ENHA
ActiveThe computed 12-month bankruptcy probability of ENHA is 7.1% (elevated). The 2023 annual accounts show negative equity (€-62k) and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 6118 sector peers (fiscal year 2023). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2023
7
/ 100
Critical▼ -30 vs 2021
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2021
Profitability100▲+100
Solvency37▲+8
Growth32=
Stability100
Bankruptcy probability, 12 months
7.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.65 against 1.8 in 2021), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-81.1%
Return on assets
-18.3%
Age of the figures
32 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2023Equity per financial year
1819202123
2018 to 2023 · latest year -€62k
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline12-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 21-11-2024, 113 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
113 d late
2021
121 d late
2020
31 d late
2019
122 d late
2018
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€89k
EBIT margin
0.6%
Net result
€-14k▼ 127%
2021 · €-6k
2018: €456
2019: €-11k
2020: €2k
2021: €-6k
2018 → 2023
Working capital
€-37k
2021 · €26k
2018: €27k
2019: €18k
2020: €31k
2021: €26k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212023Trend
Turnover€89k-
Equity€16k-€5k▼ 69.8%€6k▲ 32.4%€295▼ 95.4%€-62k
Operating result€507-€-11k€2k€-6k€-12k▼ 110%
Net result€456-€-11k€2k€-6k€-14k▼ 127%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2023 against €6k in 2021; the loss grows and 2023 is the lowest year so far.
Balance-sheet composition
2023 in colour, 2021 as the grey bar beneath
Assets €76k
Fixed assets
€6k▲ 20.5%
Current assets
€70k▲ 19.0%
Key figures and ratios
EBITDA
€-11k
Cash flow
€-13k
Solvency
-81.1%▼
2021 · 0.5%
Current ratio
0.65▼
2021 · 1.80
Quick ratio
0.29▼
2021 · 0.75
Debt / equity
-2.23
ROE
22.6%
ROA
-18.3%▼
2021 · -9.6%
Interest coverage
-4.93
Debt
€138k▲
2021 · €64k
Debt ≤ 1 year
€107k▲
2021 · €33k
Debt > 1 year
€31k=
2021 · €31k
Income taxes
€132
Staff costs
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2021
Balance sheet
Code20212023
Assets
Total assets20/58€64k€76k▲
Fixed assets21/28€5k€6k▲
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Financial fixed assets28€5k€5k=
Current assets29/58€59k€70k▲
Stocks and contracts in progress3€35k€39k▲
Stocks30/36€35k€39k▲
Amounts receivable within one year40/41€4k€26k▲
Trade receivables40€4k€5k▲
Other amounts receivable41-€21k
Cash at bank and in hand54/58€20k€5k▼
Deferred charges and accrued income490/1€98-
Equity and liabilities
Total equity and liabilities10/49€64k€76k▲
Equity10/15€295€-62k▼
Contributions10/11€18k€18k=
Reserves13€192€192=
Non-distributable reserves130/1€192€192=
Reserves not available under the articles1311€192€192=
Profit (loss) carried forward14€-18k€-81k▼
Amounts payable17/49€64k€138k▲
Amounts payable after more than one year17€31k€31k=
Financial debts170/4€31k€31k=
Amounts payable within one year42/48€33k€107k▲
Trade debts44€21k€46k▲
Suppliers440/4€21k€46k▲
Taxes, remuneration and social security45€8k€20k▲
Taxes450/3-€19k
Remuneration and social security454/9€8k€161▼
Other amounts payable47/48€4k€42k▲
Income statement
Code20212023
Remuneration, social security and pensions62-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€879
Other operating charges640/8€513€3k▲
Gross operating margin9900€-5k€-4k▲
Operating profit (loss)9901€-6k€-12k▼
Financial income75/76B€260€534▲
Recurring financial income75€260€534▲
Financial charges65/66B€655€2k▲
Recurring financial charges65€655€2k▲
Profit (loss) for the period before taxes9903€-6k€-14k▼
Income taxes67/77-€132
Profit (loss) for the period9904€-6k€-14k▼
Profit (loss) for the period to be appropriated9905€-6k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-81k▼
Profit (loss) brought forward from the previous period14P€-12k€-67k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 113 days late
2023
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 121 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
30-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
27-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 27 days late
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 1521210 Sint-Joost-ten-NodeGround area
2.2 ha
Building footprint
2.2 ha
Volume, LiDAR
97,146 m³
2 parcels, Brussels, Flanders · tallest building 22.5 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Leuvensesteenweg 152, 1210 Sint-Joost-ten-Node
since 20092.176.577.555
KERSTVERHAAL
since 20222.339.107.884
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41362B1603/00G000 | Flanders | 2.2 ha | 1 · 2.2 ha | 22.5 m · 1 fl. |
| 21572B0096/00T000 | Brussels | 210 m² | 1 · 176 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NERI TRANS
BE 0798.610.896
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VESDRE TRANSPORT
BE 0743.685.538
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Of 12,442 companies in sector 49410 we hold annual accounts for 8,083. 246 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2009
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47559Retail sale of other household articles
47599Retail trade
47640Retail sale of games and toys
47650Retail trade
47783Retail trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.