Verana
ActiveSummary
Verana has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117,925 and a net result of -€16,119. Equity is shrinking by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 20% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability27▼-13
Solvency35▼-2
Growth22=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 42.93 against 72.3 in 2024; short-term debt: 1.2% and cash: 28.2% of total assets), but 89.6% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.4%
Return on assets
-1.4%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192021232425
2018 to 2025 · latest year -€16,119
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 10485 sector peers (2025).
NBB · sector comparisonPosition among 10485 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2021
30 d late
2020
31 d late
2019
89 d late
2018
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€182,316▼ 22.1%
2020 · €234,049
EBIT margin
-85.2%▼ 117.2pp
2020 · 32.0%
Net result
-€16,119▼ 160%
2024 · -€6,202
Working capital
€568,486▲ 1.1%
2024 · €562,038
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202320242025
Turnover€234,049▼ 30.3%€182,316▼ 22.1%
Operating result€74,825▲ 156%-€155,300-€3,643--€152▲ 95.8%-€9,651▼ 6,268%
Net result€69,895within the sector's middle half▲ 121%-€158,120below the sector's middle half-€13,572below the sector's middle half--€6,202below the sector's middle half▲ 54.3%-€16,119below the sector's middle half▼ 160%
EBIT margin32.0%▲ 23.3pp-85.2%▼ 117.2pp
Equity€311,938within the sector's middle half▲ 28.9%€153,818within the sector's middle half▼ 50.7%€140,246within the sector's middle half-€134,044within the sector's middle half▼ 4.4%€117,925within the sector's middle half▼ 12.0%
Total assets€349,963within the sector's middle half▲ 31.0%€1.2mwithin the sector's middle half▲ 238%€1.2mwithin the sector's middle half-€1.2mwithin the sector's middle half▼ 1.2%€1.1mwithin the sector's middle half▼ 1.2%
Debt€38,025▼ 27.6%€1.0m▲ 2,604%€1.0m-€1.0m▼ 0.8%€1.0m▲ 0.2%
Working capital€304,544▲ 47.1%€339,292▲ 11.4%€539,252-€562,038▲ 4.2%€568,486▲ 1.1%
Solvency89.1%above the sector's middle half▼ 1.5pp13.0%below the sector's middle half▼ 76.1pp12.0%below the sector's middle half-11.7%below the sector's middle half▼ 0.4pp10.4%below the sector's middle half▼ 1.3pp
Staff (FTE)0.1below the sector's middle half▼ 85.7%0below the sector's middle half▼ 100%0below the sector's middle half-0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9,651 in 2025 against €152 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€554,272 ▼ 4.5%
Current assets
€582,043 ▲ 2.1%
Equity and liabilities €1.1m
Equity
€117,925 ▼ 12.0%
Debt
€1.0m ▲ 0.2%
Debt's share of the balance-sheet total rises from 88.3% to 89.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€16,303▼
2024 · €26,350
Cash flow
€9,835▼
2024 · €20,299
Current ratio
42.93▼
2024 · 72.30
Quick ratio
40.74▼
2024 · 68.30
Debt to equity
8.64▲
2024 · 7.58
ROE
-13.7%▼
2024 · -4.6%
ROA
-1.4%▼
2024 · -0.5%
Interest coverage
1.23▼
2024 · 2.61
Debt ≤ 1 year
€13,558▲
2024 · €7,882
Debt > 1 year
€1.0m=
2024 · €1.0m
Income taxes
€169▲
2024 · €159
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,501 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
1.4%
went bankrupt
1.7%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,501 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €184,734 | - | - | - | - |
| Turnover70 | €234,049 | €182,316 | - | - | - | - |
| Other operating income74 | - | €2,418 | - | - | - | - |
| Non-recurring operating income76A | - | - | €1,653 | €0 | - | - |
| Operating charges60/66A | - | €340,034 | - | - | - | - |
| Goods for resale, raw materials and consumables60 | - | €188,880 | - | - | - | - |
| Purchases600/8 | - | €127,400 | - | - | - | - |
| Change in stocks: decrease (increase)609 | - | €61,480 | - | - | - | - |
| Services and other goods61 | - | €73,370 | - | - | - | - |
| Remuneration, social security and pensions62 | - | -€121 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,129 | €12,775 | €41,073 | €26,501 | €25,954 | ▼ 2.1% |
| Other operating charges640/8 | - | €65,130 | €8,757 | €7,323 | €6,543 | ▼ 10.7% |
| Gross operating margin9900 | - | - | €46,187 | €33,673 | €22,846 | ▼ 32.2% |
| Operating profit (loss)9901 | €74,825 | -€155,300 | -€3,643 | -€152 | -€9,651 | ▼ 6,268% |
| Financial income75/76B | - | €5,730 | €5,514 | €4,223 | €6,952 | ▲ 64.6% |
| Recurring financial income75 | €2,646 | €5,730 | €5,514 | €4,223 | €6,952 | ▲ 64.6% |
| Income from financial fixed assets750 | - | €5,655 | - | - | - | - |
| Other financial income752/9 | - | €75 | - | - | - | - |
| Financial charges65/66B | - | €8,441 | €15,153 | €10,115 | €13,252 | ▲ 31.0% |
| Recurring financial charges65 | €276 | €8,441 | €15,153 | €10,115 | €13,252 | ▲ 31.0% |
| Debt charges650 | €0 | €8,274 | - | - | - | - |
| Other financial charges652/9 | - | €167 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €77,195 | -€158,010 | -€13,282 | -€6,043 | -€15,950 | ▼ 164% |
| Income taxes67/77 | €7,300 | €110 | €290 | €159 | €169 | ▲ 6.4% |
| Taxes670/3 | - | €110 | - | - | - | - |
| Profit (loss) for the period9904 | €69,895 | -€158,120 | -€13,572 | -€6,202 | -€16,119 | ▼ 160% |
| Profit (loss) for the period to be appropriated9905 | €69,895 | -€158,120 | -€13,572 | -€6,202 | -€16,119 | ▼ 160% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €349,963 | €1.2m | €1.2m | €1.2m | €1.1m | ▼ 1.2% |
| Fixed assets21/28 | €7,394 | €822,800 | €606,727 | €580,225 | €554,272 | ▼ 4.5% |
| Tangible fixed assets22/27 | €7,394 | €647,800 | €606,727 | €580,225 | €554,272 | ▼ 4.5% |
| Land and buildings22 | - | €601,344 | €576,389 | €559,753 | €543,117 | ▼ 3.0% |
| Plant, machinery and equipment23 | - | €3,277 | €1,455 | €612 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €43,179 | €28,883 | €19,860 | €11,155 | ▼ 43.8% |
| Financial fixed assets28 | - | €175,000 | €0 | - | - | - |
| Affiliated companies280/1 | - | €175,000 | - | - | - | - |
| Amounts receivable281 | - | €175,000 | - | - | - | - |
| Current assets29/58 | €342,569 | €359,349 | €557,445 | €569,920 | €582,043 | ▲ 2.1% |
| Stocks and contracts in progress3 | €97,131 | €35,650 | €30,010 | €31,544 | €29,685 | ▼ 5.9% |
| Stocks30/36 | - | €35,650 | €30,010 | €31,544 | €29,685 | ▼ 5.9% |
| Goods purchased for resale34 | - | €35,650 | - | - | - | - |
| Amounts receivable within one year40/41 | €180,069 | €219,864 | €72,702 | €122,648 | €78,522 | ▼ 36.0% |
| Trade receivables40 | - | €122,355 | €62,129 | €65,420 | €75,238 | ▲ 15.0% |
| Other amounts receivable41 | - | €97,508 | €10,573 | €57,228 | €3,284 | ▼ 94.3% |
| Current investments50/53 | - | - | - | €325,000 | €148,886 | ▼ 54.2% |
| Cash at bank and in hand54/58 | €62,565 | €101,620 | €448,496 | €87,461 | €320,285 | ▲ 266% |
| Deferred charges and accrued income490/1 | - | €2,215 | €6,237 | €3,267 | €4,667 | ▲ 42.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €349,963 | €1.2m | €1.2m | €1.2m | €1.1m | ▼ 1.2% |
| Equity10/15 | €311,938 | €153,818 | €140,246 | €134,044 | €117,925 | ▼ 12.0% |
| Contributions10/11 | €278,900 | €278,900 | €278,900 | €278,900 | €278,900 | = |
| Capital10 | - | €278,900 | €278,900 | €278,900 | €278,900 | = |
| Issued capital100 | - | €278,900 | €278,900 | €278,900 | €278,900 | = |
| Reserves13 | €11,610 | €11,610 | €11,610 | €11,610 | €11,610 | = |
| Non-distributable reserves130/1 | - | €8,545 | €8,545 | €8,545 | €8,545 | = |
| Legal reserve130 | - | €8,545 | €8,545 | €8,545 | €8,545 | = |
| Tax-exempt reserves132 | - | €3,066 | €3,066 | €3,066 | €3,066 | = |
| Profit (loss) carried forward14 | €21,427 | -€136,693 | -€150,265 | -€156,467 | -€172,586 | ▼ 10.3% |
| Amounts payable17/49 | €38,025 | €1.0m | €1.0m | €1.0m | €1.0m | ▲ 0.2% |
| Amounts payable after more than one year17 | - | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Financial debts170/4 | - | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Other loans174 | - | €1.0m | - | - | - | - |
| Amounts payable within one year42/48 | €38,025 | €20,057 | €18,193 | €7,882 | €13,558 | ▲ 72.0% |
| Trade debts44 | €26,641 | €9,512 | €5,566 | €2,163 | €9,539 | ▲ 341% |
| Suppliers440/4 | - | €9,512 | €5,566 | €2,163 | €9,539 | ▲ 341% |
| Taxes, remuneration and social security45 | - | €10,516 | €12,626 | €5,719 | €0 | ▼ 100% |
| Taxes450/3 | - | €10,516 | €12,626 | €5,719 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €30 | €0 | - | €4,018 | - |
| Accrued charges and deferred income492/3 | - | €8,274 | €5,733 | €8,220 | €4,833 | ▼ 41.2% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €69,895 | -€158,120 | -€13,572 | -€6,202 | -€16,119 | ▼ 160% |
| + Depreciation and write-downs630 | €2,129 | €12,775 | €41,073 | €26,501 | €25,954 | ▼ 2.1% |
| Operating cash flow (approximation) | €72,024 | -€145,345 | €27,501 | €20,299 | €9,835 | ▼ 51.6% |
| Investment in fixed assets (approximation) | - | -€828,182 | - | €0 | €0 | - |
| Change in cash | - | €39,056 | - | -€361,035 | €232,824 | ▲ 164% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
State Gazette act
Reappointments: DE NOLF Carolina, CLAEYS Coralie and CLAEYS JorisResignation: CLAEYS Coralie (managing director)9 facts ▸
State Gazette act
Reappointments: DE NOLF Carolina, CLAEYS Coralie and CLAEYS Joris
Resignation: CLAEYS Coralie (managing director)9 facts ▸
- General meeting, 31-12-2025
- Director reappointment, DE NOLF Carolina (director)
- Director reappointment, CLAEYS Coralie (director)
- Director reappointment, CLAEYS Joris (director)
- Board meeting, 31-12-2025
- Director resignation, CLAEYS Coralie (managing director)
- Director reappointment, DE NOLF Carolina (managing director)
- Director reappointment, DE NOLF Carolina (chair)
- Other statement, decision adoption and formalities, éénparigheid van stemmen
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Liquidity doublescurrent ratio 72.30
Current ratio from 30.64 to 72.30; short-term debt falls from €18,193 to €7,882.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet -€158,120
Net result drops to -€158,120, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €69,895 ▲121%
Operating result €74,825, net result €69,895, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 89 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
06-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2025
This board is reconstructed from a single act (26117569). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 3
DE NOLF Carolina
CurrentChair · since 31-12-2025 · Director · since 31-12-2025
CLAEYS Coralie
CurrentDirector · since 31-12-2025
CLAEYS Joris
CurrentDirector · since 31-12-2025
Day-to-day management 1
DE NOLF Carolina
CurrentManaging director · since 31-12-2025
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
6 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1983
Ground area
7,646 m²
Building footprint
828 m²
Volume, LiDAR
6 m³
Parcel 36017A1278/00X003, Flanders · tallest building 0.6 m. Linked by address, not a title deed.
129
companies at this address
See who is registered here
1 establishment unit
VERANA
since 19832.023.074.065
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A1278/00X003 | Flanders | 7,646 m² | 1 · 828 m² | 0.6 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2008, 3 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| CLAEYS Coralie |
|
| CLAEYS Joris |
|
| DE NOLF Carolina |
|
Structure & network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, scroll to zoom.
Recognitions · licences · registrations
Legal Entity Identifier
875500YBH6X8BDFDB563
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Identification & contact
Identification
Legal formPublic limited company
Founded12-10-1983
Fiscal year end30-06
Activities, NACEBEL 2025
47552Retail sale of lighting equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0424674314
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.