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Velvet 3

Active
Private limited companyfounded 2024active for 1 yearKaasrui 3, 2000 Antwerpen, BelgiumKBO/BCE: BE 1016.751.921
Summary

Velvet 3 has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,285 and a net result of €90,285. Its solvency ranks better than 44% of 16,996 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 28-11-2024 Normal situation
Activity
Cafés and bars NACE 56301and 3 others
Establishment unit
2.369.275.280 2000 Antwerpen, since 28-11-2024
Financial year end
31 December
Peppol
Reachable since 06-11-2025

Board and ownership

Board
  • RemaDirector · since 27-11-2024 · permanent representative NASSIRI GOORTANI Reza

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€146,790
Turnover
≈ €390,000
estimated
Profit
€90,285
Equity
€100,285
Total assets
€445,163
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2024lowers riskLiquidity: current ratio 0.97, cash €129,993Figures for financial year 2025 (filed on 27-07-2026)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 61% of micro companies in food and beverage service (NACE 56)
Financial strength
Strong
Solvency 48
equity 22.5% of total assets
Liquidity 54
short-term debt 61.6% · cash 29.2%
Profitability 94
return on assets 20.3%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2025: 3.9% 01-2026: 3.9%● unchanged vs 12-2025 02-2026: 4.0%▲ +0.1 percentage points vs 01-2026 03-2026: 4.4%▲ +0.4 percentage points vs 02-2026 04-2026: 4.6%▲ +0.2 percentage points vs 03-2026 05-2026: 4.9%▲ +0.3 percentage points vs 04-2026 06-2026: 4.9%● unchanged vs 05-2026 07-2026: 5.3%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 1.1%▼ -4.2 percentage points vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026lowest value 10-2026: 1.1%● unchanged vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is insufficient, with a current ratio of 0.97, below 1. Short-term debt is 61.6% and cash 29.2% of total assets. 77.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 44% of them on solvency, 57% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.97, cash €129,993
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 27-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
4 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in food and beverage servicesector median €4,886 · 16,974 companies €90,285 View

Recent changes

  1. · Gazette deed Resignation: Rema (director)Appointment: Rema (director)
  2. · Gazette deed IncorporationStarting capital €10,000 · Appointment: REMA (director) · Permanent representative: NASSIRI GOORTANI Reza
All 4 events

Comparable companies

These companies have the same main activity as Velvet 3: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €380,000 and €659,000, founded between 2023 and 2025.

CompanyTotal assetsGross margin
Velvet 3 Antwerpen€445,163€146,790
Irish pub IEPER Gent€532,345€137,811
Venture 4 Nature Meerhout€379,685€199,915
Café De Lindekens Schoten€390,084€165,623
CADOU De Haan€436,935€191,993
2NIGHT Brugge€453,687€89,421
BUMBUM De Haan€658,645€176,038
Full comparison

Key facts about Velvet 3

What is the company number of Velvet 3?
The company number of Velvet 3 is 1016.751.921. The VAT number is the same number with BE in front: BE 1016.751.921.
Where is Velvet 3 based?
The registered office is at Kaasrui 3, 2000 Antwerpen.Company details
What does Velvet 3 do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of Velvet 3?
The legal form of Velvet 3 is Private limited company (BV).
When was Velvet 3 founded?
Velvet 3 was founded on 28-11-2024.
Is Velvet 3 still active?
Yes, Velvet 3 is an active enterprise in the KBO register.
What is the turnover of Velvet 3?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €146,790 and 31 comparable companies (NACE 56301). It probably lies between €340,000 and €490,000.Financials
Is Velvet 3 profitable?
In financial year 2025, Velvet 3 made a profit of €90,285.
Where can I find the annual accounts of Velvet 3?
Velvet 3 filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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