VENTURA
ActiveVENTURA has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.35M and a net result of €-266k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 24% of 9017 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
20
/ 100
Critical▼ -35 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency21▼-25
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.84 against 1.05 in 2023), and 80.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.9%
Return on assets
-3.9%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€266k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9017 sector peers (2024).
NBB · sector comparisonPosition among 9017 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
2 d early
2022
10 d late
2021
11 d early
2020
11 d early
2019
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.35M▼ 16.6%
2023 · €1.61M
2018: €1.47M
2019: €1.49M
2020: €1.47M
2021: €1.54M
2022: €1.62M
2023: €1.61M
2018 → 2024
Total assets
€6.75M▲ 19.2%
2023 · €5.67M
2018: €4.12M
2019: €3.49M
2020: €4.15M
2021: €4.88M
2022: €4.43M
2023: €5.67M
2018 → 2024
Net result
€-266k▼ 3,391%
2023 · €-8k
2018: €236k
2019: €10k
2020: €-12k
2021: €70k
2022: €82k
2023: €-8k
2018 → 2024
Working capital
€-787k
2023 · €192k
2018: €621k
2019: €737k
2020: €762k
2021: €832k
2022: €611k
2023: €192k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.47M-€1.54M▲ 4.6%€1.62M▲ 5.2%€1.61M▼ 0.5%€1.35M▼ 16.6%
Operating result€6k-€96k▲ 1,610%€104k▲ 9.0%€-50k€-238k▼ 376%
Net result€-12k-€70k€82k▲ 17.5%€-8k€-266k▼ 3,391%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €238k in 2024 against €50k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.75M
Fixed assets
€2.60M▲ 32.4%
Current assets
€4.16M▲ 12.2%
Equity and liabilities €6.75M
Equity
€1.35M▼ 16.6%
Provisions
€26k▼ 9.4%
Debt
€5.38M▲ 33.7%
The debt ratio rises from 71.0% to 79.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€103k▼
2023 · €186k
Cash flow
€75k▼
2023 · €228k
Solvency
19.9%▼
2023 · 28.5%
Current ratio
0.84▼
2023 · 1.05
Quick ratio
0.84▼
2023 · 1.05
Debt / equity
4.00▲
2023 · 2.50
ROE
-19.8%▼
2023 · -0.5%
ROA
-3.9%▼
2023 · -0.1%
Interest coverage
1.67▼
2023 · 16.42
Debt
€5.38M▲
2023 · €4.02M
Debt ≤ 1 year
€4.94M▲
2023 · €3.51M
Debt > 1 year
€440k▼
2023 · €513k
Income taxes
€16k▲
2023 · €0
Staff costs
€1.06M▲
2023 · €1.05M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€5.67M€6.75M▲
Fixed assets21/28€1.96M€2.60M▲
Intangible fixed assets21€15k€13k▼
Tangible fixed assets22/27€1.92M€2.55M▲
Land and buildings22€1.63M€2.31M▲
Plant, machinery and equipment23€138k€112k▼
Furniture and vehicles24€135k€106k▼
Other tangible fixed assets26€23k€19k▼
Financial fixed assets28€24k€37k▲
Current assets29/58€3.70M€4.16M▲
Amounts receivable after more than one year29€1.50M€900k▼
Other amounts receivable291€1.50M€900k▼
Amounts receivable within one year40/41€1.53M€2.13M▲
Trade receivables40€1.02M€1.60M▲
Other amounts receivable41€515k€530k▲
Cash at bank and in hand54/58€575k€953k▲
Deferred charges and accrued income490/1€97k€175k▲
Equity and liabilities
Total equity and liabilities10/49€5.67M€6.75M▲
Equity10/15€1.61M€1.35M▼
Contributions10/11€31k€31k=
Reserves13€1.49M€1.31M▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€92k€85k▼
Distributable reserves133€1.40M€1.23M▼
Profit (loss) carried forward14€85k€0▼
Investment grants15€2k€515▼
Provisions and deferred taxes16€28k€26k▼
Deferred taxes168€28k€26k▼
Amounts payable17/49€4.02M€5.38M▲
Amounts payable after more than one year17€513k€440k▼
Financial debts170/4€513k€440k▼
Amounts payable within one year42/48€3.51M€4.94M▲
Current portion of amounts payable after more than one year42€73k€73k=
Trade debts44€581k€230k▼
Suppliers440/4€581k€230k▼
Advances received on contracts in progress46€2.27M€2.21M▼
Taxes, remuneration and social security45€172k€188k▲
Taxes450/3€22k€34k▲
Remuneration and social security454/9€150k€154k▲
Other amounts payable47/48€411k€2.24M▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Non-recurring operating income76A-€27k
Remuneration, social security and pensions62€1.05M€1.06M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€236k€341k▲
Other operating charges640/8€59k€62k▲
Non-recurring operating charges66A€56k€2k▼
Gross operating margin9900€1.35M€1.23M▼
Operating profit (loss)9901€-50k€-238k▼
Financial income75/76B€51k€58k▲
Recurring financial income75€51k€58k▲
Financial charges65/66B€11k€73k▲
Recurring financial charges65€11k€62k▲
Non-recurring financial charges66B-€11k
Profit (loss) for the period before taxes9903€-10k€-253k▼
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€0€16k▲
Profit (loss) for the period9904€-8k€-266k▼
Transfer from tax-exempt reserves789€7k€7k=
Profit (loss) for the period to be appropriated9905€-682€-259k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€-174k▼
Profit (loss) brought forward from the previous period14P€86k€85k▼
Transfer from equity791/2-€174k
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)908723.424.2▲
The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-266k
Net result drops to €-266k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €70k
Net result €70k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 5 establishment units since 1980
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 1881785 MerchtemGround area
3.6 ha
Building footprint
2,793 m²
Volume, LiDAR
16,664 m³
5 parcels, Flanders, Wallonia · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
5 establishment units
Ventura
since 19802.109.194.328
Ventura
since 19952.109.194.130
Ventura
since 20152.247.546.616
Ventura
since 20162.301.887.501
Ventura
since 20262.393.312.573
5 parcels
Flanders
4
(80%)
Wallonia
1
(20%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51004B0518/00X005 | Wallonia | 1.9 ha | 1 · 336 m² | - |
| 42017C0199/00A000 | Flanders | 4,790 m² | 1 · 398 m² | 13.6 m · 2 fl. |
| 71049A1088/00B000 | Flanders | 4,302 m² | 1 · 945 m² | 12.8 m · 2 fl. |
| 36011D0395/00E000 | Flanders | 4,164 m² | 1 · 729 m² | 11.0 m · 2 fl. |
| 23602I0172/00Y002 | Flanders | 3,484 m² | 1 · 386 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 4
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,406 EUR awarded · 1,406 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,406 EUR | 1,406 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
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Of 1,268 companies in sector 46160 we hold annual accounts for 682. 255 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-1980
Fiscal year end31-12
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47553Retail trade
47593Retail trade
51160
46150Agents in the wholesale of furniture, household goods and hardware
51150
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.ventura-belgium.be