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IN CONCRETA CONSULTING

Active
Private limited companyfounded 2009active for 17 yearsMeersstraat 14, 9270 Laarne, BelgiumKBO/BCE: BE 0809.001.675
Summary

IN CONCRETA CONSULTING has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,196 and a net result of -€17,010. Equity remains stable across the filed financial years (±1% per year). Its solvency ranks better than 62% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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IN CONCRETA CONSULTINGActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
9th oldest company in Laarne, Telecoms and IT sector1 site
Size
€61,462total assets 2025
Equity
€43,196
Loss
-€17,010
Turnover not published (micro format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 21 days early
Why 92raises riskLoss of €17,010, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 3.12, cash €41,579Size: total assets €61,462Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 40% of its sector peers (NACE 62, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 95-5
equity 70.3% of total assets
Liquidity 88-9
short-term debt 29.2% · cash 67.6%
Profitability 0=
return on assets -27.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,887 companies, NACE 62, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026highest value 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.12, compared with 6.24 in 2024, above the usual 1.5; short-term debt: 29.2% and cash: 67.6% of total assets), and 29.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 63% on solvency, 74% on liquidity, 5% on profitability and 17% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.12, cash €41,579
NBB · annual accounts
raises risk · Loss of €17,010, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €61,462
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€17,010
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 days early
2024
7 days early
2023
36 days early
2022
17 days early
2021
2 days early
2020
31 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€20,997

Key points

  • Caution: Among the weakest 8% on net resultsector median €28,652 · 21,087 companies -€17,010 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€17,010 View

By topic

Financials

Financial year
2025
Total assets
€61,462
Loss
-€17,010
Solvency
70.3%
Total assets▼ 30.1%
Net result
20182025
Go to Financials

Timeline

Events
22
Since
2010
Next accounts
by 31-07-2027
  1. 25-06-2024Annual accounts filed
  2. 31-12-2023Highest result from 2018 to 2025
  3. 27-11-2023Resignation: Marga VAN LAERE (manager)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
06-01-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Annual meeting
Third Friday of June at 19:00
Purpose
“Groothandel in andere kantoormachines en kantoorbenodigdheden,met uitzondering van…” (deed in Dutch)
Go to Articles of association

Key facts about IN CONCRETA CONSULTING

What is the company number of IN CONCRETA CONSULTING?
0809.001.675. In Belgium the VAT number is the company number with BE in front: BE 0809.001.675.
Where is IN CONCRETA CONSULTING based?
The registered office is at Meersstraat 14, 9270 Laarne.Company details
What does IN CONCRETA CONSULTING do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of IN CONCRETA CONSULTING?
Private limited company (BV).
When was IN CONCRETA CONSULTING founded?
On 06-01-2009.
Is IN CONCRETA CONSULTING still active?
Yes, IN CONCRETA CONSULTING is an active enterprise in the KBO register.
What is the turnover of IN CONCRETA CONSULTING?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is IN CONCRETA CONSULTING profitable?
In financial year 2025, IN CONCRETA CONSULTING made a loss of €17,010.
Where can I find the annual accounts of IN CONCRETA CONSULTING?
IN CONCRETA CONSULTING filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IN CONCRETA CONSULTING due?
By 31-07-2027, for financial year 2026.Timeline

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