Dr. Bert Vanderbauwhede
ActiveDr. Bert Vanderbauwhede is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €8k and a net result of €7k. Its solvency ranks better than 30% of 16527 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency62
Growth-
Track record50
Credit verdict
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.05; short-term debt: 62.9% and cash: 32.8% of total assets), and 63% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
13 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€8k
Total assets
€22k
Net result
€7k
Working capital
€735
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €22k
Fixed assets
€7k
Current assets
€14k
Equity and liabilities €22k
Equity
€8k
Debt
€14k
Debt finances 63.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€10k
Cash flow
€8k
Solvency
37.0%
Current ratio
1.05
Quick ratio
1.05
Debt / equity
1.70
ROE
85.6%
ROA
31.6%
Interest coverage
138.22
Debt
€14k
Debt ≤ 1 year
€14k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€22k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Furniture and vehicles24€7k
Current assets29/58€14k
Amounts receivable within one year40/41€382
Trade receivables40€382
Cash at bank and in hand54/58€7k
Deferred charges and accrued income490/1€7k
Equity and liabilities
Total equity and liabilities10/49€22k
Equity10/15€8k
Contributions10/11€2k
Profit (loss) carried forward14€6k
Amounts payable17/49€14k
Amounts payable within one year42/48€14k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Other amounts payable47/48€11k
Accrued charges and deferred income492/3€30
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€614
Other operating charges640/8€215
Gross operating margin9900€10k
Operating profit (loss)9901€9k
Financial charges65/66B€69
Recurring financial charges65€69
Profit (loss) for the period before taxes9903€9k
Income taxes67/77€2k
Profit (loss) for the period9904€7k
Profit (loss) for the period to be appropriated9905€7k
Appropriation of the result
Profit (loss) to be appropriated9906€7k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkkouterstraat 569520 Sint-Lievens-HoutemGround area
3,474 m²
Building footprint
510 m²
Parcel 41007A0425/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Dr. Bert Vanderbauwhede
since 20252.379.241.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41007A0425/00A000 | Flanders | 3,474 m² | 1 · 510 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Docteur Bourgonjon
BE 0459.890.262
Saint-Hubert · Eq €8k
DR. LAURENT MESTDAGH
BE 0733.764.022
Brugge · Eq €8k
Dr. Katya Borman
BE 1014.541.707
Grimbergen · Eq €8k
GAIA MEDICALE
BE 0779.330.266
Elsene · Eq €8k
ARS VIVENDI
BE 0675.740.996
Lanaken · Eq €8k
Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 1,890 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2025
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.