Comparable companies
- Y.L.W.Sankt Vith
- DILIGENCE & COElsene
- DPPGMMLonderzeel
- AU RENOUVEAUThimister-Clermont
- LE VAUDREE 5Blégny
Velvet 3
ActiveFrom the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette
Summary
Velvet 3 has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,285 and a net result of €90,285. Its solvency ranks better than 44% of 16,925 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Official details
KBO- Status
- Active since 28-11-2024 Normal situation
- Legal form
- Private limited company
- Registered office
- Kaasrui 3, 2000 Antwerpen
- Activity
- Cafés and bars NACE 56301and 3 others
- Establishment unit
- 2.369.275.280 2000 Antwerpen, since 28-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-11-2025
Who decides
Board
- RemaDirector · since 27-11-2024 · permanent representative NASSIRI GOORTANI Reza
How it is doing
- Bankruptcy probabilitywithin 12 months
- 1.1%
Annual accounts 2025
- Gross margin
- €146,790
- Turnover
- ≈ €390,000
- estimated
- Profit
- €90,285
- Equity
- €100,285
- Total assets
- €445,163
2025 accounts 4 days early
Filed on 27-07-2026at the National Bank
Why 66raises riskSector: Food and beverage service activities (NACE 56)Founded in 2024lowers riskLiquidity: current ratio 0.97, cash €129,993Figures for financial year 2025 (filed 27-07-2026)Show the evidence
Checked score
Score 2025
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 61% of its sector peers (NACE 56, micro)
Financial strength
Strong
Solvency
48
equity 22.5% of total assets
Liquidity
54
short-term debt 61.6% · cash 29.2%
Profitability
94
return on assets 20.3%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 3.9%
01-2026: 3.9%● unchanged vs 12-2025
02-2026: 4.0%▲ +0.1 percentage points vs 01-2026
03-2026: 4.4%▲ +0.4 percentage points vs 02-2026
04-2026: 4.6%▲ +0.2 percentage points vs 03-2026
05-2026: 4.9%▲ +0.3 percentage points vs 04-2026
06-2026: 4.9%● unchanged vs 05-2026
07-2026: 5.3%▲ +0.4 percentage points vs 06-2026highest value
08-2026: 1.1%▼ -4.2 percentage points vs 07-2026
09-2026: 1.1%● unchanged vs 08-2026lowest value
10-2026: 1.1%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.97, below 1; short-term debt: 61.6% and cash: 29.2% of total assets), and 77.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 44% on solvency, 57% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Key points
- Positive: Among the best 5% on net resultsector median €4,879 · 16,903 companies €90,285 View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 27-07-2026
Acts in the Belgian Official Gazette
- Resignations & appointmentsact of 28-11-2025
- Resignations & appointmentsact of 15-07-2025
- Incorporationact of 02-12-2024
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about Velvet 3
- What is the company number of Velvet 3?
- 1016.751.921. In Belgium the VAT number is the company number with BE in front: BE 1016.751.921.
- Where is Velvet 3 based?
- The registered office is at Kaasrui 3, 2000 Antwerpen.Company details
- What does Velvet 3 do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of Velvet 3?
- Private limited company (BV).
- When was Velvet 3 founded?
- On 28-11-2024.
- Is Velvet 3 still active?
- Yes, Velvet 3 is an active enterprise in the KBO register.
- What is the turnover of Velvet 3?
- ≈ €390,000 in financial year 2025. Estimated from the gross margin of €146,790: probably between €340,000 and €490,000, based on 31 comparable companies, NACE 56301.Financials
- Is Velvet 3 profitable?
- In financial year 2025, Velvet 3 made a profit of €90,285.
- Where can I find the annual accounts of Velvet 3?
- Velvet 3 filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank
Companies related to Velvet 3
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.