Active BE 0793.930.746Private limited company

Vendura

Robert Vandammestraat(Kok) 168 ·8670 Koksijde, Belgium· 3 yrs active

Sector: Retail trade (47521)

Conclusion Checked

The computed 12-month bankruptcy probability of Vendura is 2.4% (moderate). The 2025 annual accounts show equity of €261k and a net result of €111k. Its solvency ranks better than 44% of 478 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€261k
Net result	€111k
Staff (FTE)	11.2
Better than sector	44%

Snowflake analysis 5 axes · computed by Checked

73 / 100

Strong profile, led by profitability.

Health 73

Profitability 100

Solvency 45

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

2.4% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2025 · computed

73 / 100 Healthy

050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →

Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	18.1%	21.2%	better than 44% of 478 sector peers
Net result	€111k	€33k	better than 75% of 476 sector peers
Equity	€261k	€166k	better than 61% of 478 sector peers
Gross operating margin	€835k	€282k	better than 81% of 478 sector peers
Staff costs	€589k	€212k	higher than 80% of 385 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€245k

-24.2% far above sector median

Net profit

€111k

-24.0% far above sector median

Cash flow

€168k

-19.4% far above sector median

Total assets

€1.44M

-2.0% far above sector median

Equity

€261k

+73.5% far above sector median

Working capital

€875k

-5.9% far above sector median

Employees (FTE)

11

+31.8% -40% vs sector

Staff costs

€589k

-30.6% far above sector median

Income taxes

€56k

-25.8% far above sector median

Debt

€1.18M

-10.6% far above sector median

Debt ≤ 1y

€355k

+9.1% +255% vs sector

Debt > 1y

€828k

-17.0% far above sector median

Current ratio

3.46

-10.2% +97% vs sector

Quick ratio

1.02

-12.0% -11% vs sector

Solvency

18.1%

+77.0% -6% vs sector

Debt / equity

4.54

-48.5% far above sector median

ROE

42.4%

-56.2% far above sector median

ROA

7.7%

-22.4% far above sector median

Interest coverage

7.88

+24.3% far above sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	-
EBITDA	€245k
Net profit	€111k
Cash flow	€168k
Staff costs	€589k
Income taxes	€56k
Dividends	-
Total assets	€1.44M
Equity	€261k
Debt	€1.18M
of which ≤ 1y	€355k
of which > 1y	€828k
Working capital	€875k
Employees (FTE)	11.2

Ratios (computed)

	2025
Current ratio	3.46
Quick ratio	1.02
Working capital ratio	60.6%
Solvency	18.1%
Debt / equity	4.54
Long-term debt ratio	3.17
Interest coverage	7.88
Gross margin	-
Net margin	-
ROA	7.7%
ROE	42.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €215k · 14.9% Current assets €1.23M · 85.1%

Equity & liabilities

Equity €261k · 18.1% Debt €1.18M · 81.9%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.44M
Fixed assets	21/28	€215k
Intangible fixed assets	21	€64k
Tangible fixed assets	22/27	€151k
Financial fixed assets	28	€305
Current assets	29/58	€1.23M
Stocks & contracts in progress	3	€868k
Amounts receivable within one year	40/41	€55k
Cash & bank	54/58	€276k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.44M
Equity	10/15	€261k
Contributions / capital	10/11	€5k
Reserves	13	€256k
Accumulated profits (losses)	14	€7
Amounts payable	17/49	€1.18M
Amounts payable after one year	17	€828k
Amounts payable within one year	42/48	€355k
Trade debts payable within one year	44	€191k
Income statement
Gross operating margin	9900	€835k
Operating result	9901	€188k
Financial income	75	€10k
Financial charges	65	€31k
Result before taxes	9903	€167k
Income taxes	67/77	€56k
Net result for the period	9904	€111k
Result to be appropriated	9905	€111k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Retail trade(47521)
Legal form	Private limited company(610)
Incorporation	24-11-2022
Status	Active
Postal code	8670

Establishment units 2 locations

Vendura

Robert Vandammestraat(Kok) 168, 8670 KoksijdeDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte < 2500 m²)

since 20222.338.538.158

Zandstraat 267, 8200 Brugge

Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte < 2500 m²)

since 20232.342.663.430

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
38343A0873/00F002	Flanders	2.4 ha	1 · 2,109 m²	6.4 m · 2 fl.
31425C0303/00H022	Flanders	1.3 ha	1 · 2,475 m²	11.4 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

30-01-2026

NBB filing Annual accounts filed

fiscal year 2025 · verkort

2025

31-01-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110

Primary activity highlighted.

Names & trade names

Legal nameNL

Vendura

Registered office

Robert Vandammestraat(Kok) 168

8670 Koksijde, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same NACE

CERAMICO BE 0427.520.669 · Oostkamp

Tuin- en Hobbycenter Hens BE 0445.986.501 · Nijlen

MEGASTOCK BE 0459.956.974 · Antwerpen

BASTIAANSEN BE 0449.479.390 · Merelbeke-Melle

GAFFINA BE 0442.736.110 · Grâce-Hollogne