VERAMM
ActiveVERAMM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €231k and a net result of €34k. Equity is growing by ~57.4% per year across the filed fiscal years. Its solvency ranks better than 51% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-15
Solvency84▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 2.33 in 2023; short-term debt: 25.9% and cash: 0.2% of total assets), and 40.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
113 d late
2022
9 d late
2021
66 d early
2020
101 d early
2019
58 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€231k▲ 17.3%
2023 · €197k
2018: €818
2019: €6k
2020: €33k
2021: €78k
2022: €131k
2023: €197k
2018 → 2024
Total assets
€390k▲ 12.3%
2023 · €347k
2018: €58k
2019: €66k
2020: €83k
2021: €290k
2022: €302k
2023: €347k
2018 → 2024
Net result
€34k▼ 48.7%
2023 · €66k
2018: €-12k
2019: €5k
2020: €27k
2021: €45k
2022: €53k
2023: €66k
2018 → 2024
Working capital
€139k▲ 23.6%
2023 · €112k
2018: €-7k
2019: €5k
2020: €32k
2021: €7k
2022: €53k
2023: €112k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€78k▲ 135%€131k▲ 67.8%€197k▲ 50.8%€231k▲ 17.3%
Operating result€40k-€67k▲ 65.8%€72k▲ 7.6%€73k▲ 1.0%€45k▼ 38.4%
Net result€27k-€45k▲ 65.8%€53k▲ 18.3%€66k▲ 25.6%€34k▼ 48.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 38% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €390k
Fixed assets
€150k▼ 0.4%
Current assets
€240k▲ 22.0%
Equity and liabilities €390k
Equity
€231k▲ 17.3%
Debt
€159k▲ 5.7%
The debt ratio falls from 43.2% to 40.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▼
2023 · €74k
Cash flow
€35k▼
2023 · €68k
Solvency
59.3%▲
2023 · 56.8%
Current ratio
2.37▲
2023 · 2.33
Quick ratio
2.37▲
2023 · 2.33
Debt / equity
0.69▼
2023 · 0.76
ROE
14.7%▼
2023 · 33.7%
ROA
8.7%▼
2023 · 19.1%
Interest coverage
5.81▼
2023 · 10.21
Debt
€159k▲
2023 · €150k
Debt ≤ 1 year
€101k▲
2023 · €84k
Debt > 1 year
€58k▼
2023 · €66k
Income taxes
€11k▲
2023 · €4k
Staff costs
€39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€347k€390k▲
Fixed assets21/28€151k€150k▼
Tangible fixed assets22/27€868€333▼
Furniture and vehicles24€219-
Leasing and similar rights25€649€333▼
Financial fixed assets28€150k€150k=
Current assets29/58€196k€240k▲
Amounts receivable within one year40/41€191k€239k▲
Trade receivables40€33k€22k▼
Other amounts receivable41€158k€216k▲
Cash at bank and in hand54/58€5k€917▼
Equity and liabilities
Total equity and liabilities10/49€347k€390k▲
Equity10/15€197k€231k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€185k€219k▲
Amounts payable17/49€150k€159k▲
Amounts payable after more than one year17€66k€58k▼
Financial debts170/4€66k€58k▼
Amounts payable within one year42/48€84k€101k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€2k€12k▲
Suppliers440/4€2k€12k▲
Taxes, remuneration and social security45€46k€44k▼
Taxes450/3€46k€44k▼
Other amounts payable47/48€29k€36k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€39k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€534▼
Other operating charges640/8€3k-
Gross operating margin9900€77k€84k▲
Operating profit (loss)9901€73k€45k▼
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€71k€46k▼
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€66k€34k▼
Profit (loss) for the period to be appropriated9905€66k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€185k€219k▲
Profit (loss) brought forward from the previous period14P€118k€185k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Equity above €200kEq €231k ▲17.3%
6 profitable years in a row build equity to €231k.
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 113 days late
2023
31-12
Financial
Highest result since 2018net €66k ▲25.6%
Operating result €73k, net result €66k, both a record.
31-12
Financial
Equity above €150kEq €197k ▲50.8%
5 profitable years in a row build equity to €197k.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-12
Financial
Equity above €100kEq €131k ▲67.8%
4 profitable years in a row build equity to €131k.
26-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
07-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2023
Resigned as Director
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
G. Van Leeuwlaan 381140 Evere1 establishment unit
VERAMM
since 20172.268.312.534
Similar companies · same sector, comparable size
Ver-um
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Alcevan
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Kortrijk · Eq €231k
"NICOLAS DEMEURE" EN/OF "MAVIL"
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MarVan Consulting
BE 0783.419.411
Sint-Jans-Molenbeek · Eq €231k
GLOBAL GRID
BE 0763.806.110
Liège · Eq €231k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,248 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-09-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filings
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.