VENCKO
ActiveVENCKO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €501k and a net result of €72k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 87% of 7321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-28
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 5.52 against 5.13 in 2024), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.1%
Return on assets
11.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
76 d early
2023
119 d late
2022
46 d early
2021
72 d early
2020
60 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€501k▲ 16.8%
2024 · €429k
2018: €162k
2019: €166k
2020: €178k
2021: €194k
2022: €256k
2023: €312k
2024: €429k
2018 → 2025
Total assets
€625k▲ 13.0%
2024 · €553k
2018: €262k
2019: €262k
2020: €267k
2021: €283k
2022: €404k
2023: €414k
2024: €553k
2018 → 2025
Net result
€72k▼ 38.4%
2024 · €117k
2018: €-5k
2019: €3k
2020: €12k
2021: €18k
2022: €101k
2023: €57k
2024: €117k
2018 → 2025
Working capital
€425k▲ 20.1%
2024 · €354k
2018: €95k
2019: €98k
2020: €109k
2021: €122k
2022: €181k
2023: €237k
2024: €354k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€194k-€256k▲ 31.5%€312k▲ 22.2%€429k▲ 37.4%€501k▲ 16.8%
Operating result€25k-€124k▲ 392%€66k▼ 46.9%€162k▲ 147%€107k▼ 34.1%
Net result€18k-€101k▲ 465%€57k▼ 43.8%€117k▲ 105%€72k▼ 38.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €625k
Fixed assets
€106k▼ 6.7%
Current assets
€519k▲ 18.1%
Equity and liabilities €625k
Equity
€501k▲ 16.8%
Debt
€124k▲ 0.1%
The debt ratio falls from 22.4% to 19.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€114k▼
2024 · €170k
Cash flow
€79k▼
2024 · €125k
Solvency
80.1%▲
2024 · 77.6%
Current ratio
5.52▲
2024 · 5.13
Quick ratio
5.52▲
2024 · 5.13
Debt / equity
0.25▼
2024 · 0.29
ROE
14.4%▼
2024 · 27.2%
ROA
11.5%▼
2024 · 21.1%
Interest coverage
50.93▼
2024 · 81.10
Debt
€124k▲
2024 · €124k
Debt ≤ 1 year
€94k▲
2024 · €86k
Debt > 1 year
€30k▼
2024 · €38k
Income taxes
€35k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€553k€625k▲
Fixed assets21/28€114k€106k▼
Tangible fixed assets22/27€114k€106k▼
Land and buildings22€111k€105k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€968-
Current assets29/58€439k€519k▲
Amounts receivable after more than one year29-€93k
Trade receivables290-€93k
Amounts receivable within one year40/41€235k€100k▼
Trade receivables40€151k€96k▼
Other amounts receivable41€84k€4k▼
Current investments50/53€49k€49k=
Cash at bank and in hand54/58€155k€271k▲
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€553k€625k▲
Equity10/15€429k€501k▲
Contributions10/11€13k€13k=
Reserves13€193k€263k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€192k€262k▲
Profit (loss) carried forward14€223k€225k▲
Amounts payable17/49€124k€124k▲
Amounts payable after more than one year17€38k€30k▼
Financial debts170/4€38k€30k▼
Amounts payable within one year42/48€86k€94k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43-€149
Credit institutions430/8-€149
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€76k€78k▲
Taxes450/3€76k€78k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€172k€118k▼
Operating profit (loss)9901€162k€107k▼
Financial income75/76B€8k€3k▼
Recurring financial income75€8k€3k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€168k€107k▼
Income taxes67/77€51k€35k▼
Profit (loss) for the period9904€117k€72k▼
Profit (loss) for the period to be appropriated9905€117k€72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€338k€295k▼
Profit (loss) brought forward from the previous period14P€221k€223k▲
Transfer to equity691/2€115k€70k▼
To other reserves6921€115k€70k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Equity above €500kEq €501k ▲16.8%
7 profitable years in a row build equity to €501k.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €117k ▲105%
Operating result €162k, net result €117k, both a record.
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 119 days late
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €256k ▲31.5%
4 profitable years in a row build equity to €256k.
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korenwind 368890 MoorsledeGround area
727 m²
Building footprint
156 m²
Volume, LiDAR
814 m³
Parcel 36012A1765/00V004, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VENCKO
since 20102.190.625.531
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012A1765/00V004 | Flanders | 727 m² | 1 · 156 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 497 EUR awarded · 610 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 51 EUR | 147 EUR |
| 2024 | 1 | 246 EUR | 150 EUR |
| 2023 | 1 | 0 EUR | 113 EUR |
| 2022 | 1 | 200 EUR | 200 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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ALTURA ACCESS
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FL BOUW
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Of 29,551 companies in sector 41001 we hold annual accounts for 15,874. 9,135 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-07-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.