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Velvet 3

Active
Private limited companyfounded 2024active for 1 yearKaasrui 3, 2000 Antwerpen, BelgiumKBO/BCE: BE 1016.751.921
Summary

Velvet 3 has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,285 and a net result of €90,285. Its solvency ranks better than 44% of 16,925 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow ReportCompare
Velvet 3ActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Cafés and bars
NACE 56301
1 site
Size
≈ €390,000turnover 2025, estimated
Equity
€100,285
Profit
€90,285
Turnover estimated from the gross margin
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
  • RemaDirector · permanent representative NASSIRI GOORTANI Reza
2025 accounts 4 days early
Why 66raises riskSector: Food and beverage service activities (NACE 56)Founded in 2024lowers riskLiquidity: current ratio 0.97, cash €129,993Figures for financial year 2025 (filed 27-07-2026)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 61% of its sector peers (NACE 56, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 48
equity 22.5% of total assets
Liquidity 54
short-term debt 61.6% · cash 29.2%
Profitability 94
return on assets 20.3%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,772 companies, NACE 56, micro)
Last 24 months 12-2025: 3.9% 01-2026: 3.9%● unchanged vs 12-2025 02-2026: 4.0%▲ +0.1 percentage points vs 01-2026 03-2026: 4.4%▲ +0.4 percentage points vs 02-2026 04-2026: 4.6%▲ +0.2 percentage points vs 03-2026 05-2026: 4.9%▲ +0.3 percentage points vs 04-2026 06-2026: 4.9%● unchanged vs 05-2026 07-2026: 5.3%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 1.1%▼ -4.2 percentage points vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026lowest value 10-2026: 1.1%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.97, below 1; short-term debt: 61.6% and cash: 29.2% of total assets), and 77.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 44% on solvency, 57% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.97, cash €129,993
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 27-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
4 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignations & appointmentsPower of attorney
  3. Resignation: Rema (director)Appointment: Rema (director) · Power…

Key points

  • Positive: Among the best 5% on net resultsector median €4,879 · 16,903 companies €90,285 View
  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €445,163 View

By topic

Financials

Financial year
2025
Total assets
€445,163
Profit
€90,285
Solvency
22.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
28-11-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
15
Annual meeting
First Friday of June at 19:00
Purpose
“Het uitbaten van één of meer afhaalrestaurants, restaurants van het traditionele type…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about Velvet 3

What is the company number of Velvet 3?
1016.751.921. In Belgium the VAT number is the company number with BE in front: BE 1016.751.921.
Where is Velvet 3 based?
The registered office is at Kaasrui 3, 2000 Antwerpen.Company details
What does Velvet 3 do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of Velvet 3?
Private limited company (BV).
When was Velvet 3 founded?
On 28-11-2024.
Is Velvet 3 still active?
Yes, Velvet 3 is an active enterprise in the KBO register.
What is the turnover of Velvet 3?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Velvet 3 profitable?
In financial year 2025, Velvet 3 made a profit of €90,285.
Where can I find the annual accounts of Velvet 3?
Velvet 3 filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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