VER-NI
ActiveSummary
VER-NI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-13k) and a net result of €-18k. Equity is shrinking by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 6% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-9
Solvency2▼-32
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.87 against 1.53 in 2024; short-term debt: 53.2% and cash: 36.6% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-23.5%
Return on assets
-31.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
37 d early
2023
84 d early
2022
47 d early
2021
32 d early
2020
58 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-13k
2024 · €4k
2018: €12k
2019: €9k
2020: €10k
2021: €11k
2022: €13k
2023: €8k
2024: €4k
2018 → 2025
Total assets
€57k▲ 20.4%
2024 · €47k
2018: €22k
2019: €38k
2020: €41k
2021: €46k
2022: €50k
2023: €50k
2024: €47k
2018 → 2025
Net result
€-18k▼ 363%
2024 · €-4k
2018: €-3k
2019: €-3k
2020: €1k
2021: €1k
2022: €2k
2023: €-5k
2024: €-4k
2018 → 2025
Working capital
€-4k
2024 · €15k
2018: €8k
2019: €21k
2020: €21k
2021: €17k
2022: €18k
2023: €16k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€13k▲ 15.8%€8k▼ 36.2%€4k▼ 46.7%€-13k
Operating result€2k-€3k▲ 40.6%€-2k€-4k▼ 53.6%€-17k▼ 361%
Net result€1k-€2k▲ 73.9%€-5k€-4k▲ 17.6%€-18k▼ 363%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€31k ▲ 565%
Current assets
€26k ▼ 38.4%
Key figures and ratios
EBITDA
€-2k▼
2024 · €-1k
Cash flow
€-3k▼
2024 · €-1k
Solvency
-23.5%▼
2024 · 9.2%
Current ratio
0.87▼
2024 · 1.53
Debt to equity
-5.26▼
2024 · 9.83
ROA
-31.1%▼
2024 · -8.1%
Interest coverage
-26.77▼
2024 · -26.17
Debt
€70k▲
2024 · €43k
Debt ≤ 1 year
€30k▲
2024 · €28k
Debt > 1 year
€40k▲
2024 · €15k
Income taxes
€193
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€47k€57k▲
Formation expenses20€0€0=
Fixed assets21/28€5k€31k▲
Intangible fixed assets21€1k€200▼
Tangible fixed assets22/27€3k€30k▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€527€28k▲
Other tangible fixed assets26€3k€2k▼
Current assets29/58€43k€26k▼
Amounts receivable within one year40/41€2k€5k▲
Trade receivables40€1k€2k▲
Other amounts receivable41€838€3k▲
Cash at bank and in hand54/58€41k€21k▼
Deferred charges and accrued income490/1-€384
Equity and liabilities
Total equity and liabilities10/49€47k€57k▲
Equity10/15€4k€-13k▼
Contributions10/11€19k€19k=
Reserves13€346€346=
Distributable reserves133€346€346=
Profit (loss) carried forward14€-15k€-32k▼
Amounts payable17/49€43k€70k▲
Amounts payable after more than one year17€15k€40k▲
Other amounts payable178/9€15k€40k▲
Amounts payable within one year42/48€28k€30k▲
Trade debts44€482€1k▲
Suppliers440/4€482€1k▲
Taxes, remuneration and social security45€158€193▲
Taxes450/3€158€193▲
Other amounts payable47/48€27k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€15k▲
Other operating charges640/8€528€642▲
Gross operating margin9900€-786€-2k▼
Operating profit (loss)9901€-4k€-17k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€50€88▲
Recurring financial charges65€50€88▲
Profit (loss) for the period before taxes9903€-4k€-18k▼
Income taxes67/77-€193
Profit (loss) for the period9904€-4k€-18k▼
Profit (loss) for the period to be appropriated9905€-4k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-32k▼
Profit (loss) brought forward from the previous period14P€-11k€-15k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €2k ▲73.9%
Operating result €3k, net result €2k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 48 days late
17-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 413 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Maartenstraat 1/A9280 Lebbeke1 establishment unit
St.-Maartenstraat 1, 9280 Lebbeke
since 20082.170.777.747
Similar companies · same sector, comparable size
REVOWIND
BE 0745.825.575
Vaux-sur-Sûre · Eq €4,361
Lucky Lois
BE 0778.995.617
Bertem · Eq €4,358
Stargazr
BE 1028.851.383
Beveren-Kruibeke-Zwijndrecht · Eq €4,374
BJAYOU CONSULTING
BE 1009.319.939
Grimbergen · Eq €4,353
Hojate
BE 0727.584.924
Antwerpen · Eq €4,349
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 5,529 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filings
Scores and ratios are computed by Checked and are not a credit decision.