Venibo
ActiveVenibo has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €7k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 48% of 7331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-1
Solvency67▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.23 in 2024; short-term debt: 12.8% and cash: 0% of total assets), but 58.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
25 d late
2023
19 d early
2022
31 d late
2021
97 d early
2020
30 d late
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€144k▲ 4.9%
2024 · €138k
2018: €81k
2019: €63k
2020: €67k
2021: €77k
2022: €118k
2023: €135k
2024: €138k
2018 → 2025
Total assets
€345k▲ 2.6%
2024 · €336k
2018: €205k
2019: €156k
2020: €200k
2021: €213k
2022: €325k
2023: €357k
2024: €336k
2018 → 2025
Net result
€7k▼ 36.5%
2024 · €11k
2018: €7k
2019: €-18k
2020: €4k
2021: €9k
2022: €81k
2023: €17k
2024: €11k
2018 → 2025
Working capital
€27k▲ 173%
2024 · €10k
2018: €15k
2019: €-1k
2020: €16k
2021: €32k
2022: €-26k
2023: €-4k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€118k▲ 54.0%€135k▲ 14.5%€138k▲ 1.6%€144k▲ 4.9%
Operating result€14k-€100k▲ 599%€33k▼ 66.9%€26k▼ 20.0%€24k▼ 8.7%
Net result€9k-€81k▲ 763%€17k▼ 79.0%€11k▼ 37.5%€7k▼ 36.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €345k
Fixed assets
€274k▼ 3.4%
Current assets
€71k▲ 34.9%
Equity and liabilities €345k
Equity
€144k▲ 4.9%
Provisions
€1k▼ 26.2%
Debt
€199k▲ 1.2%
The debt ratio falls from 58.5% to 57.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▼
2024 · €50k
Cash flow
€31k▼
2024 · €34k
Solvency
41.8%▲
2024 · 40.9%
Current ratio
1.61▲
2024 · 1.23
Quick ratio
0.96▲
2024 · 0.58
Debt / equity
1.38▼
2024 · 1.43
ROE
4.7%▼
2024 · 7.8%
ROA
2.0%▼
2024 · 3.2%
Interest coverage
3.62▲
2024 · 3.56
Debt
€199k▲
2024 · €197k
Debt ≤ 1 year
€44k▲
2024 · €43k
Debt > 1 year
€155k▲
2024 · €154k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€336k€345k▲
Fixed assets21/28€284k€274k▼
Tangible fixed assets22/27€284k€274k▼
Land and buildings22€239k€237k▼
Plant, machinery and equipment23€15k€13k▼
Furniture and vehicles24€4k€8k▲
Leasing and similar rights25€26k€16k▼
Current assets29/58€53k€71k▲
Stocks and contracts in progress3€28k€28k▲
Stocks30/36€28k€28k▲
Amounts receivable within one year40/41€15k€36k▲
Trade receivables40€12k€30k▲
Other amounts receivable41€3k€6k▲
Cash at bank and in hand54/58€2k€32▼
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€336k€345k▲
Equity10/15€138k€144k▲
Contributions10/11€25k€25k=
Reserves13€113k€119k▲
Tax-exempt reserves132€20k€19k▼
Distributable reserves133€92k€100k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€2k€1k▼
Deferred taxes168€2k€1k▼
Amounts payable17/49€197k€199k▲
Amounts payable after more than one year17€154k€155k▲
Financial debts170/4€13k€8k▼
Other amounts payable178/9€141k€147k▲
Amounts payable within one year42/48€43k€44k▲
Current portion of amounts payable after more than one year42€9k€5k▼
Financial debts43€65€5k▲
Credit institutions430/8€65€5k▲
Trade debts44€14k€23k▲
Suppliers440/4€14k€23k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€16k€7k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€25k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€10k€8k▼
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€62k€57k▼
Operating profit (loss)9901€26k€24k▼
Financial income75/76B€100€0▼
Recurring financial income75€100€0▼
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€13k€11k▼
Transfer from deferred taxes780€513€513=
Transfer to deferred taxes680€0-
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€11k€7k▼
Transfer from tax-exempt reserves789€2k€2k=
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€12k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€8k▼
Transfer to equity691/2€4k€8k▲
To other reserves6921€4k€8k▲
Profit to be distributed694/7€9k€0▼
Directors or managers695€9k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €81k ▲763%
Operating result €100k, net result €81k, both a record.
31-12
Financial
Equity above €100kEq €118k ▲54%
3 profitable years in a row build equity to €118k.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Weakest financial yearnet €-18k ▼360%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dentergem · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korteweg(Wak) 78720 DentergemGround area
570 m²
Building footprint
277 m²
Volume, LiDAR
2,355 m³
2 parcels, Flanders · tallest building 31.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VENIBO
since 20022.090.413.544
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37016B1010/00C003 | Flanders | 396 m² | 1 · 106 m² | 8.5 m · 2 fl. |
| 37001A0500/00V000 | Flanders | 174 m² | 1 · 171 m² | 31.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 203 EUR awarded · 203 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 203 EUR | 203 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Etudes, Gestion et Coordination
BE 0830.981.380
Theux · Eq €144k
Van Nieuwenhove Algemene Bouwonderneming
BE 0685.512.757
Beveren-Kruibeke-Zwijndrecht · Eq €144k
VERHAEGE & DECLERCK
BE 0415.602.339
Dentergem · Eq €144k
DIAMOND RENOVATIEBEDRIJF
BE 0883.486.292
Berlare · Eq €144k
MCM SOLUTION
BE 0753.904.586
Drogenbos · Eq €144k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 12,690 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-1999
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.