Financials
- Fiscal year
- 2025
- Total assets
- €658,645
- Profit
- €81,168
- Solvency
- 12.9%
BUMBUM
ActiveSummary
BUMBUM has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85,168 and a net result of €81,168. Its solvency ranks better than 33% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Overview
Activity
Cafés and bars
NACE 56301
4 sites
Size
€658,645total assets 2025
- Equity
- €85,168
- Profit
- €81,168
Turnover not published (abridged schema)
Structure
Accounts filed 27 d late0 of 2 deeds read
Why 64- Founded in 2025- Sector Food and beverage service activities (NACE 56)+ Size: total assets €658,645+ Figures for FY 2025 (filed 27-08-2026)Show the evidence
Checked score
Score 2025
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 56% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
38
equity 12.9% of total assets
Liquidity
57
short-term debt 25.3% · cash 13.1%
Profitability
84
return on assets 12.3%
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 4.5%
04-2026: 4.5%● 0.0% vs 03-2026
05-2026: 4.6%▲ +2.2% vs 04-2026
06-2026: 5.0%▲ +9.5% vs 05-2026
07-2026: 5.2%▲ +3.2% vs 06-2026
08-2026: 5.6%▲ +7.0% vs 07-2026highest value
09-2026: 1.4%▼ -74.6% vs 08-2026lowest value
10-2026: 1.5%▲ +4.0% vs 09-2026
- Founded in 2025 raises the probability for this profile
- Sector Food and beverage service activities (NACE 56) raises the probability
- Size: total assets €658,645 lowers the probability for this profile
- Figures for FY 2025 (filed 27-08-2026) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.14; short-term debt: 25.3% and cash: 13.1% of total assets), and 87.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 36%, liquidity 60%, profitability 71%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 27-08-2026Annual accounts filed
Company details
- Sites
- 4
- Legal form
- Private limited company
- Activity
- Cafés and barsNACE 56301
- Founded
- 27-02-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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