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VELTEX

Active
Private limited company (pre-2019)founded 2015active for 10 yearsWaterloosesteenweg 1377, 1180 Ukkel, BelgiumKBO/BCE: BE 0643.944.002
Summary

VELTEX has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,035 and a net result of €10,570. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 1,332 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Personal service activities
NACE 96101
1 site
Size
€24,199total assets 2025
Staff
1.2 FTE
Equity
€6,035
Profit
€10,570
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Parent
PEARLION · 100%
Accounts 28 days early1 of 3 deeds read
Why 85raises risk1 of the last 3 lateSize: 1.2 FTE, total assets €24,199lowers riskLiquidity: current ratio 1.18, cash €17,906Founded in 2015Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 75% of its sector peers (NACE 96, micro)
Financial strength · tick = 2024
Strong
Solvency 50+50
equity 24.9% of total assets
Liquidity 59+9
short-term debt 75.0% · cash 74.0%
Profitability 100=
return on assets 43.7%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,606 companies, NACE 96, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.5 percentage points vs 07-2025 09-2025: 1.6%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 1.4%▼ -0.2 percentage points vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026 05-2026: 1.4%▼ -0.1 percentage points vs 04-2026 06-2026: 1.3%▼ -0.1 percentage points vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 0.5%▼ -0.8 percentage points vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.18, compared with 0.59 in 2024, below the usual 1.5; short-term debt: 75% and cash: 74% of total assets), and 75.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 48% on solvency, 64% on liquidity, 93% on profitability and 96% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.18, cash €17,906
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Size: 1.2 FTE, total assets €24,199
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 days early
2024
60 days late
2023
on the day
2022
on the day
2021
30 days late
2020
86 days late
2019
131 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2018 to 2025net €10,570 ▲18.7%
  3. Liquidity doublescurrent ratio 1.18

Key points

  • Controlled by PEARLION 100% View
  • Total assets 20256 financial years filed €24,199 View
  • Active since 2015founded 08-12-2015 10 years View

By topic

Financials

Financial year
2025
Total assets
€24,199
Profit
€10,570
Solvency
24.9%
Total assets▲ 81.9%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 31-10-2025Resignation: Kengen Grégoire (director)
  2. 29-09-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Personal service activitiesNACE 96101
Founded
08-12-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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