Equity
€295,493 ▲ 6.1%
VEFIN has made a profit without a break since 2009.
VEFIN
Lifetime
19 annual accounts with figures on one time axis, 36 filings since 1989peak €86,259 (2009)
€24,007▲ 72.3%
lowest -€8,512 (2008)
€17,060▲ 102%
peak €295,493 (2025)
€295,493▲ 6.1%
€48,932▲ 8.5%
peak 0 FTE (2023)
-not published
Board4 names since 2016
3 directors and 2 others
Owners
consolidates
Documentsfilings and deeds
18-03-202643 days before the deadline
2025abbreviated format
Gross margin from €13,936 to €24,007Result from €8,449 to €17,060Cash from €13,999 to €33,064
Key points
from the 2025 annual accountsFilings
36 annual accounts since 1989
The last five annual accounts were filed 0 to 44 days before the end of the period.
Position in the sector
85.8%
Higher solvency than 91% of companies in construction of buildings. Sector median 38.6% · 2,818 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as VEFIN has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for VEFIN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Chair
Director, since 21-12-2023
Director, since 21-12-2023
- 25.33%score equity €1.4m (2025) · 2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0435744487
2 directors resigning, 3 reappointments
Change of role: , from director to chair of the board · Resignations: and · Reappointments: , and · General meeting of 21-12-2023 · Gazette deed
3 directors appointed
(managing director), and · General meeting of 07-03-2022 · Gazette deed
Resignation: (director)
General meeting of 02-03-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VEFIN Merchtem | €344,425 | €24,007 | 85.8% | - |
| MARIS Diest | €321,066 | €21,788 | 98.0% | - |
| DOMAINE DU BOSQUET Hoeilaart | €352,008 | €19,658 | 2.5% | - |
| ALGEMENE BOUWWERKEN D'HAUWE-COOMAN Lede | €345,392 | €23,665 | 71.1% | - |
| ESP SOLUTIONS Genk | €339,659 | €25,438 | 6.6% | - |
| GESTEC Braine-l'Alleud | €318,850 | €22,613 | 86.3% | - |
| VAN LOOVEREN Kontich | €387,209 | €23,879 | 37.7% | - |
These companies have the same main activity as VEFIN: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €319,000 and €387,000, founded between 1986 and 1989.
Official details
Source: KBO- Status
- Active since 31-10-1988Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.111.868.8551860 Meise, since 17-10-2002
- Financial year end
- 30 September
- Peppol
- Reachable since 30-12-2025
Annual accounts to 30-09-2025
- ≈ €300,000estimated
- €344,425▲ 6.5%
- Filing
- Filed on 18-03-2026, 43 days before the end of the filing period
Insights on VEFIN
VEFIN files the abbreviated format. That format states no turnover. The gross margin rose from -€972 in 2007 to €24,007 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VEFIN
- What is the company number of VEFIN?
- The company number of VEFIN is 0435.744.487. The VAT number is the same number with BE in front: BE 0435.744.487.
- Where is VEFIN based?
- The registered office is at Brusselsesteenweg 188, 1785 Merchtem.Company details
- What does VEFIN do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of VEFIN?
- VEFIN is a public limited company (NV).
- When was VEFIN founded?
- VEFIN was founded on 31-10-1988.
- Is VEFIN still active?
- Yes, VEFIN is an active enterprise in the KBO register.
- What is the turnover of VEFIN?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €24,007 and 75 comparable companies (NACE 41001). It probably lies between €140,000 and €590,000. It is a rough estimate.Financials
- Is VEFIN profitable?
- In financial year 2025, VEFIN made a profit of €17,060.
- Where can I find the annual accounts of VEFIN?
- VEFIN filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VEFIN due?
- VEFIN must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.