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.