VENSTEO
ActiveVENSTEO has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €6k. Its solvency ranks better than 33% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability96
Solvency66
Growth-
Track record67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.21; short-term debt: 59.1% and cash: 68.8% of total assets), and 59.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.9%
Return on assets
22%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€11k
Total assets
€26k
Net result
€6k
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €26k
Fixed assets
€7k
Current assets
€19k
Equity and liabilities €26k
Equity
€11k
Debt
€16k
Debt finances 59.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k
Cash flow
€6k
Solvency
40.9%
Current ratio
1.21
Quick ratio
1.21
Debt / equity
1.45
ROE
53.7%
ROA
22.0%
Interest coverage
69.15
Debt
€16k
Debt ≤ 1 year
€16k
Income taxes
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€26k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Plant, machinery and equipment23€6k
Furniture and vehicles24€999
Current assets29/58€19k
Cash at bank and in hand54/58€18k
Deferred charges and accrued income490/1€743
Equity and liabilities
Total equity and liabilities10/49€26k
Equity10/15€11k
Contributions10/11€5k
Profit (loss) carried forward14€6k
Amounts payable17/49€16k
Amounts payable within one year42/48€16k
Trade debts44€14k
Suppliers440/4€14k
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6
Other operating charges640/8€397
Gross operating margin9900€8k
Operating profit (loss)9901€7k
Financial charges65/66B€107
Recurring financial charges65€107
Profit (loss) for the period before taxes9903€7k
Income taxes67/77€1k
Profit (loss) for the period9904€6k
Profit (loss) for the period to be appropriated9905€6k
Appropriation of the result
Profit (loss) to be appropriated9906€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luchtvaartstraat 412800 MechelenGround area
158 m²
Building footprint
78 m²
Volume, LiDAR
405 m³
Parcel 12402B0565/00F000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VENSTEO
since 20252.375.126.657
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402B0565/00F000 | Flanders | 158 m² | 1 · 78 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BARIM MEDICAL
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DR. VICTOR CAMERLYNCK
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HUISARTS Dr. BERNARD BAERT
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LEORIS
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 2,300 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2025
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.