MCM SOLUTION
ActiveThe computed 12-month bankruptcy probability of MCM SOLUTION is 1.9% (moderate). The 2025 annual accounts show equity of €144k and a net result of €115k. Equity is growing by ~41.6% per year across the filed fiscal years. Its solvency ranks better than 44% of 7391 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency63▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.88 in 2024; short-term debt: 58.7% and cash: 1.4% of total assets), and 61.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
30.4%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 04-10-2025, 27 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
27 d early
2024
22 d early
2023
12 d early
2022
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€144k▲ 19.0%
2024 · €121k
2022: €36k
2023: €63k
2024: €121k
2022 → 2025
Total assets
€379k▲ 60.7%
2024 · €236k
2022: €107k
2023: €222k
2024: €236k
2022 → 2025
Net result
€115k▲ 97.9%
2024 · €58k
2022: €31k
2023: €27k
2024: €58k
2022 → 2025
Working capital
€111k▲ 12.0%
2024 · €99k
2022: €32k
2023: €51k
2024: €99k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€36k-€63k▲ 75.6%€121k▲ 92.0%€144k▲ 19.0%
Operating result€41k-€44k▲ 5.5%€84k▲ 92.5%€164k▲ 95.4%
Net result€31k-€27k▼ 12.2%€58k▲ 114%€115k▲ 97.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 95% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379k
Fixed assets
€46k▲ 86.0%
Current assets
€333k▲ 57.8%
Equity and liabilities €379k
Equity
€144k▲ 19.0%
Debt
€234k▲ 105%
The debt ratio rises from 48.5% to 61.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€184k▲
2024 · €93k
Cash flow
€135k▲
2024 · €67k
Solvency
38.2%▼
2024 · 51.5%
Current ratio
1.50▼
2024 · 1.88
Quick ratio
1.50▼
2024 · 1.88
Debt / equity
1.62▲
2024 · 0.94
ROE
79.7%▲
2024 · 47.9%
ROA
30.4%▲
2024 · 24.7%
Interest coverage
20.95▲
2024 · 13.83
Debt
€234k▲
2024 · €114k
Debt ≤ 1 year
€222k▲
2024 · €112k
Debt > 1 year
€12k▲
2024 · €2k
Income taxes
€41k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€236k€379k▲
Fixed assets21/28€25k€46k▲
Tangible fixed assets22/27€25k€45k▲
Plant, machinery and equipment23€3k€14k▲
Furniture and vehicles24€21k€30k▲
Financial fixed assets28-€1k
Current assets29/58€211k€333k▲
Amounts receivable within one year40/41€201k€327k▲
Trade receivables40€109k€232k▲
Other amounts receivable41€91k€94k▲
Cash at bank and in hand54/58€10k€5k▼
Deferred charges and accrued income490/1-€839
Equity and liabilities
Total equity and liabilities10/49€236k€379k▲
Equity10/15€121k€144k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€116k€139k▲
Amounts payable17/49€114k€234k▲
Amounts payable after more than one year17€2k€12k▲
Financial debts170/4€2k€12k▲
Amounts payable within one year42/48€112k€222k▲
Financial debts43€13k€8k▼
Credit institutions430/8€13k€8k▼
Trade debts44€83k€154k▲
Suppliers440/4€83k€154k▲
Taxes, remuneration and social security45€16k€60k▲
Taxes450/3€16k€60k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€20k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€94k€185k▲
Operating profit (loss)9901€84k€164k▲
Financial income75/76B€36€13▼
Recurring financial income75€36€13▼
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€77k€156k▲
Income taxes67/77€19k€41k▲
Profit (loss) for the period9904€58k€115k▲
Profit (loss) for the period to be appropriated9905€58k€115k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116k€231k▲
Profit (loss) brought forward from the previous period14P€58k€116k▲
Profit to be distributed694/7-€92k
Return on contributions (dividend)694-€92k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
04-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2022net €115k ▲97.9%
Operating result €164k, net result €115k, both a record.
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €121k ▲92%
3 profitable years in a row build equity to €121k.
2023
19-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €27k ▼12.2%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
W.A. Mozartlaan 21620 DrogenbosGround area
1.1 ha
Building footprint
897 m²
Volume, LiDAR
9,292 m³
2 parcels, Flanders · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MCM SOLUTION
since 20202.309.721.933
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 fl. |
| 23012G0443/00H000 | Flanders | 299 m² | 1 · 102 m² | 9.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DV Bouwconstruct
BE 0818.750.967
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JM CONSTRUCT
BE 0758.396.775
Pajottegem · Eq €144k
DIAMOND RENOVATIEBEDRIJF
BE 0883.486.292
Berlare · Eq €144k
VERHAEGE & DECLERCK
BE 0415.602.339
Dentergem · Eq €144k
Venibo
BE 0465.061.352
Dentergem · Eq €144k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,699 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2020
Fiscal year end31-03
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43240Other construction installation
43299Specialised construction activities
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.