Equity
-€13,355
Debts exceed assets in financial year 2025.
VER-NI
Lifetime
17 annual accounts with figures on one time axispeak €8,920 (2013)
-€1,718▼ €932
lowest -€17,716 (2025)
-€17,716▼ €13,888
peak €18,896 (2016)
-€13,355▼ €17,719
€70,248▲ 63.8%
Board2 names since 2008
2 directorsVERDONCK Nico Eduard Marie-Louise and 1 other
Documentsfilings and deeds
20-05-202672 days before the deadline
2025micro format
Gross margin from -€786 to -€1,718Loss of €17,716Equity from €4,363 to -€13,355Debts from €42,899 to €70,248Investments €41,106Cash from €40,691 to €20,817
Key points
from the 2025 annual accountsLosses
-€26,193 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Debts
€70,248 123% of the balance sheet
Suppliers 2%Taxes and wages 0%Other 98%
Of this, €30,248 falls due within a year.
Investments
€41,106 2.7 × depreciation
Green is investment, beige is depreciation.
Filings
17 annual accounts since 2009
Two of the last ten came late. The 2016 accounts came latest: 413 days after the end of the period.
Position in the sector
-€13,355
Less equity than 95% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 16% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: < 0.1%▼ -0.1 percentage points vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.4%▲ +0.3 percentage points vs 05-2026highest value
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: 0.4%● unchanged vs 08-2026highest value
10-2026: 0.4%● unchanged vs 09-2026highest value
11-2026: 0.4%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€13,355
Loss of €17,716, the second in a row (financial year 2025)
lowers risk
Size: total assets €56,893
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 6% of them on solvency, 52% on liquidity, 5% on profitability and 1% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,907 companies had the same profile as VER-NI has now. Each dot stands for 18 companies, two years later.
85.4%
were still trading
8.1%
stopped another way
5.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VER-NI itself is lower: 0.4% within 12 months. It rests on far more data about VER-NI than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,907 companies, not a prediction for VER-NI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.87 (1.53 in 2024), below 1. Short-term debt is 53.2% and cash 36.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€13,355
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 days early
2024
37 days early
2023
84 days early
2022
47 days early
2021
32 days early
2020
58 days early
2019
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Amendment of the articles · Legal-form change · Resignations & appointments
Changes of role: VERDONCK Nico Eduard Marie-Louise (director) and DE SMEDT Nathalie Camilla Yvonna (director) · Director discharge: VERDONCK Nico Eduard Marie-Louise · Director discharge: DE SMEDT Nathalie Camilla Yvonna · General meeting of 06-12-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0897617709
First establishment
St.-Maartenstraat 1, Lebbeke
Incorporation
published on 09-05-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VER-NI Lebbeke | €56,893 | -€1,718 | -23.5% | - |
| IN CONCRETA CONSULTING Laarne | €61,462 | -€12,970 | 70.3% | - |
| EPSAOA Consulting Stekene | €54,892 | -€5,504 | 91.1% | - |
| GLOBAL SUPPORT Ixelles | €60,015 | -€19,914 | 29.2% | - |
| 2BSECURE Diksmuide | €61,217 | -€17,177 | 92.0% | - |
| Taurus Enterprise Engineering Tienen | €61,770 | -€1,307 | 99.6% | - |
| SARNAT GREEN Kampenhout | €62,019 | -€193 | 63.3% | - |
These companies have the same main activity as VER-NI: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €54,900 and €62,000, founded between 2005 and 2009.
Official details
Source: KBO- Status
- Active since 29-04-2008Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.170.777.7479280 Lebbeke, since 14-05-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 30-08-2023
Annual accounts 2025
- €56,893▲ 20.4%
- Filing
- Filed on 20-05-2026, 72 days before the end of the filing period
Insights on VER-NI
VER-NI files the micro format. That format states no turnover. The gross margin fell from €4,197 in 2009 to -€1,718 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VER-NI
- What is the company number of VER-NI?
- The company number of VER-NI is 0897.617.709. The VAT number is the same number with BE in front: BE 0897.617.709.
- Where is VER-NI based?
- The registered office is at St.-Maartenstraat 1/A, 9280 Lebbeke.Company details
- What does VER-NI do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of VER-NI?
- VER-NI is a private limited company (BV).
- When was VER-NI founded?
- VER-NI was founded on 29-04-2008.
- Is VER-NI still active?
- Yes, VER-NI is an active enterprise in the KBO register.
- What is the turnover of VER-NI?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is VER-NI profitable?
- In financial year 2025, VER-NI made a loss of €17,716.
- Where can I find the annual accounts of VER-NI?
- VER-NI filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VER-NI due?
- VER-NI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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